Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    November
    2024
    23
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel Insurance when Angling & Fishing

    Travel insurance when angling and fishing by benefit:

    Travel Insurance Saver offer a range of travel insurance plans that may provide cover for those interested in angling and fishing activities. The travel insurance plans available online from Travel Insurance Saver offer benefits including overseas medical expenses, medical evacuation, and repatriation, cancellation, and holiday deferment costs, and more. 
     
    The different international travel insurance plans include the Bare Essentials, Essentials, Comprehensive, and Annual Multi-Trip plans, each with different levels of cover for medical evacuation and repatriation and cancellation and holiday deferment costs. Claims are assessed on a case-by-case basis:
    • Bare Essentials plan offers medical evacuation and repatriation travel insurance cover up to $250,000.
    • Essentials plan increases this travel insurance cover to $500,000.
    • Comprehensive and Annual Multi-Trip plans provide unlimited travel insurance cover for medical evacuation and repatriation.
    It is important to note that these insurance plans do not cover professional sporting or adventure activities that are paid. However, for recreational anglers and fishermen, the travel insurance cover extends to a wide array of destinations worldwide. Claims are assessed on a case-by-case basis. 
     
    Fishing Travel Insurance

    Some conditions may apply to travel insurance when fishing:

    Cover may be available for fishing and/or angling related events depending on the event. Claims are assessed on a case-by-case basis. Fishing and/or angling are not generally excluded under the Travel Insurance Saver PDS. However, other general exclusions, conditions and limitations may apply. To know what you are and are not covered for, make sure you have fully read and understood the Product Disclosure Statement.

    General exclusions to consider, but not limited to:

    • A loss arising from a member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities - participating in, or training for, a professional sporting activity.
    • There is no cover for your liability arising from your use of a mechanically propelled vehicle (e.g. motor vehicle, boats or motorcycle).
    • Please refer to the Product Disclosure statement to view PDS, FSG and all General Exclusions.
    Fishing Travel insurance

    Fishing and angling – travel insurance specified item option

    For anglers and fishermen looking to protect their equipment, the option to specify items for cover allows for an additional layer of security for fishing rods and gear beyond the standard luggage and personal effects limit if specifically added under the specified item limit option available on certain travel insurance plans.

    This specified item limit option is available under the Essentials, Comprehensive, and Annual Multi-Trip plans, which provides cover for items without a rate of depreciation if the items are listed under the specified item option. Proof of purchase is required for this added travel insurance cover. If a existing medical condition is exacerbated by your taking part in a fishing expedition, your medical travel insurance may be inhibited.

    You may wish to consider appropriate safety equipment when you go fishing. If you are travelling on a boat you may wish to consider that your boat has enough fuel, life vests, oars, and that your radio receiver is functioning.

    Annual Multi-Trip Ttavel insurance plan: Fishing and angling multiple times in a year.

    Travel Insurance Saver's policies also provide cancellation cover for prepaid travel arrangements, which may provide travel insurance cover through a range of benefits. For those planning multiple angling and fishing trips within a year, the Annual Multi-Trip plan offers a practical solution, which may provide up to 45 days of cover per trip within an annual period.

    In summary, Travel Insurance Saver's travel insurance online for angling and fishing offers extensive travel insurance cover options dependant on the trip specific details and may include cover for angling and fishing for fishing enthusiasts. From equipment protection to overseas medical costs and medical evacuation cover, along with a selection of top fishing destinations worldwide, these plans may provide cover for your fishing adventures.

    Travel insurance when fishing

    Destinations - Overseas fishing destinations

    The top destinations for angling and fishing, covered under Travel Insurance Saver's plans, include: 

    • Great Barrier Reef, Australia: World's largest coral reef, offers unparalleled diversity of marine life for an extraordinary fishing experience.
    • Amazon Basin, Brazil : Vast tropical rainforest with abundant freshwater species, ideal for adventurous anglers seeking unique catches.
    • Lough Corrib, Ireland : Renowned for wild brown trout, this historic lake offers serene fishing amidst breathtaking Irish landscapes.
    • Florida Keys, USA: A premier destination for saltwater fishing, targeting tarpon, bonefish, and permit in crystal-clear waters.
    • Cairns, Australia: The Black Marlin capital of the world, offering big game fishing enthusiasts record-breaking opportunities.
    • Kona, Hawaii, USA: Calm waters with massive marlins, perfect for deep-sea fishing against the backdrop of volcanic landscapes.
    • Gobi Desert, Mongolia: Remote and wild, renowned for fishing adventures targeting the prehistoric taimen in pristine river systems. 
    • Belize: Crystal-clear flats famous for fly fishing, targeting permit, bonefish, and tarpon in a tropical paradise.
    • South Island, New Zealand: Offers diverse freshwater fishing, with trophy-sized brown and rainbow trout in stunning glacial rivers.
    • Ascension Bay, Mexico: Quintessential flats fishing for bonefish, permit, and tarpon in the Sian Ka'an Biosphere Reserve's untouched waters.

    Travel insurance when fishing overseas:

    To provide travel insurance cover for certain destinations, travellers must select their desired locations from the available list on the Travel Insurance Saver online quote panel. It's worth mentioning that some destinations might be excluded based on travel advisories or other factors, so it's important to check the latest information and if the chosen destination is covered.

    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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