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Single Trip Annual Multi Trip
    21
    November
    2024
    22
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Looking for travel insurance for Seniors?

    Get a quote online to compare our travel insurance for seniors.


    Travel Insurance Saver offers a variety of travel insurance for Seniors over 69 years of age, these plans may depend on the results of your medical screening if required please see below under Medical Screening to understand what the medical screening aspect requires.

    At Travel Insurance Saver we offer travel insurance for Seniors travelling overseas. Both the Comprehensive plan, and also the Annual Multi Trip plan (note the Annual Multi Trip Plan has a limit of a maximum of 45 days per trip) in other words you must be back in Australia within 45 days of commencing your trip under our Annual Multi Trip plan.

    Please refer to travel alert and Do Not Travel warnings from Smart Traveller as these may affect your coverage.



    Seniors travel insurance

    Existing Medical Conditions

    If you have an existing medical condition other than those automatically covered, please complete a medical screening assessment online, which must be completed before the Certificate of Insurance can be issued.  Existing medical screenings are available under both the Comprehensive plan and the Annual Multi Trip plan. Also available on the Australian Travel for domestic travel.
     
    Click on ‘Medical’ in the Option and More information, you can then click through to view the Existing Medical Conditions page to view criteria and automatically covered conditions.

    If your condition isn’t automatically, you can click on ‘Continue’ button to be redirected to complete the online medical screening. If you have any questions, please feel free to touch base with our help staff.
     

    Travelling overseas, on a cruise or within Australia and looking for travel insurance for seniors?

    At Travel Insurance Saver we offer a range of online travel insurance plans which may meet what you are seeking for Seniors travel insurance. You will be able to compare plans that we offer for Seniors Travel Insurance by entering your travel details in the Quote Panel, quote results will be displayed on the Travel Insurance Saver website.

    If you would like to talk to one of our consultants regarding your Seniors Travel Insurance requirements, then give us a call on 03 9427 9224, we are Australian based and located in Melbourne. 

    Seniors travel insurance

     
    Listed hereafter are the Overseas Travel insurance plans for senior travellers under 69 years of age,

    The following plans are available.
    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.
    Travel insurance for Seniors

    For travel insurance for Seniors over 69 years of age we offer the following plan

    • Comprehensive
    • Annual Multi Trip (Maximum 45 Days Per Trip)
    Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement.

    Always read the Product Disclosure Statement before making a decision about any travel insurance policy.

    Having difficulties? Feel free to contact our staff on 03 9 427 9224, and we will provide a quote and Product Disclosure Statement that may assist you in choosing the appropriate policy for your travel needs.
    Whilst overseas and if you require emergency assistance then nib Travel has a 24/7 emergency assistance team called nib international assistance to assist you whilst you are travelling overseas.

    Travel Insurance Cover for Seniors

    To compare travel insurance quotes on our website, please click here to get a senior’s travel insurance quote and view the Product Disclosure Statement (PDS).

    How could travel insurance help you?

    If you are considering travelling overseas and/or interstate frequently you may wish to choose an Annual Multi Trip travel insurance plan. The Annual Multi Trip plan covers multiple trips up to 45 days per trip overseas and domestically for 12 months.

     Seniors travel insurance cover 

    Please feel free to contact our friendly staff, we are more than happy to help with any inquiries you might have about a suitable travel insurance plan for seniors.

    This is a summary of cover only. Cover is subject to the policy terms, conditions, limitations and exclusions as set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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    "Adult 2 Age" must be a number.
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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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