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    Medical Condition

    An pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these activities aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 

    Find out more about Cruise Travel Insurance.

    Motorcycle

    As a driver, you must have a valid Australian motorcycle licence. You must be wearing a helmet. There are no cc limits that apply.


    If you are a passenger of the drive must have a motorcycle licence that is valid for the country you are travelling in. 

    Click on the link to find out more about Motorcycle Travel Insurance. 

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance. 

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide Excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    What's Covered

    Compare Travel Insurance Policies

    Travel Insurance Saver offers a variety of Travel Insurance policies that may meet the needs of our customers whether that is in Australia or Overseas. Compare and select from domestic and international products by getting a quote.

    Schedule of benefits

    To compare our policies and view the product disclosure statement, please complete a quote by entering in travel destination, travel dates, ages and clicking Get a Quote button. Compare our policies to choose the best policy for your trip away. 

    International Assistance - Worldwide 24/7 365 days emergency assistance

    24/7 International Assistance utilises a global network of medical providers and facilities. This team coordinates emergency assistance to the policyholder that becomes ill or injured while travelling overseas. Click here for further information.

    Destination countries 

    You can select from a drop-down box, a range of different countries which you will be travelling to. Select all of the countries you will be travelling to, from the drop-down box, select dates and ages of travellers, and then click get a travel insurance quote button.  

    Cruises

    If you are taking a cruise in Australian waters, please select Australia - Cruise as your destination, when travelling in international waters, please select the countries that you will be travelling to; For example Singapore, Hawaii, Vanuatu etc.
    Click the link for further information about Travel Insurance when cruising.

    Motorcycling overseas

    Wanting to motorcycle abroad and looking for travel insurance?
    Click to view further information regarding Travel Insurance when motorcycling.

    Dependent children, covered for free. 

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:

    • under 18 years of age

    Amend and extend your policy

    Amend, extend or cancel via the self-managed system - You can update and extend your single trip policies for up to 12 months, unless you have made a claim, need to add a specified medical condition or had changes to your health since purchasing a policy. Click here to find out how to extend your policy. Click here for further information.

    Rental vehicle insurance excess

    We may cover you for the rental vehicle insurance excess, or the cost of repairing the vehicle, whichever is lower, if;

    • you rent a vehicle from a rental company; 
    • it is damaged by accident, storm, fire or theft; and 
    • you are a nominated driver of the Rental Vehicle Agreement. 

    For this benefit to apply, the rental vehicle company must have comprehensive motor vehicle insurance for the period of hire. Please refer to schedule of benefits and PDS for policies that include Rental Vehicle Insurance Excess. 

    Snow & Ski cover 

    We have options to add Snow Sports to all travel insurance policies when travelling overseas. Please select the Snow Sports under Options and More Information in the quoting panel to apply snow sports cover to your travel insurance policy. Click here to find out more.

    24/7 International Assistance

    International Assistance is a 24/7 emergency assistance team that coordinates emergency assistance for policyholders. 

    Already departed

    You can purchase while already being overseas - A 48-hour waiting period applies if you purchase when you have already departed from Australia. You must be returning back to Australia for the policy to be valid. 

    Travel Insurance for Seniors

    We have a range of policies available for seniors with cover up to 90 years of age.

    Find out more about travel insurance for Seniors. 

    Monetary Unit

    All $ values via this website, displayed in Australian Dollars (AUD).

    Time

    Policies purchased are based on AEST (Australia Eastern Standard Time) for departure and return dates and time.  

    Travelling when pregnant

    Cover may be available for pregnancy-related illness of the mother up to & including 23 weeks gestation for a single pregnancy and multiple pregnancy - Provided there have been no complications, click here to find out more.

    Compare Travel Insurance

    We offer a great platform to compare our travel insurance policies side by side to identify the policy that may suit your travel needs. 

    Overseas Travel Insurance

    Travelling overseas and looking for travel insurance cover - Get a quote to view travel insurance for overseas travel.

    Cover is subject to the policy terms, conditions, limitations, and exclusions set out in the current Combined Financial Services Guide and Product Disclosure Statement (PDS). Make sure you’ve read and understood the (PDS) prior to choosing a travel insurance policy.  

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    Disclaimer

    Travel Insurance Saver Travel Insurance is arranged by Insurance Saver Pty Ltd, ABN 18 624 919 366, AR no: 001263726 and is issued by Chase Underwriting Solutions Pty Ltd ABN 50 156 554 808 (AFSL No. 454344), one of Australia's leading insurance specialists. Chase Underwriting Solutions Pty Ltd is authorised by ASIC to issue, deal in and provide general advice on general insurance products. Chase Underwriting Solutions Pty Ltd issues certificates under a binding authority granted by Lloyd's.

    General Advice Warning - The information contained in this website is correct at the time of publishing. The website and any advice given is of a general nature and does not take into account your objectives, financial situation or needs. If you are considering acquiring our travel insurance, you should obtain the Product Disclosure Statement (PDS) and Target Market Determination relating to the product and consider this before making any decision.

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