Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Japan history

    The Japanese archipelago was disconnected from the continent after the last ice age, around 11,000 BC. 

    Wanting to know more information regarding travel insurance?


    The first signs of civilization and stable living patterns appeared around 14,000 BC with the Jōmon culture. 

    We have a range of travel insurance plans available for different budgets.


    The Yayoi period lasted from about 400 or 300 BC to 250 AD. It is named after Yayoi town, the subsection of Bunkyō, Tokyo where archaeological investigations uncovered its first recognized traces. 

    We offer a range of plan options for year-long travel.


    The Kofun period, began around AD 250, is named after the large tumulus burial mounds (kofun) that appeared at the time. The Kofun period saw the establishment of strong military states centred around powerful clans. 

    Worldwide travel insurance cover available. Aussie going around the world? Compare online travel insurance quotes from TIS.


    Buddhism was introduced to Japan in 538 by Baekje.

    Compare our travel insurance plans from Travel Insurance Saver for your trip Overseas


    Starting with the Taika Reform Edicts of 645, Japanese intensified the adoption of Chinese cultural practices and reorganized the government and the penal code in accordance with the Chinese administrative structure. 

    The Nara period of the 8th century marked the first emergence of a strong Japanese state. 

    Get a travel insurance quote online and compare travel insurance plans from Travel Insurance Saver


    The Heian period, lasting from 794 to 1185, is the final period of classical Japanese history. It is considered the peak of the Japanese imperial court. 

    The "feudal" period of Japanese history, dominated by the powerful regional families (daimyo) and the military rule of warlords (shogun), stretched from the 12th through the 19th centuries. 

    The Kamakura period, 1185 to 1333, is a period that marks the governance of the Kamakura shogunate and the transition to the Japanese "medieval" era, a nearly 700-year period. 

    Long term travel insurance with Travel Insurance Saver.


    A major event of the period was the Mongol invasions of Japan between 1272 and 1281., Whilst the Japanese were successful in stopping the Mongols, the invasion attempt had devastating domestic repercussions, leading to the extinction of the Kamakura shogunate. 

    The Muromachi period is a division of Japanese history running from approximately 1336 to 1573. 

    In 1543, a Portuguese ship, blown off its course to China, landed on Tanegashima Island Japan. During the following years, traders from Portugal, the Netherlands, England, and Spain arrived. 

    The 'Azuchi-Momoyama period runs from approximately 1568 to 1600. The period marks the military reunification and stabilization of the country under a single political ruler.

    During the Edo period, also called the premodern era, the administration of the country was shared by over two hundred daimyo. 

    Looking for online Travel Insurance? Find out more travel insurance online.


    Throughout the Edo Period, the development of commerce, the rise of the cities, and the pressure from foreign countries changed the environment in which the shoguns and daimyo ruled. In 1868, following the Boshin War, the shogunate collapsed, and a new government coalesced around the Emperor. 

    During the early part of the 17th century, the shogunate suspected that the traders and missionaries were forerunners of a military conquest by European powers. Christianity spread in Japan, especially among peasants. During this period of isolation (Sakoku) that began in 1635, Japan was much less cut off from the rest of the world than is commonly assumed, and some acquisition of western knowledge occurred under the Rangaku system. 

    The policy of isolation lasted for more than 200 years. On July 8, 1853, Commodore Matthew Perry of the U.S. Navy with four warships — the Mississippi, Plymouth, Saratoga, and Susquehanna — steamed into the bay at Edo, old Tokyo, and displayed the threatening power of his ships' cannons during a Christian burial, which the Japanese observed. He requested that Japan open to trade with the West. These ships became known as the kurofune, the Black Ships. 

    Looking for travel insurance for seniors? Find out more about travel insurance for seniors


    The following year, at the Convention of Kanagawa on March 31, 1854, Perry returned with seven ships and requested that the Shogun sign the "Treaty of Peace and Amity," establishing formal diplomatic relations between Japan and the United States. 

    The Anglo Japanese Alliance treaty was signed between the United Kingdom and Japan, on January 30, 1902, and announced on February 12, 1902. It was renewed in 1905, and 1911, before its demise in 1921, and its termination in 1923. 

    Looking for Worldwide travel insurance? Find out more


    Japan entered World War I and declared war on the Central Powers. Though Japan's role in World War I was limited largely to attacking German colonial outposts in East Asia, it took advantage of the opportunity to expand its influence in Asia and its territorial holdings in the Pacific. 

    The post-war era brought Japan unprecedented prosperity. 

    Japan went to the peace conference at Versailles in 1919 as one of the great military and industrial powers of the world. It joined the League of Nations and received a mandate over Pacific islands north of the Equator formerly held by Germany. 

    During the 1920s, Japan progressed toward a democratic system of government in a movement known as 'Taishō Democracy'

    Under the pretext of the Manchurian Incident, Lieutenant Colonel Kanji Ishiwara invaded Inner (Chinese) Manchuria in 1931. After several more similar incidents fuelled by an expansionist military, the second Sino-Japanese War began in 1937 after the Marco Polo Bridge Incident.

    Need International Travel Insurance? Online quote from Travel Insurance Saver.


    Having joined the Anti-Comintern Pact in 1936, Japan formed the Axis Pact with Germany and Italy on September 27, 1940. 

    Japan fought the Soviet Union in 1938 in the Battle of Lake Khasan and in 1939 in the Battle of Khalkhin Gol. Comprehensive defeat of the Japanese by the Soviets led by Zhukov in the latter battle led to the signing of the Soviet–Japanese Neutrality Pact. 

    Planning a trip to the slopes and looking for snow or ski travel insurance for your next trip?


    In retaliation to the invasion of French Indochina the U.S. began an embargo on such goods as petroleum products and scrap iron. On July 25, 1941, all Japanese assets in the US were frozen. 

    The attack on Pearl Harbor, sanctioned by Emperor Shōwa on December 1 1941, occurred on December 7 and the Japanese were successful in their surprise attack. 

    The Japanese Navy's offensive ability was crippled as a result of its defeat at the Battle of Midway by the American Navy which turned the tide against them. Japan signed an instrument of surrender on the USS Missouri in Tokyo Harbor on September 2, 1945. 

    As a result of its defeat at the end of World War II, Japan lost all of its overseas possessions and retained only the home islands. 

    Compare our travel insurance plans from Travel Insurance Saver for your trip overseas.


    From the 1950s to the 1980s, Japan experienced rapid development into a major economic power, through a process often referred to as the Japanese post-war economic miracle.

    Tokyo established relations with Beijing in 1972. Close cooperation in the economic sphere followed. 

    Back to Japan Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.