Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Canada - History

    According to archaeological evidence, the American continents were the last to be inhabited. It is believed inhabitation took place about 16,000 years ago. Notwithstanding, regardless their method of arrival the original Paleo-Indian lived in Canada for 10,000 to 17,000 years before Europeans arrived. 

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    The Eskimo Dorset people whose culture in the Arctic has been traced back to around 500 CE were replaced by the ancestors of today's Inuit by 1500 CE. 

    The eastern woodland areas of what became Canada were home to speakers of two language groups: Algonquian and Iroquoian. 

    In the early 1600s the Iroquois came into conflict with another Iroquoian people, the Wendat, as the two groups clashed over the trade in beaver pelts introduced by the early traders of New France. While the Wendat became allies of the French, the Iroquois entered trade with the Dutch of New Amsterdam and then formed an historic alliance with the English which endured through the Seven Years' War. 

    On the central plains the plains Cree or Nēhilawē depended on the vast herds of bison to supply food and many of their other needs. To the north, the Na-Dene speaking peoples extended through the Mackenzie River valley to the Pacific Coast, where the Tlingit lived on the islands of southern Alaska and northern British Columbia. The Na-Dene language is believed to be linked to the Yeniseian languages of Siberia, and the Dene of the western Arctic and related Athabaskan people may represent a distinct wave of migration from Asia to North America, possibly arriving by boat initially and settling in northern British Columbia. 

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    Central British Columbia was home to interior Salish such as the Okanagan and southern Athabaskan such as the Tsilqot'in. The inlets and valleys of the Pacific Coast sheltered large populations of indigenous peoples such as the Haida, Kwakwaka'wakw, Nuu-chah-nulth and Salish, sustained in large numbers by the region's abundant salmon and shellfish. These peoples developed complex cultures dependant on the western red cedar that included wooden houses, sea-going whaling and war canoes and elaborately carved totem poles. Defensive Salish trench work or stonework defence from the 1500s suggest a need for the southern Salish to take measures to protect themselves against their northern neighbours, who were known to mount raids into the Strait of Georgia and Puget Sound in historic times. 

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    The next European explorer acknowledged as landing in what is now Canada was John Cabot, an Italian who ended up landing somewhere on the coast of North America in 1497 and claimed it for King Henry VII of England, on a second voyage the following year he explored and charted the east coast of North America from Baffin Island to Maryland. His voyages gave England a claim by right of discovery to an indefinite amount of area of eastern North America. Every year after 1497 an international mixture of fishing vessels staked grounds off the southeast shore of Newfoundland and east of Nova Scotia. Sometimes these ships would traverse into Gulf of St. Lawrence, encountering native peoples on the shore who would trade their valuable furs for trinkets and other items brought by the fishers. 

    The French first began to explore further inland and set up colonies. In 1524 King Francis I of France sent a Florentine navigator, Giovanni da Verrazano, he explored the eastern coastline of North America from North Carolina to Newfoundland, giving France some claim to the new world as well. In 1541 made France abandoned to settle in Canada. The 60 colonists died before the attempt was abandoned and France would not revisit further colonisation for another 60 years.

    Throughout the rest of the 16th century the European fleets continued to make almost annual visits to the eastern shores of Canada to cultivate the fishing opportunities there. A sideline industry emerged as well though in the unorganized traffic of furs.

    The first contact with the Europeans was disastrous for the first peoples. Explorers and traders brought European diseases, such as smallpox, which killed off entire villages. Relations varied between the settlers and the natives. 

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    In 1604 the fur trade monopoly was granted to Pierre Dugua Sieur de Monts. Dugua led his first colonization expedition to an island located near to the mouth of the St. Croix River. It was France's most successful colony to date and the settlement came to be known as Acadia. In 1608 France founded its first permanent colony in Canada at Quebec. The colony of Acadia grew slowly, reaching a population of about 5,000 by 1713. After the founding of Quebec City in 1608, it became the capital of New France. 

    In 1629 France suffered the humiliation of having to surrender its starving garrison to an English fleet, in the meantime peace had been declared by England, and the settlement was restored to French rule. Champlain would return from Europe to spend his remaining years in the colony. He became governor of New France in 1633. 

    By 1759 New France only had a population of some 65,000. New France had other problems besides low immigration. The feudal system of landholding, which had long been established in France, was adopted in the colony. 

    Britain and France repeatedly went to war in the 17th and 18th centuries and made their colonial empires into battlefields with the main battles fought in and around Canada. The first areas won by the British were the Maritime provinces. The interests of the British and French in North America conflicted resulting in the outbreak of war in both in Europe and North America. Canada was also an important battlefield in the Seven Years' War, during which Great Britain gained control of Quebec City after the Battle of the Plains of Abraham in 1759, and Montreal in 1760.

    With the end of the Seven Years' War and the signing of the Treaty of Paris on February 10, 1763, France ceded almost all of its territory in mainland North America to Britain. 

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    During the American Revolution an attempt by the Continental Army in late 1775 to take Quebec from British control was defeated by Guy Carleton, with the assistance of local militias.

    1783 formally ended the American war of Independence and the borders between Canada and the United States were officially declared. 

    In 1793 Alexander Mackenzie a Scottish born Canadian working for the Northwest Company crossed the continent and with his aboriginal guides, French-Canadian voyageurs, and another Scot, reached the mouth of the Bella Coola River, completing the first continental crossing north of Mexico. 

    The 1864 Quebec Conference laid out the framework for uniting British colonies in North America into a federation. 

    Canada's participation in the First World War helped to foster a sense of British-Canadian nationhood. 

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    Canada's involvement in the Second World War began when Canada declared war on Germany on September 10, 1939, one week after Britain. 

    Prosperity returned to Canada during Second World War and saw the introduction of meaningful social welfare schemes.

    In 1982, the Canada Act was passed by the British parliament and granted Royal Assent by Queen Elizabeth II on March 29, while the Constitution Act was passed by the Canadian parliament. Until this time the constitution has existed only as an act of the British parliament, simultaneously the Charter of Rights and Freedoms was added. 

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    In 1986, Canada and the U.S. signed the Acid Rain Treaty to reduce acid rain. In 1989, the federal government adopted the Free Trade Agreement with the United States despite significant animosity from the Canadian public who were concerned about the economic and cultural impacts of close integration with the United States. 

    In the 2000s, significant social and political changes have occurred in Canada. Canada's border control policy and foreign policy were altered as a result of the political impact of the September 11, 2001, attacks on the United States in 2001, environmental issues increased in importance in Canada resulting in the signing of the Kyoto Accord on climate change by Canada's Liberal government in 2002. 


    Back to Canada Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.