Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses". 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.

    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Student Travel Insurance

    Get Student Travel Insurance Online for Your Gap Year or Extended Travel
    Student travel insurance

    Student Travel Insurance

    Student travel insurance

    Travel Insurance Saver offers student travel insurance options tailored for young travellers and students on gap years or extended journeys. Our policies provide a range of coverage options, including one-year student travel insurance plans, and extended two-year options are available upon inquiry. Plus, all policies include 24/7 emergency assistance to support you no matter where you are.

    Student Travel Insurance Options

    With TIS student travel insurance, students can select from three policy types:

    1. Medical Only – Basic medical coverage for emergency medical needs abroad.
    2. Essentials – Broader coverage, including medical, cancellation, and some belongings.
    3. Comprehensive – All-encompassing protection with added benefits.

    One-Year and Extended Coverage for Students

    Planning for an entire year abroad? Our one-year student travel insurance policy covers medical expenses, trip cancellation, and lost or stolen personal items for up to 365 days. For students planning to travel beyond a year, two-year travel insurance options are available by contacting Travel Insurance Saver directly. This long-term solution ensures that students on extended programs or gap years are protected throughout their journey.

    Optional Add-Ons for Student Travel Insurance

    For students interested in adding extra protection, optional add-ons include:

    • Snow Sports Cover for winter sports activities, including skiing and snowboarding.

    Coverage Highlights for Student Travel Insurance

    Medical and Emergency Assistance  
    Unlimited overseas medical and hospital expenses and 24/7 emergency assistance.

    Travel Delay and Cancellation Protection  

    Coverage for trip delays and cancellations, as well as lost deposits due to unforeseen events.

    Personal Belongings and Documents

    Coverage for luggage, electronic devices, and essential travel documents.

    Rental Vehicle Insurance Excess
    Students renting vehicles overseas can claim insurance excess for eligible rental vehicle damage.

    Personal Liability and Accident Protection
    Coverage for accidental injury or property damage liability during travel.

    Please review each policy's detailed terms and conditions to ensure all travel activities are covered.

    Student Travel Insurance FAQ

    1. How long does student travel insurance cover my trip?  
    Our standard student travel insurance plans may cover trips up to one year. Extended two-year policies are available by contacting us directly.

    2. Is there 24/7 emergency assistance available?  
    Yes, 24/7 emergency assistance, ensuring students have support in case of medical or other emergencies worldwide.

    3. Does the policy cover trip cancellations?  
    Yes, student travel insurance may include coverage for trip cancellations due to unforeseen events such as illness or injury, with specific terms and conditions applied.

    4. Are pre-existing medical conditions covered?  
    Coverage for pre-existing conditions depends on each policy's terms and may require additional screening or exclusions. Contact us to discuss specific needs.

    5. Can I extend my student travel insurance while abroad?  
    Yes, extensions are available if no claims have been made and health conditions remain stable.

    6. What about high-value items like laptops?  
    Personal belongings, including electronics, are covered up to specified limits. Check policy details for coverage limits on items like laptops and cameras.

    Get a quote today to explore student travel insurance options with Travel Insurance Saver and start planning your year or more abroad. 

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.
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