Travel Insurance Saver
Single Trip Annual Multi Trip
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    2025
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    2025
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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to Antarctica

    Antarctica Travel Insurance 


    Tourism to Antarctica has increased in recent years, no longer just for brave adventurers trailblazing through unknown lands, though it is still very unknown. 
     
    Looking for Antarctica travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for Antarctica.  
     

    Unlike any other 

     
    A trip to Antarctica is likely to be unlike any holiday you’ve ever had before. Antarctica is one of the world’s seven continents and is located at the Southern-magnetic Pole. Santa Claus may come from the North Pole, but the South Pole has many more mysteries yet to be discovered. Antarctica has a completely unique biosphere and attracts animals and birds of many different varieties 
      
    Though Antarctica was only officially discovered in the early 20th century on the Discovery Expedition, the philosopher Aristotle wrote of an Antarctic region, a southern icy land. Other Roman philosophers hypothesized of a southern pole in some of their works also.  
     

    Dress for the conditions

     
    Antarctica is a large island covered in tundra and ice. People forget how large Antarctica is because it is mostly uninhabited, but surprisingly it is larger than the size of both the USA and Mexico combined. The continent is almost completely covered in ice, most of the area covered in ice is more than a mile thick, with some places thicker than three miles. Antarctica experiences extreme weather conditions, with extremely strong winds and freezing conditions. Because of this, it has made it a difficult continent to explore.  
      
    There is a semi-permanent population living on the continent numbering a little over a thousand people. Antarctica is subject to extreme conditions and is an extremely isolated destination. 
     

    Treaty to protect 

     
    There are a number of countries who have signed a treaty which is designed to protect Antarctica from military activity and geological exploitation. There are currently 54 states who have signed the treaty, and twelve original signatories.
     
     

    Travelling to Antarctica as a Tourist  

    The best time to travel to Antarctica occurs between mid-November and early March, to the peninsula. 

    How to get there 

    There are two ways you can reach Antarctica, the more-common being by ship, and the less-common being by plane. The ship option is by far the more adventurous/exotic way of reaching the continent. There is nothing quite like approaching the mysterious and icy landscape by ship. The different ships range from simple vessels to more luxuriously accommodating vessels.    

    Reasons to travel to Antarctica   

    1. Wildlife 

    The predominant reason people travel to Antarctica is to observe the fabulous wildlife on display there. Antarctica has wildlife that cannot be viewed anywhere else in the world. When taking a cruise to Antarctica, you are likely to see penguins, seals, whales, seabirds and run into a variety of other random animal encounters.  

    2. Environment 

    Not many people get to experience the beauty that is Antarctica. Antarctica holds landscapes unlike anywhere else in the world. Firstly, the continent is gigantic. It is larger than both the USA and Mexico combined, and in some parts is at least three miles thick with ice. There are several smaller islands around the continent which hold abundant wildlife, and on the horizon, you can see mountains made up entirely of ice.  

    3. Learning 

    One of the most important aspects of travelling to Antarctica is to become educated about our planet and how it is made up. When people travel to Antarctica they see how much of it is covered in ice and become more educated about the effects of global warming on the planet.  

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Holiday Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance
    Off Piste and Back Country Skiing
    Already Overseas Travel Insurance

    Travel Insurance for Antarctica

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Antarctica