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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Attraction in Indonesia

    Lombok

    Lombok is an island just to the east of Bali. It is lesser known than Bali, and so it is a quieter, more laid-back tourist destination. Lombok’s culture is very similar to Bali in that it is populated mostly by people of the Hindu and Buddhist faiths. Lombok is dotted with temples, the locals are friendly, and there are many mountains and lakes where you can enjoy hiking and fishing.

    Get a travel insurance quote"> to Bali online from Travel Insurance Saver.


    Bali

    Bali has been a very popular tourist destination for years, and with good reason – it’s a beautiful location and the locals are friendly. On Bali, you’ll find dozens of picturesque beaches, shopping centres, shops, trails, wildlife parks and volcanic mountains stretching from east to west. The Holy Mountain called Gunung Agung is 3,170 m high. Bali differs from the majority of Indonesia in that most people there are Hindu rather than Muslim. Because of this, there are hundreds of ancient temples for you to explore on the island.

    Travel insurance for all ages. Travel insurance for seniors online, travel insurance with no age limits available.


    Ubud, Bali

    Ubud is a town located on the island of Bali. Ubud has a population of around 30,000 and is famous for its beautiful locale. Situated amongst lush rainforest, rice paddies and steep ravines, Ubud is very popular with tourists.  

    travel insurance for backpackers? Australian backpackers going overseas can compare online travel insurance quotes from Travel Insurance Saver.


    Pura Besakih, Bali

    Located on Bali is the Pura Besakih, a temple that dates all the way back to the 10th century. It stands proudly on the volcanic slopes of Gunung Agung, the Holy Mountain. Today, Pura Besakih is an enormous spiritual complex consisting of more than 30 temples.

    Travel insurance for domestic and overseas Business Travel Insurance. Aussie and travelling for business? Compare travel insurance quotes from Travel Insurance Saver.


    Tanah Lot, Bali

    Tanah Lot is a rock formation and Sea Temple in Tabanan, Bali. It is a Hindu pilgrimage and a cultural icon. It is 20 km from Denpasar airport.

    Istiqlal Mosque, Java

    The Istiqlal Mosque in Jakarta is one of the largest Mosques in the world. It is the third largest Sunni Mosque by capacity and the largest in south-east Asia. This mosque was built as a celebration of Indonesia’s independence, and so was named Istiqlal – an Arabic word for independence.  

    Travel insurance for your upcoming trip overseas?


    Prambanan temple complex, Java

    The Prambanan temple complex located in central Java is the largest Hindu temple complex in Indonesia, honouring Shiva, Brahma, and Vishnu – Hindu gods. A temple was first built in around 856 CE, and since then has expanded with more temples being built to mark the return of Hindu dynasties to the central Java region. The temple is breathtaking, particularly at sunrise.

    Ujong Kulon National Park, West-Java

    Ujong Kulon National Park is located on the westernmost tip of the island of Java, within the Banten province of Indonesia. The park is around 1,206 kilometres squared. When the volcano Krakatau exploded in the late 19th century, a tsunami enveloped much of the western Java peninsula, forcing the population to leave. The human population was forced to stay away from the area due to the high accumulation of ash. Naturally, the animals of the peninsula repopulated the area and so since then, the park has become a kind of natural sanctuary. In Ujong Kulon you can travel by canoe through the many river systems, spotting rare and endangered animals like the elusive Javanese Rhino.

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    Sulawesi

    Sulawesi is one of the four Greater Sunda islands in Indonesia, it is located east of Borneo. The landmass of Sulawesi includes four main peninsulas: Minahasa Peninsula; the East Peninsula; the South Peninsula; and the South-East Peninsula. Sulawesi is dotted with ancient megaliths, dated to be from around 3000 – 1000 BCE, so it is a popular spot for archaeological tourism. The island is flourishing with flora and fauna; there are 127 species of endemic native mammals, meaning they exist only on the island. The mammal species include a number of unique anoas and suids (buffalo and pigs). There are also unique birds, primates, crustaceans and fish. The island is characterized by high mountains, valleys, turquoise blue tropical lakes, rivers and bays, and thousands of waterfalls, and the occasional hot spring.  

    Long term travel insurance. Cover up to 12 months travel insurance cover. Get a travel insurance quote today or contact Travel Insurance Saver.


    Bunaken, Sulawesi

    Located on the northern tip of Sulawesi, Bunaken is a national marine park. Bunaken extends over an area of roughly 890 kilometres squared, only 3% of which is terrestrial, the rest is coral reef and ocean; needless to say, scuba diving is the islands main attraction.

    Torajaland, Sulawesi

    Torajaland, in the southern highlands of Sulawesi, is populated by the Toraja people. They’re a distinct ethnic group, made up mostly by Christians and Muslims, but there is also a strong animist culture in their community – ‘the way of the ancestors’. Animism is the belief that all things; animals, objects, plants and people possess a spirit – there is no distinction between the physical and the spiritual. Torajaland is known as the ‘Land of Heavenly Kings’, and the people there are known for their strange traditions and customs. The architecture of their houses is unique, with homes jutting from the earth like the bows of old Viking longboats, and they’re known to bury their dead in vertical tombs along the faces of cliffs.

    Travel insurance with a budgets? Consider getting a quote and compare the different travel insurance plans and prices available from Travel Insurance Saver.


    Samosir, Sumatra

    Samosir is a large volcanic island, located in Lake Toba, in the north of the island Sumatra. The island is 630 square kilometres and is the largest island within an island. Samosir is a geological marvel, with an exotic history, the home of the Batak people, and awe-inspiring vistas; it has become a popular tourist destination and has several villa resorts for visitors.

    Travel insurance with cover for cruises. Australian waters and international cruise quotes online.


    Tanjung Puting, Borneo

    Tanjung Putting is a conservation reserve located in central Borneo. The park includes 416,040 hectares of dryland dipterocarp forest. Dipterocarp is a tall type of forest tree endemic to south-east Asia. The park also consists of mangroves and heath forest, a moist type of forest, and forest beaches. The park may be accessed by speedboat along the Kumai River, and then the Sekonyer River; a voyage which takes about one and a half hours and is highly scenic. The park was designated as a UNESCO Biosphere Reserve in 1977 and is famed for its orangutan population.

    More…

    There are many more activities to experience in Indonesia. The island of Komodo, the Gili Islands, Mount Bromo; the list is endless.

    Back to Indonesia Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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