Travel Insurance Saver
Single Trip Annual Multi Trip
    24
    November
    2024
    25
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance when Bridge Walking

    Bridge walking - Consider Travel Insurance


    Travel Insurance Saver offers a variety of online travel insurance plans that may provide cover for those engaging in bridge walking, whether it is part of a hike, walking expedition, or a standalone adventure. This activity, which combines the thrill of exploration with the appreciation of architectural wonders, may be covered under the travel insurance plans available from Travel Insurance Saver, depending on the specific event.

    Some conditions may apply:

    Cover may be available for bridge-walking related events depending on the event. Claims are assessed on a case-by-case basis. Bridge-walking is not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

    General exclusions to consider, but not limited to, a loss arising from:

    • A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities - participating in, or training for, a professional sporting activity.

    Travel insurance when bridge walkingTravel insurance when Bridge Walking with no altitude limits:  

    Bridge walking, a unique blend of adventure and history, allows travellers to marvel at engineering marvels and cultural landmarks from a distinctive vantage point. Travel Insurance Saver's offfer travel insurance plans that may suit those travellers who intend to engage in bridge walking activities conducted under the supervision of trained professionals.

    Travel insurance cover may include overseas medical expenses, medical evacuation, and repatriation, with specific limits based on the chosen plan. Claims are assessed on a case-by-case basis. See medical evacuation limits per each travel insurance plan below:

    • Bare Essentials plan offers medical evacuation and repatriation travel insurance cover up to $250,000.
    • Essentials plan increases this travel insurance cover to $500,000.
    • Comprehensive and Annual Multi-Trip plans provide unlimited travel insurance cover for medical evacuation and repatriation.

    No cover for taking part in a paid or professional sporting event:

    While bridge walking is generally covered, it's important to note that paid professional sporting or adventure activities are excluded. Travellers with existing medical conditions planning to partake in bridge walking may need to undergo a medical screening to potentially have their condition covered as a specified medical condition under the Comprehensive or Annual Multi-Trip plans.

    Travel insurance when Bridge Walking for different destinations: 

    Travel Insurance Saver's plans offer travel insurance cover for a broad range of destinations that may provide cover for adventurers undertaking bridge walking in various parts of the world.
     

    Travel insurance when bridge walking

    Key destinations where bridge walking is popular include:

    • Sydney Harbour Bridge, Australia: Offers climbers breathtaking views of Sydney.
    • Golden Gate Bridge, USA: Known for its panoramic views of San Francisco.
    • Harbour Bridge, New Zealand: Provides scenic views of Auckland and Waitematā Harbour.
    • Story Bridge, Australia: Offers unique perspectives of Brisbane.
    • Bosphorus Bridge, Turkey: Bridges two continents with stunning views of Istanbul.
    • Humber Bridge, United Kingdom: Offers views of the Humber Estuary.
    • Lions Gate Bridge, Canada: Features vistas of Vancouver's skyline.
    • Bridge of the Americas, Panama: Provides views of the Panama Canal.
    • Akashi Kaikyō Bridge, Japan: Marvel at engineering brilliance and Akashi Strait views.
    • Brooklyn Bridge, USA: Offers historic walks with views of the New York City skyline.

    Travel insurance when Bridge Walking with cancellation cover: 

     
    Travellers interested in bridge walking should check that their destination is available for selection when obtaining a quote to confirm that travel insurance cover is available for that destination. Do Not Travel destinations will not display on the Travel Insurance Saver website. Additionally, for those requiring cancellation travel insurance cover for prepaid travel arrangements related to bridge walking, Travel Insurance Saver's plans include options for optimal cancellation and holiday deferment cost cover.
     

    Annual Multi-Trip travel insurance: 

     
    For enthusiasts planning multiple bridge walking adventures, either domestically within Australia or overseas, the Annual Multi-Trip plan offers a practical solution, which may provide up to 45-days cover per trip within an annual period. This plan may suit frequent travellers, which may provide cover for a multiple trips of up to 45-days cover within an annual period worldwide including USA and Nepal, or excluding USA and Nepal. 
     

    Do Not Travel Countries: 

    When selecting a destination for bridge walking, travellers should consider the list of covered destinations and be aware of any "Do Not Travel" advisories that might affect travel insurance cover, such as from the smart traveller website. Travel Insurance Saver's plans allow for cover for a wide range of destinations of those destinations are selected during the ‘get a travel insurance quote’ stage. 
     
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

    Contact Travel Insurance Saver

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