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Single Trip
Annual Multi Trip
Long Term Travel Insurance for 365 days or more
Travelling from Australia to an overseas destination and looking to stay long term?
Long term travel insurance may be available under the selected travel plans on the Travel Insurance Saver website. If you are travelling overseas and have an existing valid travel insurance plan which is set to expire, i.e., your return date is coming up and you wish to travel overseas for a longer duration than the return date listed on your travel insurance policy, you may extend your current existing travel insurance policy up to a period of one year provided there have been no claims made on the policy and pending approval from nib Travel.
Looking for 2 year travel insurance?
The single trip travel insurance plans available from Travel Insurance Saver can each be taken out for a maximum of 365-days. A total of two travel insurance plans can be taken out back-to-back, meaning it is possible to get travel insurance when a two year period with two single 365-day policies set back-to-back.
Important: If you wish to extend your policy, you must extend your policy before the initial travel insurance policy has expired, that is, you must extend your travel insurance policy before the return date set on the travel insurance policy you wish to extend lapses.
Helpful Hint – Set a reminder on your phone for when your travel insurance policy return/end date is set to lapse. This way, if your overseas and need to travel for a longer duration, you can apply to extend your policy for a further period before the period of insurance lapses.
What happens if my travel insurance policy has been taken out for one year and I wish to stay longer than one year? I.e. I need a travel insurance policy for longer than a one-year period.
Taking out travel insurance for 2 years
Either before you depart, or while you are travelling, you may purchase a second travel insurance policy to cover you for up to a second year of travel. This means you will need two travel insurance policies. The first travel insurance policy may cover you for up to a period of one year, and your second travel insurance policy may similarly cover you for a second year of travel.
Important: Your travel insurance policy must either begin or end at your home in Australia. Therefore, if you wish to take out two back-to-back travel insurance policies covering up to two years of travel overseas, the departure date for your first policy must be the date you depart Australia, and your return date on your second policy must end with your return to your home in Australia.
Note: If you depart from Australia at the beginning of your first travel insurance policy, that policy may end whilst you are still travelling overseas (I.e. when the return date lapses) your policy must begin or end at your home in Australia. Similarly, on a
second-year policy, because your departure date has started with you being overseas, the return date of that policy must be your actual return to your home in Australia.
Cover under all other benefits and events begins when you leave your home in Australia to begin your trip or the departure date of the trip shown on your Certificate of Insurance, whichever happens last. Cover ends when you return to your home in Australia or when the period of insurance ends, whichever happens first.
Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.
