Travel Insurance Saver
Single Trip Annual Multi Trip
    13
    February
    2025
    14
    February
    2025
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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance Saver has been Awarded Australia's Best Travel Insurance for 2025

    Travel Insurance to Bali

    Bali Travel Insurance

    Bali Travel InsuranceCompare travel insurance to Bali

    The picturesque Indonesian island of Bali magnetises a host of visitors to its shores throughout the year. In fact, it is an island nation of diverse landscape, outstanding beaches, dynamic culture and warmth as well as generous people.  

    Travelling one-way? Find out more about travel insurance for one way trip.

    An Indonesian island in the westernmost of the lesser Sunda Islands, lying between Java to the west and Lombok to the east It is one of the country's 33 provinces with the provincial capital at Denpasar towards the south of the island.
    The island is home to the vast majority of Indonesia's small Hindu minority. 93.18% of Bali's population adheres to Balinese Hinduism, while most of the remainder follow Islam.

    Travelling overseas more than once this year and need cover? Online travel insurance is available for multiple trips with Annual multi-trip cover available from Travel Insurance Saver.


    It is also the largest tourist destination in the country and is renowned for its highly developed arts, including dance, sculpture, painting, leather, metalworking and music.

    Travelling overseas for one year? Long term travel insurance quotes are available from Travel Insurance Saver,


    Visiting Bali is not just about leisure and renewal, it is an informing experience that tends to have a deep impact on your life. Certain practical information about Bali can help you plan your trip better. Mentioned below are certain tips that may turn out to be of help if you’re planning a trip to Bali.

     

    Looking for travel insurance for seniors? Find out more about travel insurance for seniors

    Travel Insurance for your trip to Bali

    Are you looking for the holiday of a lifetime? Then why not experience the magical beauty of Bali, an Indonesian island paradise teeming with unique culture and lush landscapes? Whether you are looking for an idyllic beach escape or an adventure showcasing Balinese customs, Bali has just the holiday for you.

    Wanting to know more information regarding travel insurance?


    Travel Insurance to BaliThis vibrant destination is the perfect place to travel to Indonesia and discover the delights of tropical Indonesia. Get up close and personal with nature in Ubud, with its lush rainforest and terraced rice fields it is no surprise it’s often referred to as “The Spiritual Centre of Bali”.

    We have a range of travel insurance plans available for different budgets.


    Don’t miss the vibrant Ubud monkey forest, filled with wild grey long-tailed macaques - it’s guaranteed to be a memorable experience. Let the heavenly coasts of Bali invigorate your senses and soothe your soul. Immerse yourself in the world-famous Kuta Beach, with its golden sand and inviting waves.

    We offer a range of plan options for year-long travel.


    For a more laid-back experience, the tranquil islands of Gili Trawangan, Nusa Lembongan and Nusa Ceningan are the perfect place to holiday in Bali. Bali offers more than a sun, sea and sand holiday.

    Worldwide travel insurance cover available. Aussie going around the world? Compare online travel insurance quotes from TIS.

    Spend your days surfing or scuba-diving through dazzling coral at Padangbai and Tulamben. Discover the magical temples, such as Besakih Temple, the spiritual axis of Bali, or the sparkling Uluwatu Temple where you can watch the magical sunset, followed by an atmospheric traditional Kecak fire dance performance. Whatever kind of holiday in Bali you are looking for, this stunning island has something for everyone.

     

    Bali Climate

    You can expect pleasant day temperatures between 20 to 33 degrees Celsius. From December to March, the West monsoon can bring heavy showers and high humidity, but usually days are sunny, and the rains start during the night and pass quickly. 

    From June to September the humidity is low, and it can be quite cool in the evenings. During this time of the year, you'll have hardly any rain in the coastal areas.  
    Even when it rains in most parts of Bali you can often enjoy sunny days on the "Bukit", the hill south of Jimbaran Beach. 

    On the other hand, in Ubud and the mountains you must expect cloudy skies and showers throughout the year.  

    Compare our travel insurance plans from Travel Insurance Saver for your trip Overseas

    In higher regions such as in Bedugul or Kintamani you'll also need either a sweater or jacket after the sun sets.


    Back to Bali Travel Insurance page. 

    Bali Information

    Geography
    Activities
    History

    Money in Bali

    The local currency is rupiah. Amenities for money exchange are available all throughout Bali and more particularly in tourist areas. Significant hotels, resorts and private Bali villas and shops do accept Traveller’s cheques. While your passport number would be needed, so don’t overlook to carry a photocopy of your passport. Remember, while changing money it may be important to go-through notes carefully as false bills are in circulation. 

    Australian Consulate - Bali

    Address
    Jalan Tantular, No. 32,
    Renon,
    Denpasar,
    Bali 80234
    Indonesia
    Telephone   +62 361 241 118

    Nearby Countries of interest

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    Travel Insurance to Bali

    Please refer to the Australian Government website Smartraveller for general information about Bali from the Smartraveller website 

    Useful Links

    Worldwide Travel Insurance
    Overseas Travel Insurance
    Seniors Travel Insurance
    Cruise Travel Insurance

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.