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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 

    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.


    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 


    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance to Thailand


    Travel Insurance to Thailand

    Thailand - an exotic paradise of bold adventure and unexplored beauty awaits you. From tranquil beaches and lush jungles to bustling cities and cultural monuments, Thailand offers plenty of stunning destinations and exciting activities to explore.

    Looking for Thailand travel Insurance?
    Enter your travel details in the quote panel to view travel insurance for Thailand.  

    Travel Insurance for your trip to Thailand

    Whether you are looking for a tropical island escape, or a cultural journey into the heart of Thailand's history, there is something for everyone to enjoy. If you are planning to travel to Thailand, here are some essential tips to get the most out of your trip. 

    It is also advisable to look into the local customs and laws to ensure that you stay on the right side of the law. Additionally, research your destinations thoroughly in order to decide which activities you would like to partake in. 

    It is also essential to familiarise yourself with the currency and to know where and when to exchange your money. 

    Finally, be sure to explore beyond the main tourist spots. Make sure to visit the secrets of the countryside - you may just stumble across something amazing! 

    No matter where you go in Thailand, there is always something new and exciting to experience. Whether it is the stunning beaches of the south or the hustle and bustle of city life in Bangkok, you’ll be sure to have a truly unforgettable holiday. 

    Travel Insurance to Thailand

    Thailand has long been a favourite tourist destination for Australian's.
    The reason why? Thailand is a fun-loving nation, the people are well-regarded as some of the friendliest and most hospitable in the world, the food is world-class, and most importantly, it can be affordable. The low prices say nothing about the quality of infrastructure, Thailand is an economic and social powerhouse, with a world-class medical and hospital system. 
    Thailand is a land of many spiritualities, cultures and practices. It is the perfect destination for the budding spiritualist or student of history and the arts to travel to. 

    Thailand travel insurance

    Thailand Travel Insurance Tips

    Thailand is an exotic country and is the land of the unexpected. There’s always excitement around the corner, from an ardent elephant to a tuk-tuk speeding down a highway. Always be wary of your surroundings when travelling through this nation, life runs differently in Thailand than to Australia, and not only life, the laws and customs are very different as well. Don’t act too boldly, and always be respectful of the local customs and traditions.  

    Compare and save on Thailand travel insurance

    Map Thailand Travel Insurance

    Background Information of Thailand

    One of the first places people land once they get to Thailand is Bangkok. Bangkok is also known as ‘Krung Thep’, which means ‘City of Angels’, not unlike ‘Los Angeles’.  

    The Kingdom of Thailand is an independent nation that sits in the middle of Southeast Asia. It is bordered by Laos, Cambodia and Malaysia. Thailand is ruled by a king, and its system of government operates as a unitary parliamentary constitutional monarchy.  

    Language Thai, English
    Area: 513,115 sq km
    GMT: +7 Hours
    Capital: Bangkok 

    Thailand does not have Daylight saving times

    Nearby countries of interest

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    Thailand Information

    Thailand Geography
    Thailand Climate     
    Thailand Attractions 
    Thailand Activities   
    Thailand History   

    - Flag Thailand Travel Insurance

    Australian Embassy in Thailand

    37 South Sathorn Road
    Bangkok 10120

    Telephone   +66 2 344 6300
    Fax              +66 2 344 6593

    Travel Insurance to Thailand

    Please refer to the Australian Government website Smartraveller for general information about Thailand from the Smartraveller website.Please read the PDS before considering travel insurance to Thailand.

    Travel insurance to Thailand

    Useful Links

    Worldwide Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance
    IEC Travel Insurance
    Backpacker Travel Insurance
    Business Travel Insurance
    Holiday Insurance
    Cancellation Cover Travel Insurance
    Snow Travel Insurance

    Thailand Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing travel insurance to Thailand