Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.

    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Geography in United Kingdom

    The UK has a coastline which measures about 12,400 km. The heavy indentation of the coastline helps to ensure that no location is more than 125 km from tidal waters.

    In total, it is estimated that the UK is made up of over one thousand small islands, some being natural and some being man-made crannogs, which were built in past times using stone and wood and which were enlarged by natural waste building up over time.

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    The United Kingdom of Great Britain and Northern Ireland, or UK, is in Northern Europe and or Western Europe. It comprises the island of Great Britain (England, Scotland, and Wales) and the northeastern one-sixth of the island of Ireland (Northern Ireland), together with many smaller islands. The mainland areas lie between latitudes 49°N and 59°N (the Shetland Islands reach to nearly 61°N), and longitudes 8°W to 2°E. The Royal Greenwich Observatory, in Southeast London, is the defining point of the Prime Meridian. 

    Long term travel insurance. Cover up to 12 months travel insurance cover.
    Get a travel insurance quote today or contact Travel Insurance Saver.


    The UK lies between the North Atlantic Ocean and the North Sea and comes within 35 km of the northwest coast of France, from which it is separated by the English Channel. Northern Ireland shares a 360 km international land boundary with the Republic of Ireland. 

    Travel insurance with a budgets?
    Consider getting a quote and compare the different travel insurance plans and prices available from Travel Insurance Saver.


    The total area of the United Kingdom is approximately 245,000 square kilometres comprising of the island of Great Britain, the northeastern one-sixth of the island of Ireland (Northern Ireland) and smaller islands. England is the largest country of the United Kingdom, at 130,410 square kilometres accounting for just over half the total area of the UK. Scotland at 78,772 square kilometres, is second largest, accounting for about a third of the area of the UK. Wales and Northern Ireland are much smaller, covering 20,758 square kilometres and 14,160 square kilometres respectively.

    Travel insurance with cover for cruises.
    Australian waters and international cruise quotes online.


    The physical geography of the UK varies greatly. The Geography of England consists of lowland terrain, with mountainous terrain north-west of the Tees-Exe line including the Cumbrian Mountains of the Lake District, the Pennines and limestone hills of the Peak District, Exmoor, and Dartmoor. The Geography of Scotland is distinguished by the Highland Boundary Fault – a geological rock fracture – which traverses the Scottish mainland from Helensburgh to Stonehaven. The fault line separates the two distinctively different regions of the Highlands to the north and west and the lowlands to the south and east. The Geography of Wales is mostly mountainous, though south Wales is less mountainous than north and mid Wales. The Geography of Ireland includes the Mourne Mountains as well as Lough Neagh, at 388 square kilometres, the largest body of water in the UK and Ireland. 

    Travelling one-way?
    Find out more about travel insurance for one way trip.


    The geology of the United Kingdom is varied and diverse. This gives up to the wide variety of landscapes found across the UK. This variety, coupled with the early efforts of UK based scientists and geologists to understand it, has influenced the naming of many geological concepts, including many of the geological periods (for example, the Ordovician period is named after the Ordovices, a people of early Britain; the Devonian period is named after the county of Devon in south-west England). 

    The remains of ancient volcanic islands underlie much of central England with small outcrops visible in many places. Around 600 Ma, the Cadomian Orogeny (mountain building period) caused the English and Welsh landscape to be transformed into a mountainous region, along with much of northwest Europe. 

    The Welsh Skiddaw slate deposits formed at around 500 Ma, during the Ordovician Period. At about this time, around 425 Ma, north Wales (and south Mayo in Ireland) experienced volcanic activity. The remains of these volcanoes are still visible, for example Rhobell Fwar, dating from 510 Ma. Large quantities of volcanic lava and ash known as the Borrowdale Volcanics covered both Wales and the Lake District, still seen in the form of mountains such as Helvellyn and Scafell Pike.

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    Volcanic deposits formed Ben Nevis in the Devonian Period. Sea levels varied considerably, with the coastline advancing and retreating from north to south across England, and with the deposition of numerous sedimentary rock layers. The Old Red Sandstone of Devon gave the period its name, though deposits are found in many other places. 

    In the Cretaceous Period, much of the UK was again below the sea and chalk and flints were deposited over much of Great Britain. These are now notably exposed at the White Cliffs of Dover, and form Salisbury Plain, the Chiltern Hills, the South Downs, and other similar features.

    Travelling overseas more than once this year and need cover?
    Online travel insurance is available for multiple trips with Annual multi-trip cover available from Travel Insurance Saver.


    The last volcanic rocks in the UK were formed in the early Tertiary Period, between 63 and 52 Ma, with the major eruptions that formed the Antrim Plateau and the basaltic columns of the Giant's Causeway. Further sediments were deposited over southern England, including the London clay, while the English Channel consisted of mud flats and river deposited sands. 

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    The major changes during the last few million years, during the Quaternary Period, have been brought about by several recent ice ages, leaving a legacy of U-shaped valleys in highland areas, and fertile soil in southern U.K. 

    Back to United Kingdom Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.