Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    June
    2021
    15
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    Brunei - Geography

    Extras

    Brunei Darussalam lies on the northwest coast of Borneo island, where it faces the South China Sea. With a land area of 5,765 square kilometres, it shares a common border with Sarawak, an east Malaysian state, which divides Brunei Darussalam into two, The eastern part is the Temburong District while the western portion consists of Brunei-Muara, Tutong and Belait districts.

    The 570-sq.km. Brunei-Muara District, where the capital, Bandar Seri Begawan is located, is the smallest, but the most important and populous of the four districts.

    The Belait District, the centre of the oil and gas industries, is about 100 klms from the capital.
    Hilly lowlands, swampy plains and alluvial valleys dominate the BruneiMuara, Tutong and Belait districts in the larger western portion of the sultanate.

    Mountainous terrain dominates in the eastern district of Temburong which has a land area of 1,288 sq.km. To the east, the wide coastal plain reach up to 1,841 metres above sea level on Mount Pagon in the Temburong District.

    River System

    Four main river Systems irrigate the four districts of Temburong, Belait, Tutong and Brunei-Muara.
    Temburong, the smallest of the rivers, drains nearly the whole district.

    The 2,700 sq. km. Belait basin has the largest area.The upper catchment is mostly jungle and is sparsely populated. Sandbars at the river mouth restricts shipping and water flow to the South China Sea.

    The Tutong river covers the 1,300-square kilometre Tutong Basin. Sand-pits and sandbars make a complex estuary system at the Tutong river. Subject to fairly high tidal influence, its lower catchment area has a flood plain. Dense mangroves and nipah palms, a rich breeding ground of coastal fisheries, cover the lower parts of rivers near estuaries. Pristine tropical jungles and valuable freshwater sources are the upper reaches of Brunei riverThe Brunei River runs into the Brunei Bay.

    Islands

    Within the Brunei border are 33 islands with a total area of 7,939 hectares or 1.4 per cent of the total land area. Offshore are two of these islands while the others are in inner Brunei Bay and in the country's major rivers. Mostly jungle covered, their sandy beaches face the open sea and mangroves of areas facing inland.

    Largely uninhabited, the islands are an undisturbed environment, and a breeding grounds for endangered species.

    Mangroves

    Primary tropical jungles cover about 75 per cent of Brunei. About three per cent of the total land area, or 18,814 hectares, are relatively unexploited and among the best preserved mangroves in the region.

    Of Brunei mangrove flora identified, 88 species are flower plants while 33 are ferns. There are a variety of insects, crabs, snails, shrimps, prawns, fish, otters, turtles, lizards, bats, flying foxes, bird species, especially king-fishers, monkeys (including the rare proboscis monkey) and crocodiles in the less accessible swamps.

    Back to Brunei Travel Insurance page

    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions