Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    January
    2025
    23
    January
    2025
    Traveller 1
    Traveller 2
    Traveller 3
    Traveller 4
    +Traveller

    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Attractions in India

    Delhi

    Delhi is comprised of two cities. New Delhi is a more modern city, where anybody can enjoy Lutyens' architecture; ‘Old' Delhi is many more centuries old. Characterised by old buildings and winding alleyways where one can stumble upon a bustling bazaar at any moment, Old Delhi is an explorer’s paradise. In Delhi, you can visit the Jama Masjid, built by the Mughal’s in the mid-17th century, it is India’s largest mosque. Nearby you can see the Red Fort as well as the tower Qutab Minar’s. There are countless attractions for you to enjoy in Delhi and New Delhi. Delhi can be broken up into two, New Delhi is a modern city, offering Lutyens' architecture; ‘Old' Delhi is several centuries old, with narrow, winding streets, ancient shrines, and rambunctious bazaars. 

    Off Piste sking& snowboarding is available from Travel Insurance Saver.
    Get an online quote now and consider our snow sports cover options.

    Golden Triangle

    Discover the ‘Golden Triangle', a circuit of cities with Delhi in its centre. It is comprised of two other cities: Jaipur and Agra.

    Online travel insurance with cruise cover.
    Cruise cover available for Australian waters and international cruises from Travel Insurance Saver.


    Taj Mahal

    Located in the southeast of the Golden Triangle in the city of Agra. The Taj Mahal is one of the most iconic buildings in the world, like the Great Wall of China and the Colosseum in Rome, it is one of the seven modern wonders of the world. The Taj Mahal was originally built as a tomb by a grief-stricken prince for his deceased princess; it has since become a tourist hotspot for visitor’s far and wide.

    Over 60, 70, 80, 90?
    Get a travel insurance for seniors or contact us.


    Rajasthan

    On the southwest of the Golden Triangle, in the state of Rajasthan, is the city of Jaipur, the vibrant ‘Pink City'. In Jaipur, you can see such sights as the Amber Fort and the Palace of the Winds. In Rajasthan, you can also travel to the city of Udaipur, built around the picturesque man-made Lake Pichola, famous for the Lake Palace Hotel, and known globally as the ‘Venice of the East’. On the southwest of the Golden Triangle, in Rajasthan, is Jaipur, the vibrant ‘Pink City'. Visit the Amber Fort and the Hawa Mahal (Palace of the Winds). Visit the beautiful city of Udaipur, built around the lovely Lake Pichola and famed for its spectacular Lake Palace Hotel, and known as the ‘Venice of the East’. 

    Overseas more than once?
    Consider the Annual multi-trip plan if you are a frequent traveller.


    Khajuraho

    To the southeast of the golden triangle lies Khajuraho with its famous erotic friezes. 

    River Ganges

    Along the River Ganges banks is the astonishing city of Varanasi. Varanasi is renowned as one of India's holiest Hindu locations.

    Darjeeling

    Darjeeling is a hill town in West-Bengal. We had to include it in this list because of the breathtaking vistas you’re likely to experience travelling here. Darjeeling is well-known for its tea plantations, where you’ll breathe in the green sloping hills covered by lush grasses and tea plants. In the distance, through the shrouded mountain mists, you’re likely to spot Kangchenjunga – the world’s third highest mountain.  If you don’t want to walk on foot the whole time, take the Himalayan Railway (UNESCO heritage), a train through the Himalayas where you can take in all the sights and sounds of Darjeeling.  

    Planning a holiday with your family?
    Get a travel insurance quote from Travel Insurance Saver


    Mumbai

    The capital of Maharashtra, Mumbai (formerly Bombay) is a city that is quintessentially Indian. A large, sprawling metropolis that meets the waters of the Indian Ocean, there is nothing you can’t see in Mumbai. The home of Bollywood, skyscrapers and slums alike, Mumbai is a city that embodies the word joy, and nowhere else in the world will you experience all India has to offer than in the city of Mumbai.

    Compare our travel insurance prices online from Travel Insurance Saver.


    Kolkata

    Kolkata is the capital of West Bengal. Kolkata is the doorway to South-east Asia, and as well as being distinctly Indian, the city has a rich colonial history. Kolkata used to be a trading hub between India and the rest of Asia. When India first became independent, they decided to keep many of the colonial buildings that typified Kolkata. We recommend you visit the Bengal Club to get a full breadth of India’s colonial past.

    Beaches

    India's beaches are both beautiful and unique. The warm sands of India’s coastline, populated by tropical palm trees and fruit-swilling merchants, contrast the deep-blue hues of the Indian ocean.  Mumbai has Juhu and Chowpatty to swim, but we recommend you get out of the big cities if you want to go to the beach. Head to Goa, a beach destination for people from all walks of life. In Goa you can find global cuisine at bargain prices, beach parties, and day spas. If you’re after something quieter, then trip south a little, you’ll find Gokarna. Further south still and you’ll come to Varkala, our favourite beach. Varkala hasn’t yet fully been commercialized, so it’s a great place to unwind after your long trip south through India.  

    Planning a ski holiday & need travel insurance for Skiing and Snowboarding?


    Temples

    India is dotted with thousands of unique and breathtaking temples, it would take a lifetime to see them all. In the Maharashtra state, you will find the Kailasa temple. This temple was carved from one giant piece of rock and is believed to be about 1300 years old. Brihadisvara temple is located in the southern part of India in the state of Tamil Nadu. This temple is around a thousand years old and is characterized by its intricate architecture and great height. Finally, you should make time to visit the Golden Temple, in Punjab (India’s north). This temple is the home of the Sikh religion and is a place of cultural and historical significance for the Sikh people, and the country of India. 

    Wildlife

    People always talk about going on safari in Africa, little do they know it’s more affordable to safari in India. India is well known for its tiger and elephant populations, but in India, you can also find Asiatic lions, rhinoceros, antelope, leopards and many more. There are around 93 national parks in the country, 486 wildlife sanctuaries and 14 unique biosphere reserves. The best-known reserves are Ranthambore National Park (Rajasthan), Keoladeo Ghana National Park (also Rajasthan), Corbett Tiger Reserve (Uttarakhand) and Khana National Park. 

    Back to India Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.