Travel Insurance Saver
asdas Get a Quote
Single Trip Annual Multi Trip
    22
    November
    2024
    23
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance when Hot Air Ballooning

    Travel insurance when Hot Air Ballooning by benefit: 

    Travel Insurance Saver offers a variety of online travel insurance products that may provide cover for hot air ballooning-related claimable events, contingent upon the event and adhering to the terms, conditions, and limitations specified in the current combined FSG and PDS. Travel insurance cover for such events includes overseas medical expenses, medical evacuation, and repatriation, with specific limits based on the chosen travel insurance plan. Claims are assessed on a case-by-case basis:
    • Bare Essentials: $250,000 for Medical Evacuation and Repatriation.
    • Essentials: $500,000 for Medical Evacuation and Repatriation.
    • Comprehensive: Unlimited Medical Evacuation and Repatriation.
    • Annual Multi-Trip: Unlimited Medical Evacuation and Repatriation.
    Hot air ballooning activities are generally not excluded, allowing for possible cover for related claimable events within the policy's general exclusions, conditions, or limitations.

    Some conditions may apply to travel insurance when Hot Air Ballooning  :

    Cover may be available for hot air ballooning related events depending on the event. Claims are assessed on a case-by-case basis. Hot air ballooning is not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

    General exclusions to consider, but not limited to, a loss arising from:

    • A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities - participating in, or training for, a professional sporting activity.

    For enthusiasts planning to participate in hot air ballooning, either domestically or overseas, travellers may wish to choose a travel insurance plan that provides cover for cancellation and holiday deferment costs. 

    Travel insurance when hot air ballooning

    Annual Multi-Trip travel insurance:

    The Annual Multi-Trip plan, which may be suitable for those planning multiple hot air ballooning trips within a year, offers up to 45 days of cover per trip within the annual period. Travel insurance cover is contingent on selecting the destinations during the quote process, but it's important to note that no cover is provided for destinations with a 'DO NOT TRAVEL' advisory from the Australian Government's Smart Traveller website. 

    Specific destinations renowned for hot air ballooning

    • Turkey: Cappadocia's landscapes offer an ethereal ballooning experience.
    • France: The birthplace of hot air ballooning, hosting festivals like the Mondial Air Ballons.
    • United States : Offers diverse experiences like Napa Valley and the Albuquerque International Balloon Fiesta.
    • Australia: Features breathtaking rides over Alice Springs and the Yarra Valley.
    • New Zealand: Offers experiences in Queenstown and the Wairarapa region.
    • United Kingdom: Provides stunning views at the Bristol International Balloon Fiesta.
    • South Africa: Offers unique adventures over the savannah or winelands.
    • Spain: Catalonia and Segovia provide rich cultural and historic landscapes.
    • Switzerland: The Swiss Alps offer dramatic backdrops for balloon rides.
    • Egypt: Luxor presents a journey over ancient treasures.

    Travel insurance when hot air ballooning

    Travel insurance when Hot Air Ballooning with cancellation cover: 

    For prepaid hot air ballooning travel arrangements, selecting a plan with optimal cancellation and holiday deferment cost cover may be desirable. The Bare Essentials plan offers a static $2,000 for cancellation and deferment costs, whereas the Essentials, Comprehensive, and Annual Multi-Trip plans provide adjustable limits for increased travel insurance cover at an additional premium.

    Get a travel insurance quote to view rates, benefits and PDS. 

    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy. 

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.
    Google

    Google Rating

    Our customers rated their
    experience 4.6 out of 5.

    Awards

    Multiple award winning travel insurance company

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

    Travel Insurance Saver
    © 2024 Travel Insurance Saver
    Insurance Saver Pty Ltd ABN: 18 624 919 366