Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    June
    2021
    15
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Geography in China

    Extras

    China extends some 5,026 kilometers across the East Asian landmass bordering the East China Sea, Korea Bay, Yellow Sea, and South China Sea, between North Korea and  Vietnam. The intermediate variations of landscapes include vast plains, endless deserts, and spectacular mountain ranges.

    The eastern half of the country sea boundary with offshore islands. Encompasses a region of fertile lowlands, foothills and mountains, deserts, steppes, and subtropical areas. The western half of China is a region of sunken basins, rolling plateaus, and towering massifs, including a portion of the highest tableland on earth.

    In spite of many good harbors along the approximately 18,000-kilometer coastline, the nation has traditionally oriented itself not toward the sea but inland China also has the Tibetan Plateau, a very large, high altitude plateau, to the south. To the north of the Tibetan Plateau lie the Gobi and Taklamakan deserts, which stretch from the extreme northwest eastward through Mongolia.
    China covers an area of 9,629,091 km2.

    From the Tibetan Plateau is a vast, elevated plateau covering most of the Tibet Autonomous Region and Qinghai Province in the People's Republic of China and Ladakh in Kashmir. With an average elevation of over 4,500 meters, the highest and biggest plateau in the world and an area of 2.5 million square kilometers.

    The east-west ranges include some of Asia's greatest mountains. In addition to the Himalayas and the Kunlun Mountains, there are the Kailash (Gangdise) and the Tian Shan ranges.

    The largest inland basin in China, the Tarim Basin measures 1,500 kilometres from east to west and 600 kilometres from north to south at its widest parts. The Himalayas form a natural boundary on the southwest as the Altai Mountains do on the northwest.

    Flowing from its source in the Tibetan highlands, the Yellow River courses toward the sea through the North China PlainThe plain itself is actually a continuation of the Manchurian Plain to the northeast.

    The Qinling mountain range, a continuation of the Kunlun Mountains, divides the North China Plain from the Yangtze River Delta and is the major physiographic boundary between the two great parts of China Proper.

    West of the Nanling, the Yunnan-Guizhou Plateau rises in two steps, averaging 1,200 and 1,800 metres in elevation, respectively, toward the precipitous mountain regions of the eastern Tibetan Plateau.

    The Hai Riverflows from west to east. Its upper course consists of five rivers that converge near Tianjin, then flow seventy kilometers before emptying into the Bohai Gulf. Inland drainage involving a number of upland basins in the north and northeast accounts for about 40 percent of the country's total drainage area. Many rivers and streams flow into lakes or diminish in the desert. Some are useful for irrigation.

    Back to China Travel Insurance page

    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions