Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    History in Portugal

    The history of Portugal, dates to the Early Middle Ages. In the 15th and 16th centuries, it ascended to the status of a world power during Europe's "Age of Discovery" as it built up a vast empire including possessions in South America, Africa, and Asia. Signs of military decline began with two disastrous battles: the Battle of Alcácer Quibir in Morocco in 1578 and Spain's abortive attempt to conquer England in 1588 (Portugal contributed ships to the Spanish invasion fleet). 

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    The country was further weakened by the destruction of much of its capital city in a 1755 earthquake, occupation during the Napoleonic Wars and the loss of its largest colony, Brazil, in 1822. In 1910, there was a revolution that deposed the monarchy; however, the subsequent republic was unable to solve the country's problems. Amid corruption, repression of the Church, and the near bankruptcy of the state. A military coup in 1926 installed a dictatorship that remained until another coup in 1974. The new government instituted sweeping democratic reforms and granted independence to all of Portugal's African colonies in 1975. 

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    Around 200 BC, the Romans took the Iberian Peninsula from the Carthaginians during the Second Punic War, and in the process conquered Cale and renamed it Portus Cale. 

    Early in the first millennium BC, several waves of Celts invaded Portugal from central Europe and intermarried with the local populations, forming different ethnic groups, with many tribes. Chief among these tribes were the Calaicians or Gallaeci of northern Portugal, the Lusitanians of central Portugal, the Celtici of Alentejo, and the Cynetes or Conii of the Algarve. Among the lesser tribes or sub-divisions were the Bracari, Coelerni, Equaesi, Grovii, Interamici, Leuni, Luanqui, Limici, Narbasi, Nemetati, Paesuri, Quaquerni, Seurbi, Tamagani, Tapoli, Turduli, Turduli Veteres, Turdulorum Oppida, Turodi, and Zoelae). 

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    The first Roman invasion of the Iberian Peninsula occurred in 219 BC. Within 200 years, almost the entire peninsula had been annexed to the Roman Empire. The Carthaginians, Rome's adversary in the Punic Wars, were expelled from their coastal colonies.

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    Rome installed a colonial regime. During this period, Lusitania grew in prosperity and many of modern-day Portugal's cities and towns were founded. In 27 BC, Lusitania gained the status of a Roman province. Later, a northern province of Lusitania was formed, known as Gallaecia, with capital in Bracara (today's Braga). 

    In the early 5th century, Germanic tribes invaded the peninsula, namely the Suevi, the Vandals (Silingi and Hasdingi) and their allies, the Sarmatian Alans. Only the kingdom of the Suevi (Quadi and Marcomanni) endured after the arrival of another wave of Germanic invaders, the Visigoths, who conquered all of the Iberian Peninsula and expelled or partially integrated the Vandals and the Alans. The Visigoths eventually conquered the Suevi kingdom and its capital city Bracara in 584–585. 

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    In 711, the Islamic Moors (mainly Berber with some Arab) from North Africa invaded the Iberian Peninsula, destroying the Visigothic Kingdom. Many of the ousted Gothic nobles took refuge in the unconquered north Asturian highlands. From there they aimed to reconquer their lands from the Moors: this war of reconquest is known in Portuguese (and Spanish) as the Reconquista.

    In 868, Count Vímara Peres reconquered and governed the region between the rivers Minho and Douro. The county was then known as Portucale (i.e., Portugal). 

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    Portugal gained its first de jure independence (as the Kingdom of Galicia and Portugal) in 1065 under the rule of Garcia II. Because of feudal power struggles, Portuguese and Galician nobles rebelled. In 1072, the country rejoined León and Castile under Garcia II's brother Alfonso VI of León.

    In 1095, Portugal separated almost completely from the Kingdom of Galicia. Its territories consisting largely of mountain, moorland and forest were bounded on the north by the Minho, on the south by the Mondego. 

    At the end of the 11th century, the Burgundian knight Henry became count of Portugal and defended his independence, merging the County of Portucale and the County of Coimbra. Henry declared independence for Portugal while a civil war raged between León and Castile.

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    Portugal traces its national origin to 24 June 1128 with the Battle of São Mamede. Afonso proclaimed himself first Prince of Portugal and in 1139 the first King of Portugal. 

    From 1249 to 1250, the Algarve, the southernmost region, was finally re-conquered by Portugal from the Moors. In 1255, the capital shifted to Lisbon. During the 15th and 16th centuries, Portugal was a major European power, ranking with England, France, and Spain in terms of economic, political, and cultural influence. Though not predominant in European affairs, Portugal did have an extensive colonial trading empire throughout the world backed by a powerful thalassocracy. 

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    Portuguese became the first civilization to fully start the process we know today as globalization.

    The arrival of the Portuguese in Japan, the first Europeans who managed to reach it, initiating the Nanban ("southern barbarian") period of active commercial and cultural exchange between Japan and the West.

    In the 17th century the Portuguese emigrated in large numbers to Brazil. By 1709, John V prohibited emigration, since Portugal had lost a sizable fraction of its population. Brazil was elevated to a vice-kingdom. 

    Disaster fell upon Portugal in the morning of 1 November 1755, when Lisbon was struck by a violent earthquake with an estimated Richter scale magnitude of 9. The city was razed to the ground by the earthquake and the subsequent tsunami and ensuing fires. 

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    In 1807 Portugal refused Napoleon Bonaparte's demand to accede to the Continental System of embargo against the United Kingdom; a French invasion under General Junot followed, and Lisbon was captured on 8 December 1807. British intervention in the Peninsular War restored Portuguese independence, the last French troops being expelled in 1812. 

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    A republican constitution was approved in 1911, inaugurating a parliamentary regime with reduced presidential powers and two chambers of parliament. 

    The vacuum of power created by Sidónio Pais’ murder on 14 December 1918 led the country to a brief civil war. The monarchy’s restoration was proclaimed in the north of Portugal on 19 January 1919. After a series of clashes the monarchists were definitively chased from Oporto on 13 February 1919. This military victory allowed the PRP to return to government and to emerge triumphant from the elections held later that year, having won the usual absolute majority.

    The "'Carnation Revolution" of 1974, an effectively bloodless left-wing military coup, installed the "Third Republic". Broad democratic reforms were implemented. In 1975, Portugal granted independence to its Overseas Provinces in Africa (Mozambique, Angola, Guinea-Bissau, Cape Verde and São Tomé and Príncipe). 

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    With the 1975–76 independence of its colonies, other than Macau which had no independence movement, the 560-year-old Portuguese Empire effectively ended. Simultaneously, 15 years of war effort also came to an end. 

    Back to Portugal Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.