Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Poland - Geography

    Extras

    Poland is a country in Central Europe, east of Germany, is situated in the middle of the continent, between two rivers the Vistula and Odra.

    The country extends 876 kilometers from north to south and 689 kilometers from east to west. Poland's total area is 312,843 square kilometers, including inland waters. The landscape is diversified with mountain ranges in the South, Lowlands and Uplands stretching across central Poland, and sandy beaches of the Baltic coast and lake lands known for forested rolling hills and thousands of lakes in the north. 

    Poland borders with 7 countries Lithuania, Slovakia, Czech Republic and Germany Russia, Belarus, Ukraine.  The terrain variations generally run in bands from east to west.The Baltic coast lacks natural harbors except for the Gdańsk-Gdynia region and Szczecin in the far northwest. The northeastern region, called the Lake District, is densely wooded, sparsely populated and lacks agricultural and industrial resources.

    To the south and west of the lake district, a vast region of plains extends to the Sudetes on the Czech and Slovak borders to the southwest and to the Carpathians on the Czech, Slovak, and Ukrainian borders to the southeast.The average elevation of Poland is 173 meters, and only 3 % of Polish territory, along the southern border, is higher than 500 meters. The highest elevation is Mount Rysy, which rises 2,499 meters in the Tatra Range of the Carpathians, 95 kilometers south of Kraków. About 60 square kilometers along the Gulf of Gdańsk are below sea level.

    Poland is traditionally divided into five topographic zones from north to south. The largest, the central lowlands, is narrow in the west, then expands to the north and south as it extends eastward. Along the eastern border, this zone reaches from the far northeast to within 200 kilometers of the southern border.

    The terrain in the central lowlands is quite flat, and earlier glacial lakes have been filled by sediment. The region is cut by several major rivers, including the Oder (Odra), which defines the Silesian Lowlands in the southwest, and the Vistula (Wisla), which defines the lowland areas of east-central Poland.

    To the south of the lowlands are the lesser Poland uplands, a belt varying in width from 90 to 200 kilometers, formed by the gently sloping foothills of the Sudeten and Carpathian mountain ranges and the uplands that connect the ranges in southcentral Poland. The topography of this region is divided transversely into higher and lower elevations, reflecting its underlying geological structure. The third topographic area is located on either side of Poland's southern border and is formed by the Sudeten and Carpathian ranges. Within Poland, neither of these ranges is forbidding enough to prevent substantial habitation; the Carpathians are especially densely populated.

    The rugged form of the Sudeten range derives from the geological shifts that formed the later Carpathian uplift. The highest elevation in the Sudeten is 1,602 meters, in the Karkonosze Mountains. The Carpathians in Poland, formed as a discrete topographical unit in the relatively recent Tertiary Era, are the highest and most picturesque mountains in the country.

    To the north of the central lowlands, the lake region includes the only primeval forests remaining in Europe and much of Poland's shrinking unspoiled natural habitat. Glacial action in this region formed lakes and low hills in the otherwise flat terrain adjacent to Lithuania and the Baltic Sea. Small lakes dot the entire northern half of Poland, and the glacial formations that characterize the lake region extend as much as 200 kilometers inland in western Poland. Wide river valleys divide the lake region into three parts. In the northwest, Pomerania is located south of the Baltic coastal region and north of the Warta and Noteć rivers. Masuria occupies the remainder of northern Poland and features a string of larger lakes.

    Most of Poland's 9,300 lakes that are more than 10,000 square metres in area are located in the northern part of the lake region, where they occupy about 10 % of the surface area.The Baltic coastal plains are a low-lying region formed of sediments deposited by the sea. The coastline was shaped by the action of the rising sea after the Scandinavian ice sheet retreated. The two major inlets in the smooth coast are the Pomeranian Bay on the German border in the far northwest and the Gulf of Gdańsk in the east. The Oder River empties into the former, and the Vistula forms a large delta at the head of the latter. Sandbars with large dunes form lagoons and coastal lakes along much of the coast.The southern mountainous part of the country was formed by rock movements. 

    The oldest of the mountain ranges are Sudety and Swietokrzyskie Mountians.  The best-known range of the Sudety Mountians is Karkonosze in Lower Silesia.  From the top of Mt. Sniezka (1,602 m) one can admire a splendid view of the natural and manmade wonders of this land.  Next in the process of the alpine folds the Carpathian mountains were formed. And among them the forested Beskidy Range as well as the rugged and sharp, truly alpine style the High Tatra Mountain Range. 

    Back to Poland Travel Insurance page

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.