Travel Insurance when Scuba Diving

Specified item limit scuba diving: 

For scuba divers looking to protect their equipment, the option to specify items for cover allows for an additional layer of security for scuba gear beyond the standard luggage and personal effects limit if specifically added under the specified item limit option available on certain travel insurance plans. This specified item limit option is available under the Essentials, Comprehensive, and Annual Multi-Trip plans, which provides specified item cover without depreciation in the event of a claim, if the items are listed under the specified item option. Proof of purchase is required for this added travel insurance cover.

It is important to note that these insurance plans do not cover professional sporting or adventure activities that are paid. However, for recreational scuba divers, the travel insurance cover extends to a wide array of destinations worldwide. Claims are assessed on a case-by-case basis.

Some conditions may apply:

Cover may be available for scuba diving related events depending on the event. Claims are assessed on a case-by-case basis. Scuba diving is not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

General exclusions to consider, but not limited to, a loss arising from:

• A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
• Excluded Activities -– hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
• Professional Activities -– participating in, or training for, a professional sporting activity.

Scuba travel insurance destinations

Australia, the Maldives, Thailand, Mexico, Egypt, Indonesia, the Philippines, Fiji, Belize, and the Bahamas. Each destination offers unique scuba diving experiences, from exploring coral reefs to encountering marine life in their natural habitats. Cancellation cover for prepaid travel arrangements.

Cancellation cover in the event of an unforeseen claimable event occurring. For those planning multiple scuba diving trips within a year, the Annual Multi-Trip plan offers a practical solution, which may provide up to 45 days of cover per trip within an annual period.

Travel insurance when Scuba Diving destinations.

Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.