Travel Insurance Saver
Single Trip Annual Multi Trip
    22
    January
    2025
    23
    January
    2025
    Traveller 1
    Traveller 2
    Traveller 3
    Traveller 4
    +Traveller

    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel Insurance for Snowboarding & Skiing

    Snowboarding and Skiing travel insurance

    Need travel insurance with snow sports cover for your skiing and snowboarding holiday overseas. Travel Insurance Saver offer a range of travel insurance products which offer cover for snow sports travel insurance as an optional extra.

    From Medical Only Snow Sports cover to Comprehensive Snow Sports cover, Travel Insurance Saver offer travel insurance for Australians heading overseas. 

    Planning a ski trip?

    Whether you're hitting the slopes in Australia or overseas, Travel Insurance Saver offers a range of travel insurance products with snow sports cover to suit your needs. You can get covered online quickly and easily.
     

    Snow Sports Cover for Domestic and International Trips

    Travel Insurance Saver offers cover for snow sports on both domestic and international trips as an optional extra for an additional premium. So whether you're skiing in the Snowy Mountains or snowboarding in Japan, you can be covered for a range of unforeseen events, including:
    • Medical emergencies: If you're injured on the slopes, our policies can cover the costs of medical treatment, hospitalisation, and emergency evacuation, snow sports is available as an optional extra for an added premium. 
    • Trip cancellations: If you need to cancel your trip due to unforeseen circumstances, such as a natural disaster or a family emergency, our policies can reimburse you for non-refundable expenses.
    • Lost or stolen luggage: Our policies can cover the cost of replacing your lost or stolen luggage and personal belongings.
    • Travel delays: If your flight is delayed or cancelled, our policies can cover the costs of additional accommodation and meals.
    Snow Travel Insurance

    Annual Multi-Trip and Single Trip Options

    Travel Insurance Saver offers two main types of travel insurance policies:
    • Annual Multi-Trip: This type of policy covers multiple trips within a year, making it ideal for frequent travellers. It comes with 21 days of complimentary snow sports cover, but not off-piste and backcountry. Off-piste and backcountry can be added as an optional extra.
    • Single Trip: This type of policy covers a single trip for a specified duration. It can include snow sports as an optional extra, with off-piste available as a further optional extra. Single trip policies are available in three levels of cover: Medical Only, Essentials, and Comprehensive.
    Snowboarding & Skiing Travel Insurance
     

    Choosing the Right Policy Online

    When selecting a travel insurance policy online, consider factors such as your destination, trip duration, planned activities, and any pre-existing medical conditions. You may compare different policies online or contact our team to discuss your specific needs.
     
    Get a quote online today and compare travel insurance with snow sports cover from Travel Insurance Saver.

    Travel Insurance for Snowboarding & Skiing

    FAQ for Snow Sports Travel Insurance:

    Q: Is snow sports available as an optional extra on single-trip policies?
    A: Yes, if you take out a single trip policy, either a Medical Only, Essentials, or Comprehensive, there is the option to take out snow sports cover as an optional extra. 

    Q: Is back-country and off-piste skiing and snowboarding available? 
    A: Yes, back-country and off-piste snow sports is available as an optional extra on top of the snow sports extra. This means, if you select snow sports extra, you also have the further option of including off-piste snow sports as another optional extra for an added premium.

    Q: Does the Annual Multi-Trip come with a complimentary 21-day snow sports cover? 
    A: Yes, the Annual Multi-Trip includes complimentary 21-day snow sports cover; however, this does not include off-piste cover, which may be added as an optional extra to your multi-trip policy. 

    Q: Is there an age limit for snow sports travel insurance?
    A: The maximum age for snow sports travel insurance with Travel Insurance Saver is 90 years old.  

    Q: Are pre-existing medical conditions covered?
    A: You will be required to complete a medical screening to determine if you can be covered.

    Q: Can I extend my policy while I'm already overseas?
    A: Yes, you may be able to extend your policy while overseas, subject to certain conditions.

    Q: How do I make a claim?
    A: You can make a claim online or by contacting our claims team.

    Q: What is the difference between on-piste and off-piste snow sports cover?
    A: On-piste snow sports cover covers you for skiing or snowboarding on marked runs within a ski resort. Off-piste snow sports covers you for skiing or snowboarding outside of marked runs, including backcountry and heli-skiing. Off-piste cover is available as an optional extra for an additional premium.

    Q: What is the maximum trip duration covered by a single trip policy?
    A: 365 days.

    Q: What is the maximum trip duration covered by an Annual Multi-Trip policy?
    A: 31, 45, 62 or 93 days depending on your selected maximum duration for travellers under 81, and 31 or 45 days for travellers over 81 to 90.

    Q: What is not covered by snow sports travel insurance?
    A: Snow sports travel insurance does not cover everything. Some common exclusions include:

    • Pre-existing medical conditions (unless you have declared them and paid an additional premium)
    • High-risk activities (such as ski jumping or ice hockey)
    • Travel to destinations with "Do Not Travel" warnings
    • Losses caused by your own negligence

    Additional Information Snow Sports Travel Insurance:

    • Always read the Product Disclosure Statement (PDS) carefully before purchasing a policy.
    • The information provided here is a general overview and does not take into account your personal circumstances.
    • Contact us with any questions or to discuss your specific travel insurance needs.
    ^ Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Read the (PDS) prior to choosing a travel insurance policy.    

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.