Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    Geography in Indonesia

    Extras

    Indonesia is an archipelagic island country in Southeast Asia, lying between the Indian Ocean and the Pacific Ocean. It is in a strategic location astride major sea lanes between the Indian Ocean and the Pacific Ocean. 

    Indonesia has a very complexed culture, it is not set, but is dynamic and varied. The culture has in some part been affected by centuries of complex interaction with the physical archipelagic environment. This is displayed in traditional dress, dances, cuisine, music and language. Being an archipelago of numerous different islands, many cultures developed initially unaware of one another. Through improvements in technology, these cultures eventually came together. As you’d imagine, there are still over 700 different languages present in the Indonesian archipelago, and 300 different ethnic groups, a people for every island.  

    The archipelagic country of Indonesia extends 5,120 kilometres from east to west and 1,760 kilometres from north to south, over both land and ocean. There are around 17,508 islands, all in all, only 6,000 of them are inhabited by people. 

    If you stuck all of the islands in Indonesia together, the total land area would be 1,919,317 square kilometres, roughly the same size as Mexico. Included in Indonesia’s total territory is another 93,000 square kilometres of inland seas (Strait, bays etc.). If you account for the additional surrounding sea area, it brings Indonesia’s total territorial size to 5 million square kilometres.  

    The archipelago of Indonesia has thousands of different islands, but there are a few main islands where the majority populations reside. The majority of the Indonesian population, around 139 million people, reside on the island of Java. The capital city of the island and the capital city of the country is Jakarta, with a population of roughly 10 million people. The other major islands in the archipelago are Sumatra (47 million); Sulawesi (17 million); Kalimantan (15 million) - the Indonesian part of the Bornean island, and Irian Jaya (4 million) – the Indonesian part of Papua New Guinea.  

    Java, Sumatra and Kalimantan lie in the Greater Sunda Islands, which means they lie on the Sunda shelf – an extension of the Malay Peninsula and the Southeast-Asian mainland. Papua, or Irian Jaya, lies in the extreme east of the archipelago, on the Sahul Shelf. 

    There are various mountains throughout Indonesia. Larger mountains, ranging between 3,000 and 3,800 metres above the sea level, can be found on the islands of Sumatra, Java, Bali, Lombok, Sulawesi, and Seram. The tallest mountains in the country can be found in the Jayawijaya Mountains and the Sudirman Mountains in Irian Jaya. Puncak Jaya, also known as Mount Carstensz, is found in the Sudirman Mountains of Papua, and is the highest mountain in all Indonesia, at around 4,884 metres. 

    Nusa Tenggara consists of two chains of islands spanning from Bali east towards Papua. The inner arc of Nusa Tenggara is a continuation of the string of mountains and volcanoes extending from Sumatra through Java, Bali and Flores, and trails off in the Banda islands. The outer arc of Nusa Tenggara is a geological extension of the chain of islands west of Sumatra that includes Nias, Mentawai, and Enggano. This chain reappears in Nusa Tenggara in the rugged mountain islands of Sumba and Timor. 

    Geographically, Indonesia has a lot to offer. There are thousands of unique islands dotted throughout these tropical waters, each with a different language and culture to get to know. 

    Back to Indonesia Travel Insurance page

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.