Travel Insurance Saver
Single Trip Annual Multi Trip
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    2025
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Travel insurance when riding a Scooter or Moped

    So, you are looking for scooter travel insurance? – Travel Insurance Saver can assist you with travel insurance when riding a scooter overseas.

    Overseas medical expenses incurred when riding a scooter may be covered under all policies. All hospitalisation, evacuation or repatriation would apply if you had an accident and were injured. Please consider the exclusions that apply to cover provided under all our plans. Please note that rental vehicle insurance excess is not covered on any policy, hence you won't have cover for damage to the motorcycle.   

    Travel insurance when riding a scooter overseas

    Scooter travel insurance

    Travel insurance when riding a Scooter and/or a Moped

    Scooters are a great way to travel around when you are overseas. They are the perfect way to beat urban congestion, and a fun way to ride. Scooters are not as intimidating or as dangerous as motorbikes, and because of that a lot of people are choosing them as their preferred method of overseas transport.

    The rules for scooter travel insurance are the same as the rules for motorcycle travel insurance. It does not matter if you are in Italy or Vietnam, the same rules apply for international scooter travel insurance.  

    Travel insurance when riding a scooter - policy information  

    You may need to check the motorcycle travel insurance page for details about whether or not your insurance may cover you for your scooter riding. 

     

    Scooter Hazards when riding a Scooter or Moped

    Every year people fall off their scooters in foreign countries around the world and have horrific injuries. Just because you are overseas does not mean the laws of the world suddenly go out the window, you are just as likely to get injured in a foreign country as you are at home, it is just in a foreign country you do not have your public health system to take care of you.
     
    If you are planning on travelling, an international travel insurance may be a necessity, and in some cases, particular countries are making it a compulsory requirement. 
     

    Safety when riding a Scooter or Moped

     
    When you ride your motor scooter, you will always need to wear a helmet. You should never ride the scooter while intoxicated. Failure to adhere to the previous rules will put your travel insurance at jeopardy, and you may be at risk of not receiving your full overseas medical cover. While riding a scooter overseas it may be smart to wear protective clothing i.e. long sleeves and leathers. 
     
    When you shop for travel insurance online, you may be given a lot of options. It can be overwhelming sometimes, but it may be worth considering a reputable insurance company that you can rely. If you go for the cheapest just make sure it covers you for what you want. This way, you can pick the most suitable travel insurance policy for your overseas holiday.
     
    Whether you are a family needing family travel insurance, a couple needing honeymoon travel insurance, or a solo traveller needing backpacker travel insurance; shopping online allows you to make the best-informed decision. If you are heading anywhere in the world, and you plan on riding a scooter, then travel insurance may be a necessity. 
     
    If you need are considering scooter rental travel insurance when you are riding a scooter for your overseas holiday, get a travel insurance quote
     
    Cover is subject to the policy terms, conditions, and limitations and exclusions set out in the Product Disclosure Statement. Always read the Product Disclosure Statement before making a decision about any travel insurance policy.  

    Contact Travel Insurance Saver

    If you have any question's please fill in the form below and one of our friendly team members will get in touch soon.

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