Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    January
    2025
    23
    January
    2025
    Traveller 1
    Traveller 2
    Traveller 3
    Traveller 4
    +Traveller

    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Activities in New Zealand

    New Zealand takes pride in the fact that it is one of the most adventurous nations in the world, so there’s plenty of fun activities for you to take part in while you’re there. 

    Aussie going to New Zealand? Compare quotes online from Travel Insurance Saver for cover on your next international trip.

    Zorb Ball

    Zorb Balls were invented in New Zealand, which makes sense, it’s an adventurous country with plenty of wide-open green spaces. Zorbing involves rolling down a hill in a giant plastic ball, you’re pretty much completely protected while you’re in the Zorb, so you’ll basically just bounce off everything and keep rolling. It’s a damn fun activity and you can do it all over New Zealand. 

    Australian student going overseas and need travel insurance?
    Get an online quote and compare our plans for cover for students from Travel Insurance Saver.


    Jet Boating

    When people see ad campaigns for New Zealand tourism, they’ll often be greeted by a video of smiling people powering down rapid rivers in a jet boat. This experience is another ‘typical’ New Zealand adventure and involves taking a high-speed trip in a specialized power boat down one of New Zealand’s many waterways. You can take a jetboating trip in Queenstown’s Shotover River, the Waikato River beneath the Huka Falls, and many more. 
    Find out more about travel insurance when jet boating .


    Coastal activities in New Zealand

    New Zealand has a long coastline, and, in some places, the shore meets with subtropical archipelagos. Close to the shores of this beautiful island nation are subalpine forests and mountainous clifftops that are ideal for hiking and taking part in other activities. Places like Bay of Islands, Poor Knights Islands and Abel Tasman National Park are particularly renowned for their spectacular beaches. 

    Award-winning Annual multi-trip online travel insurance quotes available from Travel Insurance Saver.


    Surfing in New Zealand

    New Zealand has some of the best surfing opportunities in the world. There are some great breaks near the Mahia Peninsula (Gisborne close by), Murawai, Palliser Bay (near Wellington) and Piha. The majority of people choose to surf in the North Island because of its subtropical climate, and warmer oceans. We’ll list some more good spots to surf below with a brief description. 
    Find out more about travel insurance when surfing

    Raglan - Is a small town that is home to a beach perfect for beginner and moderate surfers, Ngaranui Beach. There are some testier waters such as Whale Bay and Manu Bay, these are good places for people with a bit more experience.  

    Backpacker looking for Travel Insurance?
    Find out more about travel insurance for backpackers.


    Ahipara – Shipwreck Bay may invoke images of swashbuckling pirates in the minds of many surfers who travel here, which is good for a bit of role-playing morale. Expect long rides into shore on the waves here. In the north of the north.  

    Cancellation cover travel insurance.
    Get an online quote for travel insurance with cancellation cover available from Travel Insurance Saver.


    White Rock – Located in the Wellington and Wairarapa Region, this beach is more of a challenge than the ones we’ve already listed. The area is known for big waves, so it’s always recommended you check the surf reports before you head out.  

    Muriwai – Last on our little list of beaches, Muriwai is a popular surf spot located near Auckland. This is a good place to go if you’re a beginner because it’s close to Auckland and there are a number of surf schools here where you can learn some skills.  

    Whale Watching 

    New Zealand is visited frequently by a vast array of marine mammals, like dolphins, orca whales, humpbacks and more. There’s the opportunity to go whale watching at many different locations throughout the country. You can go whale watching from shore and also on a guided tour where they usually take you out on a boat. Kaikoura, Hauraki Gulf, Bay of Islands, Marlborough Sounds… you can spot these remarkable creatures all over New Zealand.  

    Compare our travel insurance from Travel Insurance Saver for your next holiday away.


    Dolphin Swims

    Likewise, with larger whale species visiting the islands, dolphins are also known to frequent the coasts. Sightings are possible year-round on the eastern coast of the South Island, but most sightings take place from April to August. It’s possible also to swim with the dolphins at various locations, in particular at the Bay of Islands, in the north of North Island. 


    Sailing and Yachting in New Zealand

    New Zealand is a self-described ‘sailing nation’. They compete as a nation in many of the sailing competitions that occur globally, and if you head over there, you’re likely to see a number of people out on the water in their sailboats. Auckland – ‘the city of sails’ – offers many opportunities to sail and go yachting. There are plenty of places you can sign up for sailing lessons in smaller fibreglass yachts, or you can pay to be taken out by season old salts. Excursions take place around the archipelagic Bay of Islands, Hauraki Gulf and Marlborough Sounds as well. Find out more about travel insurance when sailing

    White Water Rafting

    New Zealand is known for its terrific waterways. If you decide to seek out some thrill, you could try white-water rafting. Some popular rivers include Wairoa, the Mohaka, and the Kaituna. The Kaituna has the world’s highest commercially rafted waterfall at 7 metres. You can also go black-water rafting through cave systems where you might be able to spot some famous glow worms, these trips are famously romantic and recommended for any honeymooners out there. 
    Find out more about travel insurance when white water rafting

    Fishing

    There are lots of places to go fishing in New Zealand, and many different kinds of fishing. You can fish the many riverways for rainbow trout, a popular catch. You can go fly fishing in the many subalpine waterways, which is extremely tranquil and picturesque. You can also do some salmon fishing in the Rakaia, Rangitata, 
    Find out more about travel insurance when fishing.

    Waimakariri and Waitaki rivers. You can also go fishing for flathead at Wellington point, from a kayak as well if you wish. If you’re after a more tropical experience head to the Bay of Islands, where fish are aplenty, and you can go after them from the shore, in a kayak or in a charter. For more information about seasons and permits, contact the New Zealand Professional Fishing Guides Association. 

    National Parks in New Zealand 

    All of the parklands we mentioned in our attractions page offer stunning walking trails for the beginner, intermediate and seasoned hiker. Some of the famous and more popular walks include the Abel Tasman Coastal, Lake Waikaremoana, Milford Sound walking tracks. Contact the Department of Conservation for more information.  

    Travel Insurance for Travel Insurance for Already overseas travel insurance. Aussie overseas already? Travel insurance cover is available, get a quote and compare our plans.

    Visit the whisky distilleries of Dunedin (Gaelic for Edinburgh), reputedly the world's southernmost distillery. It's located at the bottom of South Island, which has strong Scottish roots and retains a distinctive Celtic flavour. Consider the terms, conditions, limitations and exclusions of any insurance policy when consuming alcohol, as this may affect your ability to claim. 

    Back to New Zealand Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.