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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance to Europe

    Looking for Europe travel Insurance?
    Enter your travel details in the quote panel to view travel insurance to Europe.

    Ye Olde World 

    Europe, the old world, where all of Western culture originates from. Europe is the most visited continent on the planet. The number one most visited country in the world is France, and the second most visited country in the world is Spain. Travelling to Europe really is incredible and surprising. A continent comprised of so many cultures living side by side. 
     

    Close neighbours 

    You only have to travel for a couple of hours to cross from one country into another. What is more surprising is how different the cultures are to one another. Although the French, Italian and Spanish languages are all romance languages, meaning they’re based off of the Latin language, the cultures and languages today are completely different. 
     

    Origins 

    Coming from a country like Australia, a broad land with a small population, who all share the same predominantly spoken language, it is quite an amazing experience. And for a lot of people from different parts of the world it is the same. That is why Europe is one of the favoured tourist destinations in the world. 

    Some of the most popular countries to travel in Europe include:
     
    France; Spain; Italy; Germany; Austria; Greece; Portugal; United Kingdom; Ireland and Holland. 
     

    Growing in popularity now as a tourist destination because of its low price and brilliant culture is Eastern Europe: 

    Hungary; Czech Republic; Croatia; Bulgaria and Romania.  

    How big?

    Europe in terms of size it is slightly larger than mainland China. Geographically Europe is vast and varied, with many different islets and peninsulas. 

    The best of the west 

    European history is long and varied and has had a profound impact on modern-Western culture. Western culture and European culture can be seen as distinct. With European pilgrims migrating to the New World in the 1600’s. Modern American culture has had a profound impact on the rest of the world through their media, music and literature.  

    In many ways it can be said that Western culture deviated from the extant European culture and has come to influence it again. Because of Europe’s rich culture and history, it makes it a popular destination for students. University’s often will have exchange problems between nations. 

    Divergent Cultures 

    Look at the influence the U.S.A has had on the rest of the world through reinventions of stereotypical depictions of other countries cultures through their film mediums. How do people know what France is like if they’ve never been? They’ve seen it through American films most likely. And how do French people react when they see their own culture recreated and reconstrued back to them? Probably with mild amusement. 

    This is why to see a country properly, to know its essence and to feel what it is really like, you must travel there in person. 

    Senior Travel Insurance Destination

    Many seniors are travelling more than ever before, and of course a favoured holiday destination is Europe. Europe provides some of the best cuisine in the world, so many different kinds of cuisine in one area. You can eat Filet Mignon in France, Spaghetti Carbonara in Italy, Bratwursts in Germany and Goulash in Hungary. 

    Europe Medical Travel Insurance 

    If you are in a rural or remote area, and the hospital you are taken to doesn’t have the adequate care for your condition, medical evacuation and repatriation, which is covered under all policies, will allow for the transfer of your persons from one hospital to another. Seniors deserve the best when they travel overseas, they’ve worked hard all their lives and now they’re trying to enjoy the fruits of their labours. In Europe, it is common for people to take cruises around the Mediterranean. If you are going to be cruising around the Mediterranean, your travel insurance policy will cover you, as cruise cover is included under all policies. The International Comprehensive travel insurance policy to Europe will also provide you with additional cruise coverage. 

    Romance Abroad 

    Europe is also one of the most romantic places on the planet. With cities like Barcelona, Paris, Prague and countless others, it’s not hard to see why so many love stories are filmed and written here. It’s true, the Europeans love differently to the rest of us. Open and warm, this is how they are characterized. So different to us Australians, who for the majority of us get our cultural roots from the frigid British. 

    But we can learn to love like Europeans, if only for a fleeting moment, by spending time there. You can find love in Europe, or bolster your own, or avoid love altogether and gorge on food and drink – either way, you’ll have a wonderful time 

    Car Rental Travel Insurance 

    Europe is also a large land mass. If it were a country, it would be larger than China, which is the fourth largest country in the world. With fifty sovereign nations on the continent, travelling by car is one great way to see the best the continent has to offer.  

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Holiday Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance
    Off Piste and Back Country Skiing
    Already Overseas Travel Insurance

    Travel Insurance to Europe

    Travel Alert: You can only travel to your destination if there is no travel ban in place or if you have an exemption. Also, while a destination has a 'Do Not Travel' warning in place for COVID-19, our policies won't cover a loss arising from COVID-19 in that destination. See the latest government advice at smartraveller.gov.au and health.gov.au, and check the travel insurance alerts

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Europe. 

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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