Travel Insurance Saver
Single Trip Annual Multi Trip
    4
    November
    2024
    5
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Activities in Indonesia

    Volcano Tours

    Indonesia is famous for its hundreds of volcanoes, and for being able to hike these colossal wonders. There are plenty of active and inactive volcanoes on Java that you can hike, or you can trek Mount Bromo, Indonesia’s most visited volcano. You can also adventure to Kawah Iljen, a group of composite volcanoes in East Java. At Iljen, you can take a midnight hike to the mountains crater where you can witness the famous electric-blue fire of the mountain, a phenomenon made famous by National Geographic.  

    Get a travel insurance quote to Bali online from Travel Insurance Saver.


    There are many other dormant volcanoes in Bali, like Gunung Agung. With an elevation of over 3,000 metres, the volcano makes for an unbelievable hike. On the neighbouring island of Lombok is the mountain volcano Gunung Rinjani, a similarly popular hiking volcano. On another neighbouring island, Nusa Tenggara Barat is the volcano, Keli Mutu. The lakes that have formed in the craters of these volcanoes are famous for their differently coloured waters. These strings of mountains make for a fantastic hiking trip – but remember to consider a travel insurance policy for your trip. 

    Travel insurance with a budgets?
    Consider getting a quote and compare the different travel insurance plans and prices available from Travel Insurance Saver.


    Surfing / Tours

    Indonesia is well-known as one of the best countries in the world for surfing. Many of the most skilled surfers come to various beaches in Indonesia to try out some of the huge waves. In all these locations, you can hire surf tours pretty easily with travel agents who are usually situated in the towns, or just by walking right onto the beach and hiring a pro there. Find out more about travel insurance when surfing


    Surf Bali

    Bali has some great surf beaches, like Padang and Uluwatu. The best season for surfing in Bali is the dry season, from June to September – though this is the busiest season so be prepared to compete for waves. If Bali is too crowded for you, try Lombok, the island next door.  

    Travel insurance with cover for cruises. Australian waters and international cruise quotes online.


    Surf Lombok

    Lombok has similar beaches and waves without the crowds, so it is fast becoming a destination for both the average tourist and surfer alike. The finest surf beaches in Lombok (that we know of) are located at the Desert Point, in West Lombok. Some of the beaches there along the southern coast are Mawi, Mawun and Point X. Desert Point used to be a well-kept secret but has since become more prominent on surf guides. Don’t let this dissuade you, it is still far-less crowded than places in Bali. The best surf season in Lombok is April to October, when the swell comes from the southern wind, blowing right towards the coastline.  

    Travelling overseas more than once this year and need cover?
    Online travel insurance is available for multiple trips with Annual multi-trip cover available from Travel Insurance Saver.


    Surf Gili Islands

    In the Lombok, islands are three famous islands, the Gili Islands. These islands are praised by scuba divers for being the turtle capital of the world and exalted by experienced surfers as having fantastic swells.  

    Looking for travel insurance when Surfing? Find out more about travel insurance when surfing


    Surf Sumba Islands

    Further from the beaten track, in East Nusa Tenggara, are the Sumba Islands. These islands make for a more nuanced surfing experience. The various reefs, bays and river mouths create more technical waves perfect for the veteran surfer. The subsistent setup will be different to the resort setting you’ve been used to in Bali, so get ready for some bare-bones surfing.  

    Wanting to know more information regarding travel insurance?


    Puppet shows

    Puppet shows are very popular in Indonesia, particularly in Java, and performances can sometimes last all through the night. They are based on the traditional Wayang Golak and Wayang Kulit marionettes, and the shows usually act out stories based on well-known legends that surround the region.  

    Mahakam River

    The Mahakam River is a huge river that runs through Kalimantan in the centre of Borneo. The river runs from the highland mountains of Borneo and empties in the Makassar Strait. Samarinda is the capital city of Kalimantan and is situated on the banks of the Mahakam River. You can hire tour guides that will take you along the river up into the highlands where you can contact various tribes who have preserved their way of life. 

    We have a range of travel insurance plans available for different budgets.


    Rainforest Jungle Trek

    If hiking volcanoes are not your thing, never fear, there are plenty of jungle treks for you to take part in. Irian Jaya, the western half of New Guinea, is a good place to hike and experience the colourful culture of the Papuan people. There is also good hiking at Muller Mountain in Kalimantan, and at Bukit Barisan National Park in Sumatra, where you can look for the endangered Sumatran Rhino, and contribute firsthand to conservation.  

    Scuba Diving

    Indonesia is an archipelago of tiny islands, as you’d imagine there’s plenty of coastlines and plenty of magnificent reefs. Bunaken National Park and Lembeh Strait in North Sulawesi make for some spectacular diving and snorkelling experiences. You can head to the Gili islands as well if you want to go scuba diving. If you’re a beginner, why not go wreck-diving at Tulumben Wreck off the coast of Bali’s eastern shores.  
    Find out more about travel insurance when scuba diving.

    Tsunami Museum

    The province of Aceh was one of the areas worst hit by the 2004 Boxing Day tsunami. Since then, an educational centre has been developed to help advise on evacuation procedures should a tsunami hit again. The Tsunami Museum also sheds light on that fateful day.  

    Compare our travel insurance plans from Travel Insurance Saver for your trip Overseas


    Komodo and Rinca islands

    Komodo is a part of the Lesser Sunda chain of islands, part of the Komodo National Park. The island is roughly around 390 square kilometres and is home to the infamous Komodo dragon. There is a human population residing on Komodo at the main Komodo village, they’re a mixed practice of Christians and Muslims. Komodo’s vegetation is different to many of the other islands that you’d typically find in the archipelago. It is distinguished by its dryer vegetation. Where most islands are covered in tropical rainforest, Komodo is predominated by open grassland savannahs and occasionally mangroves. The most prolific tree on the island is a savannah tree, the lontar palm Borassus flabellifer. There is something quite special about a Savannah Island covered in rolling hills of dry grasses, and so it has become a popular destination for hikers and tourists waiting to catch a glimpse of its giant reptilian residents. 

    Back to Indonesia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.