Travel Insurance Saver
Single Trip Annual Multi Trip
    26
    September
    2021
    27
    September
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. 

    History of Hong Kong

    Extras

    Evidence of settlements suggest human activity in Hong Kong dates back over 30,000 years.

    The territory was incorporated into China during the Qin Dynasty (221 BC - 206 BC), and the area was firmly consolidated under Nanyue (203 BC - 111 BC.) Tai Po Hoi, the sea of Tai Po, was a major pearl hunting harbour in China from the Han Dynasty through the Ming Dynasty (1368 to 1644), with activities peaking during the Southern Han (917 to 971).
    In 1276 during the Mongol invasion, the Southern Song Dynasty court moved to Fujian, then to Lantau Island and later to today's Kowloon City

    The last dynasty in China, Qing Dynasty, would also be the last to come in contact with Hong Kong. As a military outpost and trading port, the Hong Kong territory would gain the attention of the world.

    The Opium Wars, which led to British victories over China and the cession of Hong Kong to the United Kingdom via the enactment of the new treaties in 1842.

    After the territorial settlements, the achievements of the era set the foundation for the culture and commerce in modern Hong Kong for years to come. Every industry went through major transformation and growth. Other vital establishments included changes in philosophy, starting with a western-style education with Frederick Stewart, which was a critical step in separating Hong Kong from mainland China during the political turmoil associated with the falling Qing dynasty. The monumental start of the financial powerhouse industry of the far east began with the first large scale bank.

    On the outbreak of World War I in 1914, fear of a possible attack on the colony led to an exodus of 60,000 Chinese. Statistically Hong Kong's population continued to boom in the following decades from 530,000 in 1916 to 725,000 in 1925. Nonetheless the crisis in mainland China in the 1920s and 1930s left Hong Kong vulnerable to a strategic invasion from Japan.

    Hong Kong was occupied by Japan from 25 December 1941 to 15 August 1945. On 25 December 1941 British colonial officials headed by the Governor of Hong Kong, Mark Aitchison Young, surrendered in person at the Japanese headquarters on the third floor of the Peninsula Hotel. Isogai Rensuke became the first Japanese governor of Hong Kong.

    The communist takeover of mainland China in 1949 led to another population boom in Hong Kong. Thousands of refugees emigrated from mainland China to Hong Kong, and made it an important entrepôt until the United Nations ordered a trade embargo on mainland China due to the Korean War. More refugees came during the Great Leap Forward.

    The 1970s also saw the extension of government subsidised education from six years to nine years and the creation of Hong Kong's country parks system.

    The opening of the mainland Chinese market and rising salaries drove many manufacturers north. Hong Kong consolidated its position as a commercial and tourism centre in the South-East Asia region. High life expectancy, literacy, per-capita income and other socioeconomic measures attest to Hong Kong's achievements over the last four decades of the 20th Century. Higher income also led to the introduction of the first private housing estates with Taikoo Shing. The period saw a boom in residential high rises, many of the people's homes became part of Hong Kong's skyline and scenery.

    On 4 April 1990, the Hong Kong Basic Law was officially accepted as the mini-constitution of the Hong Kong SAR after the handover. In July 1992, Chris Patten was appointed as the last British Governor of Hong Kong. On 1 July 1997 Hong Kong was handed over to the People's Republic of China by the United Kingdom. The old Legislative Council, elected under Chris Patten's reforms, was replaced by the Provisional Legislative Council elected by a selection committee whose members were appointed by the PRC government. Tung Chee Hwa, elected in December by a selection committee with members appointed by the PRC government, assumed duty as the first Chief Executive of Hong Kong.

    Back to Hong Kong Travel Insurance page

    Single Trip Annual Multi Trip
      26
      September
      2021
      27
      September
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Already Overseas

      If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. Click here to find out more

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to the Product Disclosure Statement for full terms, limitations, conditions, and exclusions. Click here to find out more

      One Way

      Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.