Travel Insurance Saver
Single Trip Annual Multi Trip
  • Countries selected:
  • Bahamas
29
July
2025
30
July
2025
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Medical Condition

A pre-existing medical condition is any medical condition which:

At the time you buy your policy is:
  • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
To include a medical condition you will need to complete a medical screening 
  1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
  2. Compare quotes and view PDS and then click on the "Continue" button. 
  3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
  4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

Snow Sports

Snow Sports is available as an optional extra on all international policies.

To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

On the following page you can;

$0 Excess

By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

Cruise

Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

  • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
  • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
Click the link to find out more about travel insurance for cruising.

Activities

Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

Already Overseas

If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

You must include all overseas destinations that you will be travelling to and your current overseas location. 

There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

Annual Multi Trip

Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
  • Start and end at your home in Australia, and 
  • Be to a destination of at least 100km from your home in Australia, and 
Designed for people who are travelling internationally and may also be travelling domestically. 

Children & Under 18's

Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

Coronavirus - Medical

Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

Cruise

Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

Find out more about Cruise Travel Insurance.

Motorcycle / Scooter

Motorcycles

As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


Scooters/Moped

You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


You must be wearing a helmet on Scooters and Motorcycles.


Passenger

If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


Click on the link to find out more about Motorcycle Travel Insurance

One Way

Policies are available for one-way travel insurance overseas;

  • Where there is no intention to return to Australia 
  • You don't hold a return ticket 
  • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

Find out more about one way travel insurance

Regions and Stopovers

Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

We have 5 regions 

  • Worldwide 
  • Worldwide excluding USA, Canada and Antarctica. 
  • Asia
  • South Pacific incl New Zealand and Australia - Cruise. 
  • Australia
We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
 
Stopovers
We cover up to 48 hours for stopovers on the way or way back from your destination. 

Schools & Groups

If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

Please click on School Group Travel Insurance to apply for an instant quote.

Or Please click on Group Travel Insurance for more information.

Travel Insurance to the Bahamas

Map Bahamas Travel Insurance The Bahamas shares maritime borders with the United States, and Turks and Caicos Islands (UK). With a land area of 13,943 km², the island chain is about the size of Montenegro, or slightly smaller than Connecticut.). The group consists of 700 islands and 2,400 cays.

The Bahamas, officially the Commonwealth of The Bahamas, is an island country within the Lucayan Archipelago of the West Indies in the North Atlantic. It takes up 97% of the Lucayan Archipelago's land area and is home to 88% of the archipelago's population.

Christopher Columbus was the first European to see the islands, making his first landfall in the "New World" in 1492 when he landed on the island of San Salvador. Later, the Spanish shipped the native Lucayans to and enslaved them on Hispaniola, after which the Bahama islands were mostly deserted from 1513 until 1648, nearly all native Bahamians having been forcibly removed for enslavement or having died of diseases that Europeans brought to the islands. In 1649 English colonists from Bermuda, known as the Eleutheran Adventurers, settled on the island of Eleuthera.

The Bahamas became a British crown colony in 1718, when the British clamped down on piracy. After the American Revolutionary War, the Crown resettled thousands of American Loyalists to the Bahamas; they took enslaved people with them and established plantations on land grants. Enslaved Africans and their descendants constituted the majority of the population from this period on. The slave trade was abolished by the British in 1807; slavery in the Bahamas was abolished in 1834. Subsequently, The Bahamas became a haven for freed African slaves. Africans liberated from illegal slave ships were resettled on the islands by the Royal Navy, while some North American slaves and Seminoles escaped to The Bahamas from Florida. Bahamians were even known to recognise the freedom of enslaved people carried by the ships of other nations which reached The Bahamas. 

The Bahamas is one of the richest countries in the Americas  with an economy based on tourism and offshore finance. 

Bahamas demographics

 Language  English 
 Area 13,935 sq. km
 Capital City Nassau 
 ± GMT: -5 hours

 


 

 

Surrounding countries

USA travel insurance

The Australian High Commission in Trinidad and Tobago look after Bahamas

Australian High Commission, Trinidad and Tobago

Head of Mission

Australian High Commissioner to Trinidad and Tobago

Address

18 Herbert Street
St Clair
Port of Spain
Trinidad and Tobago

Telephone +1 (868) 822 5450

Bahamas travel information

Flag Bahamas Travel Insurance

Please refer to the Australian Government website Smartraveller for general information about the Bahamas from the Smart Traveller website. Please read the PDS before considering travel insurance to Bahamas

Useful Links

Travel Insurance
Travel Insurance Australia
International Travel Insurance
Worldwide Travel Insurance
Overseas Travel Insurance
Seniors Travel Insurance
Cruise Travel Insurance

Bahamas Travel Insurance

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Bahamas.