Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Thailand - History

    Extras

    Travel insurance to ThailandTravel Insurance Saver History of Thailand

    Before you head off on your trip to Thailand, and before you purchase your travel insurance, why not brush up on your history of the country? With all of the countries listed on our website, we also discuss the history of the country. We believe having a good knowledge of the country you’re travelling to can help you prepare for your adventure and get by a bit easier. Being well-prepared means, you’ll be a lot safer, and safety goes hand in hand with your travel insurance policy. 

    A brief History of Thailand 

    Thailand has been inhabited by people for the last 20,000 year, since the palaeolithic era. Inhabitation from more modern humans has been traced back to 4000 B.C.E. where evidence of rice cultivation has been discovered, into the 3rd millennia B.C.E. where bronze tools have been discovered. Thailand has a long and interesting history, if you are a student travelling to Thailand, you may wish to view our student travel insurance page. refer to the page for more information about travel insurance for students. 

    The Khmer people inhabited much of South-East Asia in the 9th century B.C. building parts of their empire in countries like Thailand, Cambodia and Laos. Around the 2nd century B.C.E. the people of the region would start trading more and more with merchants from India, who brought with them Hinduism, which would have an effect on the area. From the period 100 – 1000 A.C.E. trading increased between all areas of South-East Asia, and with South Asia and East Asia. With the crossing of borders and boundaries by merchants came the exchange of culture, ideas and goods. Spirituality and religions from India could now be found throughout South-East Asia. In particular, the Buddhist tradition had managed to spread from India/Nepal into China, and into Thailand. There are many temples throughout Thailand build in the classical Thai archaeological style. You may wish to photograph some of the gorgeous buildings in Thailand, if you do take a camera with you, check our luggage and individual item limit page for information about travel insurance for your luggage. 

    Travel Insurance Thailand

    13th Century 

    Not a lot is known about Thailand prior the 13th century, as much of the evidence of its history comes from archaeological finds, rather than written and recorded history. After the first millennium, Thai history and culture were better documented. Buddhism entered into the country from India, and from other Indianized cultures, such as the Khmer. For example, the Dvaravati culture existed around 700 A.C.E. and was heavily influenced by Buddhism and Indian culture. The Indian traders affected much of South East Asia, and with Indian traders came Trade from West-Asia and Europe. Coins from Rome dated from 230 A.C.E. have been found at U Thong, one of the primary Dvaravati cities. Thailand is a wonderful country to visit for its rich culture, if you’re planning on travelling to Thailand and need travel insurance, check our travel insurance online page. 

    The Thai people entered into the land around 700 A.C.E. and started to establish themselves there in what is now modern-day Vietnam. The Thai people are said to have originated from Guangxi in China. Guangxi today is actually located on the border with Vietnam, close to Thailand. It was during the second millennium, in the 1200s, that the Thai city-states started to separate themselves from a dwindling Khmer power. It was out of this weakened regime that the Sukhothai Kingdom emerged, who had a special way of ruling. Their method of rule was the ‘father governs children’ way, where the people would come to the king and voice their problems, they even had a special bell at the palace which people could ring to seek counsel. Similar in many ways to having good travel insurance to Thailand, if you need help please contact us.

    Always make sure you compare travel insurance policies and make sure that they have a toll-free 24/7 hotline so you can contact your insurer from anywhere around the world; see our overseas travel insurance guide for more information. 

    17th Century 

    Leading up to the 17th century, Thai history is dominated by what’s known as the Ayutthaya period. The Ayutthaya people lived on an easily defensible island, and so their power flourished throughout Thailand. To speak to the strong Indian influence throughout Thailand, the word Ayutthaya is actually derived from the Indian language. Languages are actually one of the biggest barriers when we travel overseas, and you may not see it, but it is one of the reasons to purchase travel insurance. If you’re not sure about whether or not you need travel insurance for your trip to Thailand, see we do I need travel insurance page.

    Ayutthaya was also known as Siam and is the more common name. Ayutthaya was generous towards traders from all around the world, including Europe, and allowed them to establish camps at the city’s boundary. This amiability with global merchants turns Thailand into a hotspot for foreign traders and particularly attracted the attention of the Portuguese. Who are the modern traders of the world? They’re the business people of course. If you’re heading to Thailand on business and you’re in need of travel insurance, read our business travel insurance page for a guide on the right policies. Of course, the period of trade with the Portuguese led to unprecedented economic growth, and Ayutthaya was known as the largest city in the world during the 1700s. 

    19th Century

    The 1900s were characterized by the end of absolute monarchic rule in Thailand, and the signing of the Permanent Constitution of Siam ensured a change of rule in Thailand. A prime minister was instated, and Thailand became a constitutional monarchy. During the 1930s and ’40s, fascists tried to change the regime in Thailand. Enemy number one was ethnic diversity in Thailand, and the movement was characterized by pan-nationalism i.e. only buying Thai products, respect for the national anthem etc. Thailand would attack the French presence within South-East Asia in what would become the Franco-Prussian war. Soon Japan would invade Thailand, and they’d sign a peace treaty, with Thailand and Japan eventually forging a military alliance. After WW2 the allies would occupy Thailand, with the Gurkhas imprisoning many of the Japanese occupants of Bangkok. If all of this history talk is making you keen to travel, then don’t hold back, especially if you’re young, now is the time to head overseas, see our backpacker travel insurance page for more details. 

    Thailand’s very close to Australia, and is cheap, so if you’re planning on heading to Thailand multiple times throughout the year for a holiday, you should look into getting an annual multi-trip travel insurance policy. 

    Back to Thailand Travel Insurance homepage.

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.