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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Attractions in Hong Kong

    Temples

    Man Mo Temple is the oldest chinese temple located on Hong Kong Island. The temple honours the gods of literature (man) and war (mo).

    Cruise cover travel insurance automatically included with Travel Insurance Saver.
    Compare our quotes online for cruise cover.


    The Fung Ying Seen Koon Temple is on the border of China, built in the traditional Taoist style with a double-tiered roof with orange-coloured tiles.

    Different insurance plans available.
    Obtain travel insurance quotes online with Travel Insurance Saver and and compare our travel insurance plans.


    Sightseeing in Hong Kong

    Travel to Victoria Peak for the best views of Hong Kong. To get there you will need to travel on the peak tram which travels up the mountainside approximately 386m high.

    Family travel insurance for your overseas trip.
    Family travel insurance available, compare online quotes for family cover.


    Colonial vestiges

    You can get an insight into Hong Kong's colonial past. Monuments that should be seen are Government House and the residence of 25 British governors from 1855 until Hong Kong's handover to China in 1997. St John's Cathedral is known as the oldest Christian church in the Far East.

    Find information online for travel insurance.


    Flagstaff House Museum

    Is a colonial-style building in Hong Kong Park. The Flagstaff House Museum of Tea Warehouses ancient Chinese artifacts used in tea-making. 

    Get a family travel insurance quote online.


    Clock Tower

    Near the Star Ferry pier, you can see the remaining pieces of the Clock Tower from the old Kowloon-Canton railway station.

    Travel Insurance Saver is an award-winning travel insurance business for Annual multi-trip travel insurance policies.


    Central Plaza

    Is 78-stories high. Visitors can view the city from the Sky Lobby on its 46th floor. After 6pm each day you will notice neon rooftop lights change colour every hour to denote the time. Currently the 2 International Finance Centre, or 2 IFC, is currently Hong Kong's tallest building, with an astonishing 88 floors. Yet will be dwarfed by the establishing new international Commerse Sentre which will stand 118 floors and will be completed in 2010. 

    Get a quote and consider our snow sports option.
    Compare our overseas travel insurance online.


    Beaches

    Tin Hau Temple overlooks the pristine beach of Repulse. Lantau Island has fantastic white sandy beach.

    Nunneries and Pagodas (Temple)

    The Chi Lin Nunnery is a spectacular Tang Dynasty-style temple. Hong Kong's only historic pagoda, the Tsui Shing Lau Pagoda was built in 1486 in the Yuen Lang district.

    Get a quote from Travel Insurance Saver for overseas travel and compare our available travel insurance plans.


    Mong Kok

    Thought to be the world's most densely populated urban area, Mong Kok provides the ultimate opportunity to mingle with the crowds. Exotic fish and amphibians are sold at the Goldfish Market, and intricate bamboo birdcages and songbirds can be purchased near the Yuen Po Street Bird Garden. 

    Get a travel insurance quote for your next trip away.


    Ten Thousand Buddhas Monastery

    The Ten Thousand Buddhas Monastery, in the New Territories hills above Sha Tin, houses around 13,000 small Buddha.

    Cable Car/ Buddha

    Is a 5.7km cable car ride, to the Giant Buddha on Lantau Island. The Buddha sits upon Ngong Ping Plateau at the Po Lin Monastery. At 26m high and weighing in at 202 tonnes of bronze, it is the world's largest seated outdoor Buddha.

    Back to Hong Kong Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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