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    14
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    15
    June
    2021
    Traveller 1
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    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

    Bali Travel Insurance

    Extras

    Travel Insurance to Bali

    Compare and save on Bali travel insurance

    The picturesque Indonesian island of Bali magnetises a host of visitors to its shores throughout the year. In fact, it is an island nation of diverse landscape, outstanding beaches, dynamic culture and warmth as well as generous people. 

    An Indonesian island, the westernmost of the lesser Sunda Islands, lying between Java to the west and Lombok to the east It is one of the country's 33 provinces with the provincial capital at Denpasar towards the south of the island.

    The island is home to the vast majority of Indonesia's small Hindu minority. 93.18% of Bali's population adheres to Balinese Hinduism, while most of the remainder follow Islam. 

    It is also the largest tourist destination in the country and is renowned for its highly developed arts, including dance, sculpture, painting, leather, metalworking and music.

    Visiting Bali is not just about leisure and renewal, it is an informing experience that tends to have a deep impact on your life. This being said, certain practical information about Bali can help you plan your trip better. Mentioned below are certain tips that may turn out to be of help if you’re planning a trip to Bali.


    Bali Information

     

    Entering Bali

    In order to enter Bali, ensure that your visa is valid for the coming six months. You’re also supposed to show a return ticket. Visas, both tourist and business are obtainable from the Indonesian embassy in Australia.
     

    Money

    The local currency is rupiah. Amenities for money exchange are available all throughout Bali and more particularly in tourist areas. Significant hotels, resorts and private Bali villas and shops do accept Traveler’s checks. While passport number would be needed, so don’t overlook to carry a photocopy of your passport. Remember, while changing huge chunk of money it is recommended to go-through notes carefully as false bills are in circulation. 
     
     
    Travel Insurance to Bali

    Australian Consulate - Bali

    Address
    Jalan Tantular, No. 32,
    Renon,
    Denpasar,
    Bali 80234
    Indonesia

    Telephone   +62 361 241 118
    Fax              +62 361 221 195

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    Smart Traveller to Bali

    - Flag Bali Travel Insurance

    You are advised to exercise caution and monitor developments that might affect your safety in Bali because of the risk of terrorist attack.

    Pay close attention to your personal security and monitor the media for information about possible new safety or security threats. 

    Always check Smart Traveller for the most up to date information. 

    Note: Remember to register with Smart Traveller at before travelling overseas. 

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    Annual Multi-Trip Travel Insurance
    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions. 

      Authorised Representative Disclaimer: Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461. Any information provided is general only and you should consider if this product suits your needs. Before deciding to purchase this product, please read the Product Disclosure Statement available from us. This insurance is underwritten by XL Insurance Company SE, Australia branch (ABN 36 083 570 441).

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