Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Spain - Geography

    Is in southwestern Europe and comprises about 84 percent of the Iberian Peninsula. Its total area is 504,782 km2 (194,897 sq mi) of which 499,542 km2 (192,874 sq mi) is land and 5,240 km2 (2,020 sq mi) is water. Spain is bounded to the north by the Bay of Biscay, France, and Andorra; to the east by the Mediterranean Sea; on the south by the Mediterranean Sea and the Atlantic Ocean; and on the west by Portugal and the Atlantic Ocean. In the southwest the 13km wide Strait of Gibraltar separate Spain and the rest of Europe from Morocco in north Africa. The British dependency of Gibraltar is situated at the southern extremity of Spain. The Balearic Islands in the Mediterranean and the Canary Islands in the Atlantic Ocean off the coast of Africa are governed as provinces of Spain. Also, Spain administers Ceuta and Melilla on the Moroccan mainland. 

    Cruise cover travel insurance automatically included with Travel Insurance Saver. Compare our quotes online for cruise cover.


    The Pyrenees separate Spain from France and are the country's principal mountain range. They extend 435 km (270 mi) from the Bay of Biscay to the Mediterranean Sea. 

    Away from the Pyrenees, Mulhacén in the Sierra Nevada above Granada is the highest peak at 3,477 m (11,407 ft). The highest point in Spain is Pico de Teide (3,715 m/12,188 ft) on the volcanic island of Tenerife in the Canary Islands. 

    Different insurance plans available. Obtain travel insurance quotes online with Travel Insurance Saver and and compare our travel insurance plans.


    The majority of Spain's peninsular region consists of the Meseta Central, a highland plateau rimmed and dissected by mountain ranges. Other landforms include narrow coastal plains and some lowland river valleys, the most prominent of which is the Andalusian Plain in the southwest. The country can be divided into ten natural regions or subregions: the dominant Meseta Central, the Cordillera Cantabrica and the northwest region, the Ibérico region, the Pyrenees, the Penibético region in the southeast, the Andalusian Plain, the Ebro Basin, the coastal plains, the Balearic Islands, and the Canary Islands. 

    Domestic travel insurance options available online. Get a quote and compare our different Domestic travel insurance options


    These are commonly grouped into four types: the Meseta Central and associated mountains, other mountainous regions, lowland regions, and islands. The Meseta Central ("Inner Plateau") is a vast plateau in the heart of peninsular Spain, has elevations that range from 610 to 760 m. Rimmed by mountains, the Meseta Central slopes gently to the west and to the series of rivers that form some of the border with Portugal. The Sistema Central, described as the "dorsal spine" of the Meseta Central, divides the Meseta into northern and southern subregions, the former higher in elevation and smaller in area than the latter. The Sistema Central rims the capital city of Madrid with peaks that rise to 2,400 m north of the city and to lower elevations south of it. West of Madrid, the Sistema Central shows its highest peak, Pico Almanzor, of 2,592 m. 

    Family travel insurance for your overseas trip. Family travel insurance available, compare online quotes for family cover.


    The mountains of the Sistema Central, which continue westward into Portugal, display some glacial features; the highest of the peaks are snow-capped for most of the year. Despite their height, however, the mountain system does not create a major barrier between the northern and the southern portions of the Meseta Central because several passes permit road and railroad transportation to the northwest and the northeast. The southern portion of the Meseta is further divided by twin mountain ranges, the Montes de Toledo running to the east and the Sierra de Guadalupe, to the west. Their peaks do not rise much higher than 1,500 m. With many easy passes, including those that connect the Meseta with the Andalusian Plain, the Montes de Toledo and the Sierra de Guadalupe do not present an obstacle to transportation and communication. 

    Find information online for travel insurance.


