Travel Insurance Saver
Single Trip Annual Multi Trip
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    2025
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    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Spain - History

    Archaeological research at Atapuerca indicates the Iberian Peninsula was inhabited 1.2 million years ago. Cro-Magnons began arriving in the Iberian Peninsula through the Pyrenees some 35,000 years ago. 

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    The two main historical peoples of the peninsula were the Iberians and the Celts, the former inhabiting the Mediterranean side from the northeast to the southwest, the latter inhabiting the Atlantic side, in the north and northwest part of the peninsula. Basques occupied the western area of the Pyrenees mountains. Other ethnic groups existed along the southern coastal areas of present-day Andalusia. Between about 500 BC and 300 BC, the seafaring Phoenicians and Greeks founded trading colonies all along the Spanish Mediterranean coast. Carthaginians briefly took control of much of the Mediterranean coast during the Punic Wars, until they were eventually defeated and replaced by the Romans. 

    During the Second Punic War, an expanding Roman Empire captured Carthaginian trading colonies along the Mediterranean coast from roughly 210 BC to 205 BC, leading to eventual Roman control of nearly the entire Iberian Peninsula. This rule lasted over 500 years. 

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    Hispania served as a granary for the Roman market, and its harbors exported gold, wool, olive oil, and wine. Rome's loss of control in Hispania began in 409, when the Germanic Suevi and Vandals, together with the Sarmatian Alans crossed the Rhine and ravaged Gaul until the Visigoths drove them into Iberia that same year. 

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    The Muslim community in the Iberian Peninsula was itself diverse and beset by social tensions. The Berber people of North Africa, who had provided the bulk of the invading armies, clashed with the Arab leadership from the Middle East. Over time, large Moorish populations became established

    by 739 Muslim forces were driven from Galicia, which was to host one of medieval Europe's holiest sites, Santiago de Compostela. A little later Frankish forces established Christian counties south of the Pyrenees; these areas were to grow into kingdoms, in the north-east and the western part of the Pyrenees. These territories included Navarre, Aragon, and Catalonia. 

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    The capture of Toledo in 1085 was soon followed by the completion of the Christian power’s reconquest of Spain's northern half. After a Muslim resurgence in the 12th century, the great Moorish strongholds in the south fell to Christian Spain in the 13th century. 

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    The Black Death of 1348 and 1349 devastated Spain. 

    As Renaissance New Monarchs, Isabella and Ferdinand centralized royal power at the expense of local nobility, and the word España began to be commonly used to designate the whole of the two kingdoms. With wide-ranging political, legal, religious, and military reforms, Spain emerged as the first world power. 

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    The unification of the kingdoms of Aragon and Castile laid the basis for modern Spain and the Spanish Empire. Spain was Europe's leading power throughout the 16th century and most of the 17th century This period also saw the Italian Wars, the revolt of the comuneros, the Dutch revolt, the Morisco revolt, clashes with the Ottomans, the Anglo-Spanish war and wars with France.

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    The Spanish Empire expanded to include most parts of South and Central America, Mexico, southern and western portions of today's United States, the Philippines, Guam and the Mariana Islands in Eastern Asia, parts of northern Italy, southern Italy, Sicily, cities in Northern Africa, as well as parts of France, modern Germany, Belgium, Luxembourg, and the Netherlands.

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    It was the first empire about which it was said that the sun never set. This was an age of discovery, with daring explorations by sea and by land, the opening-up of new trade routes across oceans, conquests, and the beginnings of European colonialism. 

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    In the latter half of the 17th century, Spain went into a gradual relative decline, during which it surrendered several small territories to France. However, Spain maintained and enlarged its vast overseas empire, which remained intact until the beginning of the 19th century.

    The decline culminated in a controversy over succession to the throne which consumed the first years of the 18th century. The War of Spanish Succession, a wide-ranging international conflict combined with a civil war, cost Spain its European possessions and its position as one of the leading powers on the Continent. 

    The 18th century saw a gradual recovery and an increase in prosperity through much of the empire. Towards the end of the century trade finally began growing strongly. Military assistance for the rebellious British colonies in the American War of Independence improved Spain's international standing. 

    In 1793, Spain went to war against the new French Republic the war polarised the country in an apparent reaction against the Gallicised elites. Defeated in the field, Spain made peace with France in 1795 and effectively became a client state of that country; the following year, it declared war against Britain and Portugal. A disastrous economic situation, along with other factors, led to the abdication of the Spanish king in favour of Napoleon's brother, Joseph Bonaparte.

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    Amid the instability and economic crisis that afflicted Spain in the 19th century the wars of independence ensued with eventually the United States becoming involved. The military units were so mismanaged by the highest levels of command that the Spanish American War, fought in the Spring of 1898, did not last long. "El Desastre" (The Disaster), as the war became known in Spain

    20th century. 

    The 20th century brought little peace; Spain participated in the carving up by the colonial powers of Africa with the colonisation of Western Sahara, Spanish Morocco, and Equatorial Guinea. 

    The bitterly fought Spanish Civil War (1936-39) ensued. Three years later the Nationalist forces, led by General Francisco Franco, emerged victorious with the support of Nazi Germany and Fascist Italy. The conflict had claimed the lives of over 500,000 people. 

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    After World War II, Spain was politically and economically isolated, and was kept out of the United Nations until 1955. In the 1960s, Spain enjoyed unprecedented economic growth in what was called the Spanish miracle. 

    Upon the death of General Franco in November 1975, Prince Juan Carlos assumed the position of king and head of state. With the approval of the new Spanish Constitution of 1978 heralded the arrival of democracy. 

    On 30 May 1982, NATO gained a new member when, following a referendum, the newly democratic Spain joined the alliance. 

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    Spain issued the single European currency, the euro, in 2002, together with 15 other EU member states it forms the Eurozone. 

    Back to Spain Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.