Travel Insurance Saver
Single Trip Annual Multi Trip
    4
    November
    2024
    5
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Cambodia - Attractions

    Ratanakiri

    Became a province of Kingdom of Cambodia in 1960, under King Norodom Sihanouk’s reign. Banlung is the capital city of Ratanakiri, situated in the highland, along the National Road northeast from Ou porng Moan to the Vietnam border about 200 km. 

    travel insurance for backpackers? Australian backpackers going overseas can compare online travel insurance quotes from Travel Insurance Saver.


    Ratanakiri is situated on the north - east plateau, 636 Km from Phnom Penh. 

    There are two rivers crossing the province (Sre Pork and Sresan River).

    A sparsely populated province, it is renowned for its unique natural beauty and wealth of natural resources. The physical and environmental characteristic of the province forms an impressive range including undulating hills and mountains, a level plateau, watershed lowlands, crater lakes, rivers and waterfalls. 

    Travel insurance for domestic and overseas Business Travel Insurance. Aussie and travelling for business? Compare travel insurance quotes from Travel Insurance Saver.


    Forest cover varies from area to area, from the dense impenetrable forest in the northern reaches, which are still rich in wildlife, to the drier and sparser forest, found in the southwest. 

    Similarly, the soil types a present range from rich volcanic soil to the sandy soil found near rivers. 

    Travel insurance for on-piste and off-piste skiing .


    It is also situated close to the Cambodia-Thai border. 

    Preah Vihear Temple has four levels and four courtyards which comprise of five Sihanoukville Sihanoukville is as much a beach town as it is a port town, catering to beach-going weekenders from Phnom Penh as well as a steadily increasing number of foreign visitors. Sihanoukville itself is east of the main backpackers' beach and close to the more mid-range Ochatial Beach. 

    Travel insurance for your upcoming trip overseas?


    Due south of town is tiny Ko Pos Beach, which has a solitary mid-range hotel, and the larger Independence Beach, which has the crumbling Independence Hotel - slated for redevelopment. Phnom Penh The capital of the Kingdom of Cambodia, Phnom Penh, is located at the confluence of three rivers - the Mekong, the Bassac and Tonle Sap. 

    The city is divided into three sections - the north, an attractive residential area; the south or the French part of the city with its ministries, banks and colonial houses; and the centre or the heart with its narrow lanes, markets, foods stalls and shops. 

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    Still, the pace of life in Sihanoukville is very relaxed. Sihanoukville is not a small place, and the best way to get around is to hire a motorbike. Battambang did not give way to the Khmer Rouge movement until after the fall of Phnom Penh, but it’s been in the centre of the ongoing government Khmer Rouge conflict ever since the Vietnamese invasion in 1979 pushed the genocidal regime out of Phnom Penh and to the Northwest. 

    The main parts of the city are situated closed to the Sangker River, a tranquil, small body of water that winds its way through Battambang Province. As with much of Cambodia, the French architecture is an attractive bonus of the city. 

    Long term travel insurance. Cover up to 12 months travel insurance cover. Get a travel insurance quote today or contact Travel Insurance Saver.


    Back to Cambodia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.