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    6
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    2025
    7
    February
    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As a driver, you must have a current Australian motorcycle licence and be licenced in the country your are travelling in. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle or Australian drivers licence to ride a scooter/moped (step through scooter) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Bali - Activities

    Bali Zoo Park

    Bali Zoo Park is the perfect wildlife conservatory and home to 350 tropical birds, mammals, and reptiles. Set in 3.5 hectares of natural landscape, the park is spacious with tall trees, long grass, and thick vegetation, re-creating a natural habitat for the animals. The zoo promotes effective learning about wildlife conservation particularly for children; it also facilitates the protection and reintroduction of endangered species. The zoo has a range of exhibits including primates, deer, camels, kangaroos, and Sumatra Tigers.

    Travel Insurance Saver is a 2024 Award Winning Travel Insurance Business

    There are popular tropical birds such as Cassowary, Peacocks, Cockatoos, the endangered Bali Starling, and other Asian species of bird. Reptiles include the Komodo Dragon (the largest living lizard only found in Indonesia), Iguanas, white snakes, and pythons.

    Long term travel insurance. Cover up to 12 months travel insurance cover. Get a travel insurance quote today or contact Travel Insurance Saver.

    Kayaking

    Challenge yourself and experience the solo thrill of kayaking down the Ayung River in a state-of-the-art, two-person inflatable kayak. A guide in a separate vessel, leads kayakers through 27 sets of challenging and fun-filled rapids. Trained experts give full tuition so even first-timers can enjoy this thrilling river adventure. Optional Guide available to accompany solo kayakers. Find out more about travel insurance when Kayaking . 

    Long term travel insurance. Cover up to 12 months travel insurance cover. Get a travel insurance quote today or contact Travel Insurance Saver.

    Scuba Diving

    Indonesia's coastline is reputed to contain 15% of the world's coral reefs. Bunaken National Park and Lembeh Strait, both in North Sulawesi, are magnificent. Beginners can even go wreck-diving to Tulamben Wreck off east Bali.Find out more about travel insurance when Scuba Diving.

    Nirwana Bali Golf Club

    Another beautiful world class golf course situated next to the Le Meridien Hotel at Tanah Lot. The Nirwana Bali Golf Club is located in the Tabanan Regency, on the island's west coast. Former British Open champion Greg Norman designed this championship course. Blessed with one of Asia's most visually arresting settings, the Nirwana Bali Golf Club plays through rice paddies, tropical forest, gardens and creeks.

    Travel insurance with a budgets? Consider getting a quote and compare the different travel insurance plans and prices available from Travel Insurance Saver.

    Elephant Safari Park

    The Elephant Safari Park was officially opened by the Minister of Tourism in 2000 after three years of development. An official Member of the World Zoo Association, the Park meets International Standards for animal care and is set in more than 2 hectares of exotic landscaped botanical gardens, surrounded by national forest. Acclaimed as the World's Best Elephant Park by Steve Irwin, facilities include a full Reception and Information Centre, a comprehensive Museum, with a large collection of Elephant memorabilia and the only Mammoth Skeleton in Southeast Asia. Find out more about travel insurance when Elephant riding.

    Back to Bali Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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