Travel Insurance Saver
Single Trip Annual Multi Trip
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    2025
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    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance Online

    Travel Insurance OnlineTravel Insurance Online: Your Guide to Secure Journeys


    When planning a trip, ensuring you have the right travel insurance online may be crucial. At Travel Insurance Saver, we provide a streamlined process for obtaining travel insurance, allowing you to focus on enjoying your journey. With various options available, it’s may be essential to understand the coverage that meets your needs.

    Understanding Travel Insurance Online


    Travel insurance online is designed to protect you from unexpected events during your travels. From trip cancellations to medical emergencies, having the right policy can mitigate financial losses. It’s vital to compare different policies to find one that aligns with your travel plans and budget.

    Key Features of Travel Insurance Online

    When selecting travel insurance online, consider the key features offered by various policies. Coverage options may include trip interruption, lost luggage, and emergency medical expenses.

    Each plan can cater to specific needs, whether you are traveling domestically or internationally. Understanding these features will help you make an informed decision.
     

    Travel Insurance Online
    Why Choose Travel Insurance Online?

    Choosing to purchase travel insurance online offers convenience and efficiency. With just a few clicks, you can explore different policies, compare prices, and read the specifics of each option.

    This accessibility allows you to secure your travel insurance quickly, enabling you to finalise your travel arrangements without delay.
     

    How to Compare Travel Insurance Online

    When comparing travel insurance online, pay attention to policy details such as coverage limits, exclusions, and the claims process.

    It’s advisable to read reviews and gather insights about different providers. By evaluating these factors, you can ensure that the policy you select fits your travel requirements.

    The Importance of Travel Insurance for Different Types of Travelers

    Travel insurance online is beneficial for all types of travellers. Whether you are a solo adventurer, a family on vacation, or a business traveller, having appropriate coverage can safeguard against unforeseen incidents.

    Each traveller may have unique needs; thus, understanding the options available will help in selecting the right insurance.


       


    Understanding Policy Exclusions

    It’s equally important to be aware of policy exclusions when purchasing travel insurance online. Exclusions may include pre-existing medical conditions, certain activities, or specific destinations. Familiarizing yourself with these details ensures you know what is and isn’t covered, helping you avoid surprises when filing a claim.

    Purchasing Travel Insurance Online: A Simple Process

    The process of purchasing travel insurance online is straightforward. Begin by gathering details about your trip, including dates, destinations, and activities planned. Then, visit a trusted provider like Travel Insurance Saver to explore available options. After comparing different policies, you can easily complete your purchase online, often receiving immediate confirmation.

    Travel Insurance Online

    Frequently Asked Questions About Travel Insurance Online

    1. What types of coverage are available?
    Coverage can vary widely, including options for trip cancellation, emergency medical expenses, and personal liability.

    2. Is travel insurance necessary for every trip?
    While not mandatory, having travel insurance can protect against unexpected events, making it a wise consideration for most travellers.

    3. How do I make a claim
    You can make a travel insurance claim online by following the instructions in the PDS. 
    Please refer to the claims page for further information. 

    Investing in travel insurance online is a practical step for anyone planning a trip. By understanding the features, exclusions, and the purchasing process, you can select a policy that suits your travel needs.

    Visit Travel Insurance Saver to explore your options and ensure that your next journey is protected.

    Cover is subject to the policy terms, conditions, limitations, and those exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing an overseas travel insurance plan that includes cancellation travel insurance cover.

     

     

     

      

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