Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.

    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    History of South Africa

    History of South Africa

    South Africa travel insurance

    Brief History of South Africa  

    Wanting 365 days travel insurance or more, find out more.


    South Africa was first discovered by Europeans in 1488 when Portuguese navigators stopped by the continent on their way back to Europe from Southern India. They erected three crosses and stone pillars on the Eastern Coast of South Africa, it’s the country’s oldest European monument. The Portuguese had famed armadas and would sail back and forth between India and Europe collecting spices to bring home, this was around the spice boom period. Spices were highly prized in the middle-ages, we take them for granted today. Eating broiled meat without any flavouring can drive one to cross an ocean in search of a higher flavour, and that was the case in 1488. Sometimes flavouring is used to disguise the fact that the quality of food is lacking, particularly in some overseas countries. 

    Already overseas and need travel insurance?


    Scientists believe and have extensive evidence to suggest that South Africa has been the home of our modern human ancestors for well over 100,000 years. Before that, the last 2.5 million years to be exact, it was the home of Australopithecines and numerous other Hominids species.   

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    Before European arrival, South Africa had a large and varied native population, hence the name ‘Rainbow Nation’. There were San Bushmen, Khoisan peoples, Buntu peoples… then finally the Europeans arrived, bringing with them the usual wave of colonisation and pestilence. The first slave ships arrived in 1658. Though most slaves were taken to America’s from Western Africa, slaves weren’t taken not from the Cape but rather were brought to the cape to help establish a colony. As colonists pushed further from the Cape and into the hinterland, the Boers, Afrikaans for ‘farmer’, they strayed from Dutch supervision. The European population in South Africa increased, and so too did their need for provisions and supplies, taking more of the local African population into their stead as servants/slaves. The Europeans also introduced smallpox which decimated native populations, including that of the Khoisan.  .   

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    During the 18th century, French factions within the Dutch empire caused a revolt and for the Dutch stadtholder to flee to England. The revolutionaries then declared their own Batavian Republic which was closely aligned with French Napoleonic interests. It was during this time that the British seized the Cape, so that it wouldn’t fall into French hands during the revolutionary wars. The British then relinquished control of the Cape back to the Dutch in 1803. After the Napoleonic Wars, the British inherited the Cape in 1806 and British sovereignty was officially recognized. The British went on to outlaw the Dutch language, replacing it with English, to spread British influence. They even encouraged 5,000 settlers from Great Britain to move to the Cape, who eventually settled in Port Elizabeth and Grahamstown.  

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    The British would fight wars with the Zulu people, a warrior people, and would eventually annex the greater Zulu nation after many bloody battles. In the mid-1800’s the discovery of diamonds would bring great wealth and prosperity to colonial South Africa. By the 1880s, they were producing 95% of the world’s diamonds. This contributed greatly to the ‘scramble for Africa’, wherein the early 20th century, great European powers scrambled to draw up borders around Africa. The discovery of gold in the late 19th century also urged more colonial powers onto the southern-African continent. The early 20th century also brought about the two Anglo-Boer wars between the Boers and the British.  

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    During WW1 and WW2 South Africa supported the British Empire and the Allies in their fight against Axis powers. It was during the post-WW2 era that the period of racial segregation continued, known as the apartheid era. During this time, native Africans were ejected from where they lived and were required to go back to their homelands, or Bantustans. Apartheid was recognized by the U.N as a crime against humanity in 1966, and trade embargos were enforced. In 1990, Nelson Mandela was released from prison, in 1994 South Africa held a general election and Mandela was elected president of South Africa.  

    In the last twenty years crime in South Africa has skyrocketed, with some cities in the country regularly ranking on dangerous cities lists. Racial tensions in South Africa are also quite high. 


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    Places in South Africa

    South Africa travel insurance  

    Below are some of the places you might visit in South Africa: 

    Johannesburg

    South Africa’s capital and economic city, Johannesburg is a must visit. Though it’s come under scrutiny for being a dangerous city if you take measures and be aware you should be fine. 

    Visit the Cape Vinelands

    A lot of South Africa’s vineyards are situated in the Boland Basin, which is north-east of Cape Town. This is a good place for couples and honeymooners to go, as the vineyards hold several quality restaurants and is known for its romantic scenery. 

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    Hermanus

    Located on the southern shores of the country, Hermanus is known for its fantastic whale watching. You can even take a whale watching boat out onto the ocean.

    Drive to Durban

    Durban is South Africa’s second most populous city and is quite close to Johannesburg. It’s a popular tourist destination for South African’s. Durban is a very cultural city, and a city with some great beaches. You’ll see Mosques, Zulu art, colonial architecture, and Hindu Temples. Durban’s a great place to go surfing as well.

    Garden Route

    The Garden Route is a long and scenic drive that stretches along the South-Eastern shore of the country. It is so named for its dense and floral vegetation which grows along the length of the road. 

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    Drakensburg

    The Drakensburg is a glorious mountainous region that forms a cliff-barrier between South Africa and Lesotho. Drakensburg is reminiscent of a fantasy realm and is a must-see for anyone travelling to South Africa.  

    Back to South Africa travel insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.