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    2024
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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Activities in Malaysia

    Trekking

    Go jungle trekking in the Taman Negara National Park. There are many clearly marked trails including a canopy walkway. Expert guides should be hired from the Wildlife Department at the Taman Negara Resort at Kuala Tahan.  
    Find out more about travel insurance when hiking and treking. 

    Festivals

    Attend one of Malaysia's annual festivals, magnificent spectacles bursting with colour. Puja Umur (the Sultan's birthday) is celebrated with a week-long festival, beginning with a parade in Kota Bharu. The Annual Sabah International Dragon Boat Festival is also popular. 

    Already overseas travel insurance. Aussie overseas already? Travel insurance cover is available, get a quote and compare our plans.

    Scuba Diving

    Scuba-dive in the tropical waters off Peninsular Malaysia and Borneo. Prime sites include Layang Layang, Miri, Pulau Redang, Pulau Sipadan, Pulau Perhentian, Tunku Abdul Rahman Marine Park and Labuan Island. 
    Find out more about travel insurance when scuba diving.

    Oldest City

    Relive Malaysia's colonial past at its oldest city, Malacca, a couple of hours south of Kuala Lumpur on the coast. Sights include the Portuguese enclave and numerous Dutch colonial buildings, as well as the distinctive Jonker Street, whose shops offer a range of traditional goods. 

    City Sight Seeing

    Take in a spectacular cityscape from the viewing level of Kuala Lumpur's voluminous Petronas Twin Towers, which dominate the city at a height of 436m. Alternatively ascend the dizzying heights of the Menara Kuala Lumpur. 

    Compare our travel insurance from Travel Insurance Saver for your next holiday away.


    Sports

    Play one of Malaysia's traditional, unusual sports, including gasing, or top spinning (called Main Gasing), which uses tops fashioned from hardwood and delicately balanced with lead, Wau-kite flying and Sepak Takraw, a game like volleyball, played with a ball made of rattan strips. 

    Travel Insurance for Travellers of All Ages. Get A Quote!


    Tradition & Culture

    Stay in a Malaysian longhouse, which are common along the rivers in Sarawak and Sabah and are entire villages housed under one single roof, inhabited by native communities. Visitors should be accompanied by a local guide. 

    Shopping

    Make sure that you SPEND some time in the free port and duty-free shopping haven of Langkawi Island, where pristine sandy beaches await at the end of a long shopping trip. 

    Hot Springs

    Bathe in the restorative waters of the Pedas Hot Springs, 30km south of Seremban. Visitors will find bathing enclosures, dining and recreational facilities. 

    Contact Travel Insurance Saver for overseas travel insurance quotes today.


    Gardens

    Stroll through the Tasek Perdana Lake Gardens, one of Kuala Lumpur's best-known natural landmarks. Within the gardens are Parliament House and the National Monument, an impressive brass structure and one of the world's largest free-standing sculptures.  

    National Monument

    Walk in the delightful parkland surrounding Tugu Negara, Malaysia's National Monument in Kuala Lumpur, which commemorates the ultimately successful struggle against the occupying Japanese during World War II and communist insurgents in the late 1950s and early 1960s. 


    Beaches

    Relax on Penang's sun-kissed beaches, and explore historic colonial George Town, the island's capital. Penang is also famous for its food. 

    Back to Malaysia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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