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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Malaysia Attractions

    Kelantan

    Meaning "Land of Lightning" is an agrarian state with lush paddy fields, rustic fishing villages and casuarina-lined beaches. Located in the northeast corner of the peninsula, the charms of Kelantan are found in the vitality of its culture and its remote, unsullied beauty. Kelantan offers plenty of opportunities for tourists such as river cruises, river rafting, bird watching and jungle trekking. 

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance policies.


    Bukit Bintang 

    Is a renowned shopping and entertainment district in Kuala Lumpur. It stretches along the famous road-Jalan Bukit Bintang, and slots in the areas of Jalan Raja Chulan, Jalan Imbi, Jalan Pudu, Jalan Sultan Ismail, and Jalan Ampang. Bukit Bintang has always been well-liked by people. With the changing times, it has undergone refurbishment to suit the tastes of people. And today, it appears simply incredible as it has got both, conventional as well as fashionable outlook. 

    Get a quote and consider our snow sports option. Compare our overseas travel insurance online.


    Besides being a part of the Golden Triangle, Bukit Bintang is quarters to numerous prominent shopping centres, cafés, clubs, shops, malls, and specialty shops. The region is also known for having a number of lavish hotels and restaurants. 

    Get a quote from Travel Insurance Saver for overseas travel and compare our available travel insurance plans.


    Kelab Golf Perkhidmatan Awam (KGPA) 

    Is a major public golf course, nestled in the green belt of Damansara-a suburban area of Kuala Lumpur. Established in 1989, the 27-hole course is graced by natural bounty and undulating terrain, which further provides great challenge to the proficient players. 

    Get a travel insurance quote for your next trip away.


    The Royal Selangor Club

    Literally Kelab Di-Raja Selangor in Malay, is to be found on the northern fringe of the Merdeka Square, overlooking the imposing Sultan Abdul Samad Building in Kuala Lumpur. Founded in 1884 as Selangor Club by the British, it is a social club that earlier used to be the rendezvous for sophisticated and high-ranking members of the British colonial society. The membership to this club was largely determined by high educational and social standards, rather than race or citizenship. 

    Get a travel insurance quote online for Cruising overseas.


    Malacca 

    Is a quiet seaside city located on the West Coast of Peninsular Malaysia facing the Straits of Malacca, about 147 km from Kuala Lumpur. Malacca is a wonderful repository of its cultural heritage. Its colonial past is evident in its Portuguese architecture, whereas on the streets, Chinese influence is most visible. Most of the businessmen here are Chinese. Over the centuries, the Chinese and local Malay cultures in Malacca intertwined, eventually producing a completely unique society-a mosaic of different cultures. 

    Penang

    Known as the island of Betel Nut, is famous for its natural scenic beauty. Also known as the 'Pearl of Orient', Penang entices visitors with its warm seas, golden beaches, lush greenery, and delicious cuisine.

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance travel insurance policies.


    The island was originally named Prince of Wales Island and the settlement that soon grew up was named Georgetown after King George III. In 1800, the Sultan of Kedah further ceded a strip of land on the mainland across the channel, which Light named Province Wellesley, after the then Governor of India. 

    Sarawak

    Is the largest state of Malaysia-is better known as the land of fabled White Rajahs, the hornbill and the orangutan. Located on the northwestern shore of the island of Borneo, Sarawak is a preferred tourist destination for those seeking culture, nature, and adventure tourism. The rainforests of Sarawak are home to the richest and most diverse ecosystem of the world. The rich flora and fauna include the world's largest flower Rafflesia, squirrels and snakes that fly, plants that eat insects and various other species of plants and insects that are yet to be discovered. 

    Heading around the world? Worldwide travel insurance cover available online from Travel Insurance Saver.


    Genting Highlands 

    Is a hilltop resort near Kuala Lumpur, famous for its casino, and golf course. At 2,000 meters above sea level, it offers a cool respite from Malaysia's capital city combined with all the excitement, luxury, and entertainment of an international resort destination. 

    Holiday with the family? Get a travel insurance quote for your family holiday.


    Is also known as the Las Vegas of Malaysia as it is the only land-based casino permitted by Malaysian law. It is part of the Genting Group. Besides the casino, this resort also features many hotels owned by Genting subsidiaries. One of them, First World Hotel has 6,300 rooms, making it the largest hotel in the world. Other facilities in this resort include a theme park, golf course, sky diving simulator and many other diversions. 

    Back to Malaysia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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