Travel Insurance Saver
Single Trip Annual Multi Trip
    29
    March
    2024
    30
    March
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically.

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Mexico - History

    Extras

    Mexico's historical attractions are a major tourist attraction - from the ancient ruins of the Olmecs, Maya, and Aztec, to the train routes used by the brash and legendary Pancho Villa. About 1000 BC, the first of Mexico's ancient civilizations, the Olmecs, established themselves in what are now the states of Veracruz and Tabasco. Whilst the Olmecs left behind relatively few artifacts, their influence on future cultures was not to be underestimated. Following the Olmecs came the Teotihuacan, the Zapotecs and Mixtecs of Monte Alban, the Maya of Yucatan, the Toltecs, Aztecs and others. Many of these civilizations practiced human sacrifice, a fact that often overshadows their great achievements in the realms of mathematics, astronomy, architecture, textile weaving, art, and pottery. 

    None of Mexico's pre-Columbian civilizations is more storied than the Aztecs. Prior to the 15th century, the Aztecs were a marginal tribe living on the edge of Lake Texcoco, the site of present-day Mexico City.  By 1473 they ruled the largest empire Mexico had ever seen. Their capital of Tenochtitlan. When the Spanish adventurer Hernan Cortez arrived in 1519, the rich city was a vision perfectly meshed to his thirst for conquest. 

    The tragedy of New Spain begans in April of 1519 the arrival of Cortez who had a singular objective: defeat the Aztecs and take their gold. That he was able to defeat an empire with just a few hundred men seems nothing short of miraculous, but some of el conquistador's success, however, can be attributed to plain and simple luck. 

    Mexico, was heavily taxed, ruled directly from Spain, and permitted no autonomy. When Napoleon conquered Spain in 1808, Mexico's elite began to talk of self-rule. The man who was a Catholic priest named Father Miguel de Hidalgo Costilla led an armed rebellion in 1810. Hidalgo's leadership began a war of independence that culminated on September 27, 1821, when the rebel leader Vicente Guerrero and the royalist Agustin de Iturbide signed the Treaty of Cordoba. 

    For almost a century, the new country would be wracked by marked by almost incessant fighting. One of the first Mexican presidents, the former rebel general Santa Ana, is sourly credited with losing half his country to the United  States after a two-year war that ended in 1848. 

    Post-revolution history is marked by a single political party, the Partido Revolucionario Institutional, or PRI. In 1997, for the first time in history, Mexico City elected a mayor who was not a PRI candidate. Traditionally, the mayoral seat of Mexico City is the second most powerful office in the nation, and the citizens of the Districto Federal could not have elected a more ironic man: he is Cuauhtemoc Cardenas, the son of the PRI's beloved Lazaro Cardenas. He ran against his father's party and won. 

    Back to Mexico Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.