Travel Insurance Saver
Single Trip Annual Multi Trip
    25
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    2024
    26
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    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    History of Vietnam

    The history of Vietnam begins around 2,700 years ago. Successive dynasties based in China ruled Vietnam directly for most of the period from 111 BC until 938 when Vietnam gained its independence. Vietnam remained a tributary state to its larger neighbour China for much of its history but repelled invasions by the Chinese as well as three invasions by the Mongols between 1255 and 1285. 

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    Evidence of the earliest established society other than the prehistoric Iron Age Đông Sơn culture in Northern Vietnam was found in Cổ Loa, an ancient city situated near present-day Hà Nội. 

    Recently the discovery of artificial circular earthworks in the areas of present-day southern Vietnam and overlapping to the borders of Cambodia. These archaeological remains are estimated to be economical, social, and cultural entities from the 1st millennium BCE. 

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    By the 3rd century BC, another Viet group, the Âu Việt, emigrated from present-day southern China to the Red River delta and mixed with the indigenous Van Lang population. In 258 BC, a new kingdom, Âu Lạc, emerged as the union of the Âu Việt and the Lạc Việt, with Thục Phán proclaiming himself "King An Dương Vương". 

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    In 111 BC, Chinese troops invaded Nam Việt. While the Chinese were governors and top officials, the original Vietnamese nobles (Lạc Hầu, Lạc Tướng) still managed some highlands.

    During the Tang dynasty, Vietnam was called Annam (Giao Châu), until the early 10th century AD. The "History of Later Han" (Hậu Hán Thư, Hou Hanshu) recorded that in 166 AD the first envoy from the Roman Empire to China arrived by this route, and merchants were soon to follow. 

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    In 938, Southern Han sent troops to conquer autonomous Giao Châu. Ngô Quyền, Dương Đình Nghệ's son-in-law, defeated the Southern Han fleet at the Battle of Bach Dang River (938). He then proclaimed himself King Ngô and effectively began the age of independence for Vietnam.

    Emperor Lê Hoàn's death in 1005 AD resulted in infighting for the throne amongst his sons. The eventual winner, Lê Long Đĩnh, became the most notorious tyrant in Vietnamese history. 

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    During the Trần Dynasty, the armies of the Mongol Empire under Mongke Khan and Kublai Khan, the founder of the Yuan dynasty invaded Vietnam in 1257 AD, 1284 AD, and 1288 AD. 

    The Trần dynasty was overthrown by one of its own court officials, Hồ Quý Ly. Hồ Quý Ly forced the last Trần king to resign and assumed the throne in 1400. He changed the country name to Đại Ngu (Hán tự: 太虞) and moved the capital to Tây Đô. He ceded the throne to his son, Hồ Hán Thương, in 1401 and assumed the title Thái Thượng Hoàng, in similar manner to the Trần kings. 

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    In 1471, Le troops led by king Lê Thánh Tông invaded Champa and captured its capital, Vijaya. This event effectively ended Champa as a powerful kingdom, although some smaller surviving Cham kingdoms still lasted for a few centuries more. The city of Huế, founded in 1600 lies close to where the Champa capital of Indrapura once stood. In 1479, King Lê Thánh Tông also campaigned against Laos and captured its capital Luang Phrabang. He made further incursions westwards into the Irrawaddy River region in modern-day Burma before withdrawing. 

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    The civil war between the Lê/Trịnh and Mạc dynasties ended in 1592, when the army of Trịnh Tùng conquered Hanoi and executed king Mạc Mậu Hợp. Trịnh Tráng succeeded Trịnh Tùng, his father, upon his death in 1623. Tráng ordered Nguyễn Phúc Nguyên to submit to his authority. The order was refused twice. In 1627, Trịnh Tráng sent 150,000 troops southward in an unsuccessful military campaign. The Trinh was much stronger, with a larger population, economy, and military, but they were unable to vanquish the Nguyen, who had built two defensive stone walls and invested in Portuguese artillery. 