    The two mountain ranges are separated from the Sistema Central to the north by the longest river in the Iberian Peninsula: the Tagus River. The mountain regions that rim the Meseta Central and are associated with it are the Sierra Morena, the Cordillera Cantábrica, and the Sistema Ibérico. Forming the southern edge of the Meseta Central, the Sierra Morena merges in the east with the southern extension of the Sistema Iberico and reaches westward along the northern edge of the Rio Guadalquivir valley to join the mountains in southern Portugal. The massif of the Sierra Morena extends northward to the Río Guadiana, which separates it from the Sistema Central. Despite their relatively low elevations, seldom surpassing 1,300 m, the mountains of the Sierra Morena are rugged. The Cordillera Cantábrica, a limestone formation, runs parallel to, and close to, the northern coast near the Bay of Biscay. Its highest points are the Picos de Europa, surpassing 2,600 m. The Cordillera Cantábrica extends 182 km and abruptly drops 1,500 m some 30 km from the coast. To the west lie the hills of the northwest region and to the east the Basque mountains that link them to the Pyrenees. The Sistema Ibérico extends from the Cordillera Cantábrica south-eastward and, close to the Mediterranean, spreads out from the Río Ebro to the Río Júcar. The barren, rugged slopes of this mountain range cover an area of close to 21,000 square kilometres. The mountains exceed 2,000 m in their northern region and reach a maximum height of over 2,300 m east of the headwaters of the Rio Duero. 

    Get a family travel insurance quote online.


    The extremely steep mountain slopes in this range are often cut by deep, narrow gorges. The major lowland regions are the Andalusian Plain in the southwest, the Ebro Basin in the northeast, and the coastal plains. The Andalusian Plain is essentially a wide river valley through which the Río Guadalquivir flows. The river broadens out along its course, reaching its widest point at the Golfo de Cadiz. The Andalusian Plain is bounded on the north by the Sierra Morena and on the south by the Sistema Penibético; it narrows to an apex in the east where these two mountain chains meet. The Ebro Basin is formed by the Río Ebro valley, contained by mountains on three sides--the Sistema Ibérico to the south and west, the Pyrenees to the north and east, and their coastal extensions paralleling the shore to the east. Minor low-lying river valleys close to the Portuguese border are located on the Tagus and the Río Guadiana. 

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    The Coastal Plains regions are narrow strips between the coastal mountains and the seas. They are broadest along the Golfo de Cádiz, where the coastal plain adjoins the Andalusian Plain, and along the southern and central eastern coasts. The narrowest coastal plain runs along the Bay of Biscay, where the Cordillera Cantábrica ends close to shore. The major lowland regions are the Andalusian Plain in the southwest, the Ebro Basin in the northeast, and the coastal plains. The Andalusian Plain is essentially a wide river valley through which the Río Guadalquivir flows. The river broadens out along its course, reaching its widest point at the Golfo de Cadiz. The Andalusian Plain is bounded on the north by the Sierra Morena and on the south by the Sistema Penibético; it narrows to an apex in the east where these two mountain chains meet. The Ebro Basin is formed by the Río Ebro valley, contained by mountains on three sides--the Sistema Ibérico to the south and west, the Pyrenees to the north and east, and their coastal extensions paralleling the shore to the east. Minor low-lying river valleys close to the Portuguese border are located on the Tagus and the Río Guadiana.The Coastal Plains regions are narrow strips between the coastal mountains and the seas. 

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    They are broadest along the Golfo de Cádiz, where the coastal plain adjoins the Andalusian Plain, and along the southern and central eastern coasts. The narrowest coastal plain runs along the Bay of Biscay, where the Cordillera Cantábrica ends close to shore. The remaining regions of Spain are the Balearic and the Canary Islands, the former located in the Mediterranean Sea and the latter in the Atlantic Ocean. The Balearic Islands, encompassing a total area of 5,000 square kilometres, lie 80 kilometres off Spain's central eastern coast. The mountains that rise up above the Mediterranean Sea to form these islands are an extension of the Sistema Penibetico. 

    Get a quote from Travel Insurance Saver for overseas travel and compare our available travel insurance plans.


    The archipelago's highest points, which reach 1,400 meters, are in northwestern Majorca, close to the coast. The central portion of Majorca is a plain, bounded on the east and the southeast by broken hills. The main rivers of Spain flow west and south to the Atlantic Ocean. The Duero (Douro), Miño, Tajo (Tagus), and Guadiana rivers rise in Spain and flow through Portugal to the Atlantic. The Guadalquivir River is the deepest and most navigable. The Ebro River which flows through Zaragoza flows into the Mediterranean Sea and is navigable for part of its course. 

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    Back to Spain Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.