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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance when Angling & Fishing

    Travel insurance when angling and fishing:

    Travel Insurance Saver offer a range of travel insurance plans that may provide cover for those interested in angling and fishing activities. The travel insurance plans available online from Travel Insurance Saver may offer benefits including overseas medical expenses, medical evacuation, and repatriation, cancellation, and holiday deferment costs, and more. 
     
    Claims are assessed on a case-by-case basis. 
     
    Fishing Travel Insurance

    Some conditions may apply to travel insurance when fishing:

    Cover may be available for fishing and/or angling related events depending on the event. Claims are assessed on a case-by-case basis. Fishing and/or angling are not generally excluded under the Travel Insurance Saver policy. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.
    Fishing Travel insurance

    Fishing and angling – travel insurance specified item option

    For anglers and fishermen looking to protect their equipment, the option to specify items for cover allows for an additional layer of security for fishing rods and gear beyond the standard luggage and personal effects limit if specifically added under the specified item limit option available on certain travel insurance plans.

    This specified item limit option is available under the Essentials, Comprehensive, and Annual Multi-Trip plans, which provides cover for items without a rate of depreciation if the items are listed under the specified item option. Proof of purchase is required for this added travel insurance cover. If a existing medical condition is exacerbated by your taking part in a fishing expedition, your medical travel insurance may be inhibited.

    You may wish to consider appropriate safety equipment when you go fishing. If you are travelling on a boat you may wish to consider that your boat has enough fuel, life vests, oars, and that your radio receiver is functioning.

    Annual Multi-Trip Ttavel insurance plan: Fishing and angling multiple times in a year.

    Travel Insurance Saver's policies also provide cancellation cover for prepaid travel arrangements, which may provide travel insurance cover through a range of benefits. For those planning multiple angling and fishing trips within a year, the Annual Multi-Trip plans may offer a practical solution.

    In summary, Travel Insurance Saver's travel insurance online for angling and fishing offers extensive travel insurance cover options dependant on the trip specific details and may include cover for angling and fishing for fishing enthusiasts. From equipment protection to overseas medical costs and medical evacuation cover, along with a selection of top fishing destinations worldwide, these plans may provide cover for your fishing adventures.

    Travel insurance when fishing

    Destinations - Overseas fishing destinations

    The top destinations for angling and fishing, covered under Travel Insurance Saver's plans, include: 

    • Great Barrier Reef, Australia: World's largest coral reef, offers unparalleled diversity of marine life for an extraordinary fishing experience.
    • Amazon Basin, Brazil : Vast tropical rainforest with abundant freshwater species, ideal for adventurous anglers seeking unique catches.
    • Lough Corrib, Ireland : Renowned for wild brown trout, this historic lake offers serene fishing amidst breathtaking Irish landscapes.
    • Florida Keys, USA: A premier destination for saltwater fishing, targeting tarpon, bonefish, and permit in crystal-clear waters.
    • Cairns, Australia: The Black Marlin capital of the world, offering big game fishing enthusiasts record-breaking opportunities.
    • Kona, Hawaii, USA: Calm waters with massive marlins, perfect for deep-sea fishing against the backdrop of volcanic landscapes.
    • Gobi Desert, Mongolia: Remote and wild, renowned for fishing adventures targeting the prehistoric taimen in pristine river systems. 
    • Belize: Crystal-clear flats famous for fly fishing, targeting permit, bonefish, and tarpon in a tropical paradise.
    • South Island, New Zealand: Offers diverse freshwater fishing, with trophy-sized brown and rainbow trout in stunning glacial rivers.
    • Ascension Bay, Mexico: Quintessential flats fishing for bonefish, permit, and tarpon in the Sian Ka'an Biosphere Reserve's untouched waters.

    Travel insurance when fishing overseas:

    To provide travel insurance cover for certain destinations, travellers must select their desired locations from the available list on the Travel Insurance Saver online quote panel. It's worth mentioning that some destinations might be excluded based on travel advisories or other factors, so it's important to check the latest information and if the chosen destination is covered.

    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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