Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    April
    2024
    15
    April
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Papua New Guinea - Attractions

    Extras

    Brown River

    A popular place for swimming and rafting and picnicking, is located a short drive from Port Moresby. 

    National Museum

    Housing a spectacular array of artifacts. 

    Botanical Gardens

    Here you can see an extraordinary collection of orchids unique to Papua New Guinea along with numerous other plant species. Wander through the beautiful Botanical Gardens in Lae, capital of Morobe province. Mount Lunaman in the town centre was used by the Japanese as a WWII lookout because of its magnificent views over the Huon Gulf and the Markham Valley. 

    Goroka 

    Offers an 8000-acre park with walking trails, a lookout and a botanical sanctuary filled with exotic plants, orchids and rhododendrons. 

    Madang

    One of the most beautiful settings in the world. Truly a picture book experience. 

    Something Different

    Sialum a short trip by light plane from Lae, the coral terraces could be considered a natural wonder of the world. 

    Port Moresby (Capital City)

    Discover Port Moresby, the capital, located on the Fairfax Harbour. It's home to the National Parliament, the National Museum, the Botanical Gardens and the Catholic Cathedral. 

    Kokoda Trail 

    Visit the Kokoda Trail and Sogeri, which offer magnificent views onroute, wind through rubber plantations. Places of interest in the surrounds of the Kokoda Trail include the Wairiata National Park. 

    Museum and Zoo

    Wau Ecology Institute has a small museum and zoo. Visitors can see cassowaries, tree kangaroos, crocodiles, birds of paradise, native butterflies, and rhododendrons. 

    Sepik River

    Tour islands and travel up the Sepik River from the capital of Madang Province, Madang. Madang has a variety of shops and markets, where storyboards depicting myths and legends can be bought. Bilbils and Yabobs, you can view traditional pottery-making. 

    Traditional Crafts

    Traditional crafts in the Eastern Highlands. Bena Bena Village, near Goroka, is the region's largest handweaving organisation. Near Asaro, where men coat themselves with mud to re-enact their historic revenge on a neighbouring village, whose inhabitants supposedly scarpered thinking the mud-caked locals’ ghosts. 

    Bird watching

    Famous birds of paradise at Baiyer River Wildlife Sanctuary. Parrots, possums, cassowaries, and tree kangaroos are also part of the natural habitat. 

    Mendi Valley

    Mendi Valley of the Southern Highlands, also known for its limestone caves and spectacular views. It is home to the Huli Wigmen who wear red and yellow face-paint and elaborately decorated wigs made of human hair. 

    Underground Tunnel

    Visit the underground tunnel system left by the Japanese on the island of New Britain, which suffered extensive damage from volcanic activity in 1994. 

    Beaches

    Relax on the white sandy beaches of Milne Bay, the islands offshore from Bougainville. Swimming and snorkelling enthusiasts are well catered for here. The harvesting of yams accompanied by ritual and celebration during May to September in the Trobiand Islands. 

    Back to Papua New Guinea Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.