Travel insurance for domestic travel only

 

What is Domestic Travel Insurance?

Domestic travel insurance is a type of insurance that provides coverage for unexpected events that may occur while traveling within your own country. In Australia, this means coverage for trips within Australia, including flights, accommodation, and other travel-related activities. While it may seem unnecessary, domestic travel insurance can protect you from financial losses due to trip cancellations, lost luggage, medical emergencies (medical evacuation), and other unforeseen circumstances.

Does domestic travel insurance cover cruises in Australia

If you are seeking travel insurance for a cruise in Australia you must select the ‘Australia - Cruise’ destination option. 

Cruises in Australian Waters

It's important to note that Medicare and private health insurance do not cover cruises in Australian waters. If you're planning a cruise within Australia, you'll need to select ‘Australian Cruise’ during the quote process to ensure you have the necessary coverage.  

Domestic Travel Insurance in Australia

When planning a trip within Australia, unforeseen events can occur. Travel Insurance Saver offers domestic travel insurance policies that can provide coverage for various situations.  

Trip Cancellations

If you need to cancel your trip due to unexpected circumstances, such as a natural disaster or a family emergency, our domestic travel insurance policies can reimburse you for non-refundable expenses.  

Lost or Stolen Luggage

Our domestic travel insurance policies can cover the cost of replacing your lost or stolen luggage and personal belongings.  

Rental Car Excess

If you're renting a car for your domestic travel, our policies can cover the excess you may need to pay if the car is damaged or stolen.  

Benefits of Buying Travel Insurance Online

Purchasing travel insurance online offers several advantages:

• Convenience: Compare and purchase travel insurance from the comfort of your home, 24/7.  
• Quick and Easy: Get an online quote in minutes and receive your policy documents instantly via email.  
• Cost-Effective: Online travel insurance can often be more affordable than traditional options.  
• Wide Range of Choices: Compare different policies side-by-side to find the perfect fit for your needs.  

Choosing the Right Policy Online

When selecting a travel insurance policy online, consider factors such as your destination, trip duration, planned activities, and any pre-existing medical conditions. You may compare different policies online or contact our team to discuss your specific needs.  

Get a quote online today and compare travel insurance from Travel Insurance Saver.  

FAQ for Travel Insurance:

Please read our answers to some commonly asked questions around travel insurance in Australia for domestic cover. 

Q: Is there an age limit for travel insurance?
A: The maximum age for travel insurance with Travel Insurance Saver is 90 years old.  

Q: Are pre-existing medical conditions covered?
A: Some pre-existing medical conditions may be automatically covered. You may contact us to discuss your specific condition.  

Q: Can I extend my policy while I'm travelling domestically?
A: Yes, you may be able to extend your policy while overseas, subject to certain conditions.  

Q: How do I make a claim?
A: You can make a claim online or by contacting our claims team.  

Q: What is the difference between domestic and international travel insurance?
A: Domestic travel insurance covers trips within Australia, while international travel insurance covers trips outside of Australia. ‘Australian cruise’ provides cover for domestic cruises.  

Q: Do I need travel insurance for a cruise in Australian waters?
A: Yes, you will need an international travel insurance policy with cruise cover, which comes under ‘Australian cruise’. Medicare and private health insurance do not cover cruises in Australian waters.  

Q: What is the maximum trip duration covered by a single trip policy?
A: 365 days.  

Q: What is the maximum trip duration covered by an Annual Multi-Trip policy?
A: 90 days per trip for travellers under 81, and 45 days for travellers over 81.  

Q: What is not covered by travel insurance?
A: Travel insurance does not cover everything. Some common exclusions include:

• Pre-existing medical conditions (unless you have declared them and paid an additional premium)  
• High-risk activities (such as skydiving or bungee jumping)  
• Travel to destinations with "Do Not Travel" warnings  
• Losses caused by your own negligence  
• Childbirth  
• Routine prenatal care  
• Any expenses that would normally have been incurred during Your Trip if there had been no cancellation or Curtailment post-departure.  
• Any claim arising out of pregnancy where You are travelling against Your doctor's advice and/ or if expecting to give birth within 17 weeks of completing Your Trip and/or pregnancy up to 23 weeks gestation at the date the policy ends, where complications exist relating to this pregnancy, it is a multiple pregnancy and/or the pregnancy is the result of assisted reproductive programs.  
• Any cost incurred in respect of visas required in connection with the Trip.  
• The provision, loss or subsequent replacement of visas or passports, other than as specifically included under Section 7 hereunder.  
• Pre-travel inoculations.  
• Delays or rescheduling by a bus line, airline, shipping line or rail authority.  
• Your disinclination to travel or Your loss of enjoyment.  

Additional Information for Domestic Travel Insurance

Always read the Product Disclosure Statement (PDS) carefully before purchasing a policy. The information provided here is a general overview and does not take into account your personal circumstances. Contact us with any questions or to discuss your specific travel insurance needs. 

Secure your Australian adventure with domestic travel insurance! Get a quote online today and enjoy peace of mind on your travels.

Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.

Useful Links
Annual travel insurance
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Domestic travel insurance
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