Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    Poland - Geography

    Poland is a country in Central Europe, east of Germany, is situated in the middle of the continent, between two rivers the Vistula and Odra. 

    The country extends 876 kilometres from north to south and 689 kilometres from east to west. Poland's total area is 312,843 square kilometres, including inland waters. The landscape is diversified with mountain ranges in the South, Lowlands and Uplands stretching across central Poland, and sandy beaches of the Baltic coast and lake lands known for forested rolling hills and thousands of lakes in the north.  

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    The terrain variations generally run in bands from east to west. The Baltic coast lacks natural harbors except for the Gdańsk-Gdynia region and Szczecin in the far northwest. The northeastern region, called the Lake District, is densely wooded, sparsely populated and lacks agricultural and industrial resources. 

    To the south and west of the lake district, a vast region of plains extends to the Sudetes on the Czech and Slovak borders to the southwest and to the Carpathians on the Czech, Slovak, and Ukrainian borders to the southeast. The average elevation of Poland is 173 meters, and only 3 % of Polish territory, along the southern border, is higher than 500 meters. The highest elevation is Mount Rysy, which rises 2,499 meters in the Tatra Range of the Carpathians, 95 kilometres south of Kraków. About 60 square kilometres along the Gulf of Gdańsk are below sea level. 

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    Poland is traditionally divided into five topographic zones from north to south. The largest, the central lowlands, is narrow in the west, then expands to the north and south as it extends eastward. Along the eastern border, this zone reaches from the far northeast to within 200 kilometres of the southern border. 

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    The terrain in the central lowlands is quite flat, and earlier glacial lakes have been filled by sediment. The region is cut by several major rivers, including the Oder (Odra), which defines the Silesian Lowlands in the southwest, and the Vistula (Wisla), which defines the lowland areas of east-central Poland. 

    To the south of the lowlands are the lesser Poland uplands, a belt varying in width from 90 to 200 kilometres, formed by the gently sloping foothills of the Sudeten and Carpathian Mountain ranges and the uplands that connect the ranges in southcentral Poland. The topography of this region is divided transversely into higher and lower elevations, reflecting its underlying geological structure. The third topographic area is located on either side of Poland's southern border and is formed by the Sudeten and Carpathian ranges. Within Poland, neither of these ranges is forbidding enough to prevent substantial habitation; the Carpathians are especially densely populated. 

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    The rugged form of the Sudeten range derives from the geological shifts that formed the later Carpathian uplift. The highest elevation in the Sudeten is 1,602 meters, in the Karkonosze Mountains. The Carpathians in Poland, formed as a discrete topographical unit in the relatively recent Tertiary Era, are the highest and most picturesque mountains in the country. 

    To the north of the central lowlands, the lake region includes the only primeval forests remaining in Europe and much of Poland's shrinking unspoiled natural habitat. Glacial action in this region formed lakes and low hills in the otherwise flat terrain adjacent to Lithuania and the Baltic Sea. Small lakes dot the entire northern half of Poland, and the glacial formations that characterize the lake region extend as much as 200 kilometres inland in western Poland. Wide river valleys divide the lake region into three parts. In the northwest, Pomerania is located south of the Baltic coastal region and north of the Warta and Noteć rivers. Masuria occupies the remainder of northern Poland and features a string of larger lakes. 

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    The oldest of the mountain ranges are Sudety and Swietokrzyskie Mountians.  The best-known range of the Sudety Mountains is Karkonosze in Lower Silesia.  From the top of Mt. Sniezka (1,602 m) one can admire a splendid view of the natural and manmade wonders of this land.  Next in the process of the alpine folds the Carpathian Mountains were formed. And among them the forested Beskidy Range as well as the rugged and sharp, truly alpine style the High Tatra Mountain Range.  

    Back to Poland Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.