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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    South Africa Attractions and Activities

    If you’re heading to South Africa, it might be worthwhile brushing up on some of the things you can do while you’re there. South Africa is a land of adventure and potential, tourism to Africa has always been consistent, and there’s no shortage of things to do while you’re there
      
    South Africa Safari travel insurance.

    South Africa travel insurance quote  

    Seven Mile, Sodwana Bay, Kwa-Zulu Natal

    Located in one of South Africa’s UNESCO World Heritage sites (Isamangaliso Wetland Park). This reef boasts more than ninety different kinds of hard and soft coral, more than twelve-hundred species of fish, rays, dolphins, and turtles. You can also find the rare species of fish the Coelacanth, a species that was believed to have gone extinct more than seventy million years ago – a true dinosaur. It was even made a Pokémon. 

    Compare our travel insurance from Travel Insurance Saver for your next holiday away.


    Storms River Mouth, Mossel Bay, Western Cape 

    If you’re a fan of sunshine this is the destination for you. One of the most moderate climates in the world, Mossel Bay boasts three-hundred and twenty sunny days per year. This reef is also great if you’re looking for big fish!
    Find out more about travel insurance when scuba diving.

    Travel Insurance for Travellers of All Ages. Get A Quote!


    South Africa Scuba travel insurance
    Evans Peak, Port Elizabeth, Eastern Cape 

    In contrast to Storms River Mouth, Evans Peak is one of the coldest dive in the world. You’ll definitely need a pretty sturdy and insulated wetsuit if you want to tackle this diving spot. What Evans Peak lacks in temperate waters, it makes up for in a beautiful diving experience. This location is characterized by two hills of the reef which form an undulating marine valley for divers to explore.       

    Contact Travel Insurance Saver for overseas travel insurance quotes today.



    Boardsailing

    Boardsailing is a common pastime in South Africa. There’s so much beautiful coastline in this vast country, and that means lots of ocean. You can board sail with a guide just about anywhere where there is a sizeable population and a coastline. 


    South Africa Safari

    You get to see all the incredible African animals in their natural habitats, it’s like living in a national geographic documentary. What’s better is that the money made on safaris goes back into national park upkeep and conservation, so you’re helping preserve these wonderful creatures and habitats.
    Find out more about travel insurance when on safari.

    South Africa Safaris travel insurance


    Lion Sands Sabi Sand Safari 

    One of the more lavish safari experiences, Lion Sands offers the Big Five – which are Lions, African Leopards, Black Rhinoceros, African Elephants and African Buffalo. You can also expect to immerse yourself in the safari experience by going on bushwalks and staying in some tree house accommodation – perfect for family's and couples.  

    Cruise cover travel insurance automatically included with Travel Insurance Saver. Compare our quotes online for cruise cover.



    East Africa’s Mara, Crater and Serengeti Migration 

    This one’s a little bit longer than the Lion Sands three-day experience. Mara’s offers a nine-day safari experience, where you’ll also be able to see the Big Five. This Safari experience is more appropriate for friends and families as it’s a long haul. 
     

    Compare our travel insurance quotes from Travel Insurance Saver.


    Addo Elephant Park (Eastern Cape) 

    This is the third largest national park in South Africa and offers up six-hundred African elephants, Black rhinoceros, and cape buffalo. You can expect to see other animals like lions and leopards as well. 
       
         

    Kayaking

    South Africa has lots of waterways and river-systems, and most of them are filled with wildlife. Some companies offer kayaking experiences on rivers filled with crocodiles and hippopotami.
    Find out more about travel insurance when Kayaking.
     
    Back to South Africa travel insurance page.
     
    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 
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    Awards

    Multiple award winning travel insurance company

    Travel Insurance Saver Awarded Australia's Best Travel Insurance 2025
    Awarded Exceptional Value Comprehensive Travel Insurance 2025
    Travel Insurance Saver Awarded Exceptional Value Cruise Travel Insurance 2025
    Travel Insurance Saver Awarded Exceptional Value Annual Multi Trip Travel Insurance 2025
    hothsv1May 20, 2024

    easy to obtain a quotation for the insurance. Also i called the number on the website regarding further questions I had, spoke with Adam, very friendly and professional team member answered my questions with no issues and emailed me all information i was asking for. Thank you

    Pat CarnegieNov 10, 2023

    I am nearly 89. Many companies won’t give me a quote as they reckon that I am too old. Those that do quote want a large excess for cover on a cruise and have a complicated medical assessment. Travel Insurance Saver sold me an Annual International Policy at a reasonable price. Their website is clearly designed and easy to use.

    Chris RichardsApr 11, 2023

    I had a good look around and found this Travel Insurance Saver policy was just right for my travel needs with a very competitive premium. Other insurers loaded a hefty " cruise component", which is counter-intuitive considering trains, planes and cars/ coaches are much more susceptible to problems than the now stringently applied systems on cruise ships. Highly recommend.!

    Paul BOct 28, 2022

    My research found that Travel Insurance Saver provide the best value for money Multi Trip annual travel insurance that also includes Covid 19 cover. Thoroughly recommend you check them out. Very easy to book online.

    Disclaimer 

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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