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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Thailand - Activities

    Sightseeing Thailand by rail

    Take a memorable train trip across the notorious River Kwai Bridge, which was built by Allied prisoners under the direction of the Japanese during WWII. 

    Kite Fighting in Thailand

    Admire the skills of the kite fighters. Opposing teams fly male Chula and female Pakpao kites in a surrogate battle of the sexes. 

    Wanting 365 days travel insurance or more, find out more.


    Thai Kick Boxing

    Watch a muay thai (Thai kickboxing) match; this traditional sport can be seen every day of the year at the major stadiums in both Bangkok and the provinces. Thai boxing matches are preceded by elaborate ceremonies and accompanied by lively music. 

    Already overseas and need travel insurance?


    Meditation in Thailand

    Cast off all cares through traditional meditation. Thailand has dozens of temples and meditation centres specialising in vipassana (insight) meditation. Attend a class for just one day or a retreat lasting several weeks. 

    Northern Thailand Activities

    Get to know northern Thailand better, particularly the remote provinces of Chiang Mai, Chiang Rai and Mae Hong Son by trekking, riding an elephant or rafting through this spectacular region. Check out the Golden Triangle, for Thailand and Laos. 

    Annual multi-trip product available from Award winning Travel Insurance Saver.
    Compare quotes and get cover for multi-trip travel insurance.


    Canoe along the Coastline of Thailand

    Enjoy Thailand's spectacular coastline. Have a go at sea canoeing and kayaking through the spectacular limestone islands in Phang Nga Bay and explore the half-submerged caves and grottoes.
    Find out more about travel insurance when canoeing.

    Enjoy a Thai Massage

    Learn traditional massage and the healing properties of herbal medicine at ancient Wat Pho. 

    Thai Cooking

    Try Thai cooking at one of many cookery schools. Learn how to blend the many herbs and spices that provide the unique flavours of Thai food. 

    Aussie and need cover for an overseas holiday?
    Compare international travel insurance quotes from Travel Insurance Saver.


    Boat Cruise

    Take a boat trip through Bangkok's Floating Market, or along the klongs, a network of canals leading off the river, and lined with dwellings opening directly on to the water. Find out more about travel insurance when sailing.

    Snorkelling and Scuba diving in Thailand

    Dive with the sharks in the aquarium at Bangkok's Siam Ocean World and live to tell the tale.
    Find out more about travel insurance when scuba diving.

    Oriental Hotel

    Have afternoon tea at the Oriental Hotel in Bangkok, one of the most famous hotels in the world. Once the haunt of the likes of Somerset Maughan and Joseph Conrad, it is now frequented by royalty and celebrities. 

    Entertainment in Thailand

    Be entertained by the infamous 'lady boys' or katoeys of Bangkok at the outrageous Calypso Cabaret at the Asia Hotel. 

    Performances in Thailand

    Be wowed by the spectacular cultural production of a Journey to the Enchanted Kingdom of Thailand with hundreds of performers and special effects at Siam Niramit in central Bangkok Wine Tasting. 

    Australian family going overseas and need cover?
    Compare our travel insurance quotes online for families from Travel Insurance Saver.


    Join a wine-tasting tour at the Siam Winery near Bangkok. 

    Back to Thailand Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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