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Single Trip Annual Multi Trip
    8
    May
    2021
    9
    May
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no limits associated with altitude when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions andexclusions. 

    Cook Island Travel Insurance

    Extras

    Compare and save on Cook Islands travel insurance

    Cook Island demographics

    Language:   English  
    Area:    240 sq km  
    Population:  17,379 
    Capital City:  Avarua 
    ± GMT:     -10 hours  


    Location central Polynesia says it all. Welcoming says it all. Peaceful says it again. Paradise goes without saying.
    Did Robinson Crusoe live here? Probably.
    Glorious beaches, thick tropical jungle. This is one place where stress is not a factor. If you are looking for the hustle and bustle of city life then go somewhere else. Time rolls on whilst you idle away the days in Paradise. 

    Nearby countries to the Cook Islands

    American Samoa travel insurance
    Samoa travel insurance
    Fiji travel insurance
    French Polynesia travel insurance
    New Zealand travel insurance

    Smart Traveller Cook Islands

    Exercise common sense and look out for suspicious behaviour, as you would in Australia.
    Cyclone season in the Cook Islands is from November to April. However, tropical storms and cyclones may occur in other months.  
    *Please use information as a guide and always check Smart Traveller for the most up to date information. 
    Note: Remember to register with Smart Traveller before travelling overseas. 

    Australian Embassy / Consular representation Cook Island

    Australian High Commission, New Zealand
    Address
    72-76 Hobson Street
    Thorndon
    Wellington
    New Zealand
    Telephone     +64 4 473 6411 

    The Cook Islands travel insurance guide

    The Australian government and Smart Traveller recommend appropriate insurance information if you are travelling overseas and to ensure that you are properly covered with comprehensive travel insurance. The cost of medical, dental and let alone the inconvenience of the lost luggage can ruin your holiday. 

    Useful Links

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    QBE Travel Insurance
    Travel Insurance Australia
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    Overseas Travel Insurance
    Single Trip Annual Multi Trip
      8
      May
      2021
      9
      May
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no limits associated with altitude when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions andexclusions. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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