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    In 1784, during the conflict between Nguyễn Ánh, the surviving heir of the Nguyễn Lords, and the Tây Sơn Dynasty, a French Catholic Bishop, Pigneaux de Behaine, sailed to France to seek military backing for Nguyen Anh. At Louis XVI's court, Pigneaux brokered the Little Treaty of Versailles which promised French military aid in return for Vietnamese concessions. 

    Under the orders of Napoleon III of France, French gunships under Rigault de Genouilly attacked the port of Đà Nẵng in 1858, causing significant damages, yet failed to gain any foothold. De Genouilly decided to sail south and captured the poorly defended city of Gia Định (present-day Saigon). From 1859 to 1867, French troops expanded their control over all 6 provinces on the Mekong delta and formed a French Colony known as Cochin China. 

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    In 1940, during World War II, Japan invaded Indochina, keeping the Vichy French colonial administration in place as a Japanese puppet. In 1941 Hồ Chí Minh, formerly known as Nguyễn Ái Quốc, arrived in northern Vietnam to form the Việt Minh Front, short for Việt Nam Độc Lập Đồng Minh Hội. 

    In early 1945, due to a combination of Japanese exploitation and poor weather, a famine broke out in Tonkin killing between 1 and 2 million people (out of a population of 10 million) in the affected area.

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    When the Japanese surrendered to the Allies in August 1945 a power vacuum was created in Vietnam. The Việt Minh launched the "August Revolution" across the country to seize government offices. Emperor Bảo Ðại abdicated on August 25, 1945, ending the Nguyễn Dynasty. On September 2, 1945, Hồ Chí Minh declared Vietnam independent under the new name of the Democratic Republic of Vietnam (DRV) and held the position of Chairman (Chủ Tịch).

    In 1947 full scale war broke out between the Viet Minh and France. On May 7, 1954, French troops at Điện Biên Phủ, under Christian de Castries, surrendered to the Viet Minh and in July 1954, the Geneva Accord was signed between France and the Viet-Minh, paving the way for the French to leave Vietnam. 

    Between 1963 and 1967, South Vietnam was extremely unstable as no government could keep power for long. There were more coups, often more than one every year. The Communist-run NLF expanded their operation and scored some significant military victories. In 1965, the US, then under President Lyndon Johnson, decided to send troops to South Vietnam to secure the country and started to bomb North Vietnam, if South Vietnam fell to the Communists, other countries in the Southeast Asia would follow, in accordance with the Domino Theory. 

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    In 1969, Hồ Chí Minh died, leaving wishes that his body be cremated. However, the Communist Party embalmed his body for public display and built the Ho Chi Minh Mausoleum on Ba Đình Square in Hà Nội, in the style of Lenin's Mausoleum in Moscow. 

    In early 1975, North Vietnamese military led by General Văn Tiến Dũng launched a massive attack against the Central Highland province of Buôn Mê Thuột. In early April 1975, South Vietnam set up a last-ditch defense line at Xuân Lộc, under commander Lê Minh Đảo. North Vietnamese troops failed to penetrate the line and had to make a detour, which the South Vietnamese failed to stop due to lack of troops. President Nguyễn văn Thiệu resigned. Power fell to Dương Văn Minh. 

    Duong Van Minh ordered a surrender on April 30, 1975, sparing Saigon from destruction. 

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    After April 30, 1975, unlike the Khmer Rouge in Cambodia, the Vietnamese Communists did not commit a "blood bath", but most government officials and military personnel were sent to re-education camps. 

    In 1976, Vietnam was officially unified and renamed Socialist Republic of Vietnam (SRVN), with its capital in Hà Nội. 

    Vietnam's third Constitution, based on that of the USSR, was written in 1980. The Communist Party was stated by the Constitution to be the only party to represent the people and to lead the country.

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    In 1980, cosmonaut Phạm Tuân became the first Vietnamese person and the first Asian to go into space, travelling on the Soviet Soyuz 37 to service the Salyut 6 space station.

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    Throughout the 1980s, Vietnam received nearly $3 billion a year in economic and military aid from the Soviet Union. 

    Back to Vietnam Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.