Travel Insurance Saver
asdas Get a Quote
Single Trip Annual Multi Trip
    22
    November
    2024
    23
    November
    2024
    Traveller 1
    Traveller 2
    Child 1
    +Child/Children

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Travel insurance when riding a Scooter or Moped

    So, you are looking for scooter travel insurance? – Travel Insurance Saver can assist you with travel insurance when riding a scooter overseas.

    Overseas medical expenses incurred when riding a scooter may be covered under all policies. All hospitalisation, evacuation or repatriation would apply if you had an accident and were injured. Please consider the exclusions that apply to cover provided under all our plans. Please note that rental vehicle insurance excess is not covered on any policy, hence you won't have cover for damage to the motorcycle.   

    Travel insurance when riding a scooter overseas

    General exclusions to consider, but not limited to, a loss arising from:

    • Riding a motorcycle, moped or motor scooter, either as the person in control or as a pillion passenger:
    • with an engine capacity greater than 250cc, or
    • without wearing a helmet, or
    • where the person in control does not have a full motorcycle licence that is valid both in the country of travel and in their country of residence; or.
    • A member of the travelling party intentionally and recklessly placing themselves in circumstances, or undertaking activities which pose a risk to their personal safety (except in an attempt to save a human life); or
    • Excluded Activities - hunting, playing polo, racing (except on foot), mountaineering using support ropes, paragliding, rock climbing, abseiling, participating in BASE jumping, running with the bulls, or pot holing; or
    • Professional Activities - participating in, or training for, a professional sporting activity.
    Please refer to the Product Disclosure statement to view PDS, FSG and all General Exclusions. 

    Scooter travel insurance

    Travel insurance when riding a Scooter and/or a Moped

    Scooters are a great way to travel around when you are overseas. They are the perfect way to beat urban congestion, and a fun way to ride. Scooters are not as intimidating or as dangerous as motorbikes, and because of that a lot of people are choosing them as their preferred method of overseas transport.

    The rules for scooter travel insurance are the same as the rules for motorcycle travel insurance. It does not matter if you are in Italy or Vietnam, the same rules apply for international scooter travel insurance.  

    Travel insurance when riding a scooter - policy information  

    You may need to check the motorcycle travel insurance page for details about whether or not your insurance may cover you for your scooter riding. To ride a motorcycle, you must have an unrestricted Australian motorcycle license and licence in the country that you are travelling to. If you ride a scooter uninsured, you will not receive medical coverage. 

     

    Scooter Hazards when riding a Scooter or Moped

    Every year people fall off their scooters in foreign countries around the world and have horrific injuries. Just because you are overseas does not mean the laws of the world suddenly go out the window, you are just as likely to get injured in a foreign country as you are at home, it is just in a foreign country you do not have your public health system to take care of you.
     
    If you are planning on travelling, an international travel insurance may be a necessity, and in some cases, particular countries are making it a compulsory requirement. 
     

    Safety when riding a Scooter or Moped

     
    When you ride your motor scooter, you will always need to wear a helmet. You should never ride the scooter while intoxicated. Failure to adhere to the previous rules will put your travel insurance at jeopardy, and you may be at risk of not receiving your full overseas medical cover. While riding a scooter overseas it may be smart to wear protective clothing i.e. long sleeves and leathers. 
     
    When you shop for travel insurance online, you may be given a lot of options. It can be overwhelming sometimes, but it may be worth considering a reputable insurance company that you can rely. If you go for the cheapest just make sure it covers you for what you want. This way, you can pick the most suitable travel insurance policy for your overseas holiday.
     
    Whether you are a family needing family travel insurance, a couple needing honeymoon travel insurance, or a solo traveller needing backpacker travel insurance; shopping online allows you to make the best-informed decision. If you are heading anywhere in the world, and you plan on riding a scooter, then travel insurance may be a necessity. 
     
    If you need are considering scooter rental travel insurance when you are riding a scooter for   your overseas holiday, get a travel insurance quote. 
     
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

    "First Name" is a mandatory field.
    "Surname" is a mandatory field.
    "Email Address" is a mandatory field.
    Please select if you are going on a cruise.
    "Adult 1 Age" is a mandatory field.
    "Adult 1 Age" must be a number.
    "Adult 2 Age" must be a number.
    "Privacy Policy" is a mandatory field.
    Google

    Google Rating

    Our customers rated their
    experience 4.6 out of 5.

    Awards

    Multiple award winning travel insurance company

    hothsv1May 20, 2024

    easy to obtain a quotation for the insurance. Also i called the number on the website regarding further questions I had, spoke with Adam, very friendly and professional team member answered my questions with no issues and emailed me all information i was asking for. Thank you

    Pat CarnegieNov 10, 2023

    I am nearly 89. Many companies won’t give me a quote as they reckon that I am too old. Those that do quote want a large excess for cover on a cruise and have a complicated medical assessment. Travel Insurance Saver sold me an Annual International Policy at a reasonable price. Their website is clearly designed and easy to use.

    Catherine HawkinsAug 23, 2023

    After a lot of research I found Travel Insurance Saver was the best coverage for a very reasonable price. No big extras for cruising either which is great.

    Chris RichardsApr 11, 2023

    I had a good look around and found this Travel Insurance Saver policy was just right for my travel needs with a very competitive premium. Other insurers loaded a hefty " cruise component", which is counter-intuitive considering trains, planes and cars/ coaches are much more susceptible to problems than the now stringently applied systems on cruise ships. Highly recommend.!

    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

    Travel Insurance Saver
    © 2024 Travel Insurance Saver
    Insurance Saver Pty Ltd ABN: 18 624 919 366