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    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover. 


    Do you want to complete a medical screening? 

    After entering your trip details (Age, Destination, Dates) to get a quote first. Please click on the "Continue" button to be redirected to nib to complete a medical screening. You will need to enter in details such as name & email, the medical screening will be on the following page. 

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be provided cover for snow sports related events. Snow Sports cover is only available on the International Comprehensive, Annual Multi trip and Australian Travel plans.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing. Click the link to find out more about Snow Sports travel insurance.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia. A 72 hour waiting period may apply for policies purchased when you are already travelling. See waiting periods in the PDS for more information. 

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 45 days in duration between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 200km from your home in Australia, and 
    • Include travel by either pre-paid scheduled public transport or hire car, or include at least one night of pre-booked publicly available accommodation
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Child/Children

    Your children, stepchildren, grandchildren, foster children, and children for whom you are the legal guardian, who are travelling with you on the same itinerary for the entire duration of your trip and at the time the Certificate of Insurance is issued are:
    • under 25 years of age, and
    • working less than 30 hours per week.

    Coronavirus Travel Costs

    This benefit covers you for specific events related to coronavirus, such as contracting the virus causing you to cancel the trip or causing your quarantine; a healthcare worker's leave being cancelled; or you being denied boarding due to your suspected infection with coronavirus. Click the link to find out more about travel insurance for coronavirus.

    COVID-19 Medical

    Overseas Medical limit - $Unlimited^ (including COVID-19. Subject to policy terms, conditions, limitations and exclusions).
    ^Expenses for up to 12 months from the date an illness first appears or injury first occurs. Includes reasonable and necessary overseas medical expenses arising from sudden illness or serious injury (including COVID-19).

    One Way

    Policies are available for one-way travel overseas or to return back to Australia! Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia. Click the link to find out more about one way travel insurance.

    Poland - Attractions

    Warsaw

    The Polish Capital of Warsaw was largely destroyed in the Second World War. It was rebuilt based on paintings and plans from the 17th and 18th century. The Old town is still well worth a look and offers an insight into the old polish capital. 

    Sightseeing in Warsaw

    For an unbelievable view, travel to the 30th floor of the observation deck of the Palace of Culture and Science. This structure was gifted to Poland in 1953 from Stalin as a symbol of 'Polish-Soviet friendship' and remains one of the best-known architectural icons in Poland 

    Cover for off-piste and backcountry skiing and snowboarding. Travel Insurance Saver snow sports option.


    Museum

    A venture through the Warsaw Rising Museum, offering an educational and interactive experience. The museum features testimonials, films, slides and artefacts from the time when Warsaw residents were living contently. 

    Chopin's house

    Is the house where Frederick Chopin was born in Zelazowa Wola, 53km west of Warsaw. The Chopin House makes for a great day trip. Attractions include a 19th-century instruments and furniture, picturesque park, and summertime recitals. 

    Compare our travel insurance quotes from Travel Insurance Saver.


    Zamość 

    The resurged market square in Zamość with its almost perfectly preserved 16th-century town centre. Zamość is just one of the many designated World Heritage sites in Poland. 

    Auschwitz

    The victims of the holocaust are remembered at Oswiecim-Birkenau concentration camp 70km from Krakow. Visiting is a sobering experience that may give perspective on one of human history's darkest periods. 

    Krakow Gate

    The Krakow Gate was built in the late 14th century and remodelled in 1782. The Krakow Bridge is an architectural symbol of Lublin and is the primary entrance into the Old Town, it also houses a historical museum for you to visit to get a better perspective of the history of Lublin. 

    Family travel insurance for your overseas trip. Family travel insurance available, compare online quotes for family cover.


    Krakow

    Krakow's medieval atmosphere is one of UNESCO's 12 most significant historical sites. In the middle of the central Market Square (which is currently the largest in Europe) is the Cloth Hall, which was reconstructed in the 19th century from 14th-century merchants' stalls. 

    Salt Mine

    The Wieliczka Salt Mine boasts 350km of corridors, of which 2km are accessible to visitors. The tourist route is 64 to 135m underground and passes through impressive chambers, bas-reliefs, chandeliers, and a chapel sculpted in the salt. 

    Cruise cover travel insurance automatically included with Travel Insurance Saver. Compare our quotes online for cruise cover.


    Black Madonna

    The Icon of the Black Madonna, also known as the miraculous painting of Our Lady, which can be seen in the huge Jasna Góra monastery complex at Czestochowa, 100km north of Krakow. It is reputed to have been painted by St Luke. 

    Wroclaw

    Wroclaw is a city of 100 bridges, many of which cross canals or connect 12 of the city's islands. Important sights include the and the Cathedral on Ostrow Tumski; the Ethnographic Museum in the Royal Palace; 15th-century Town Hall, now the Historical Museum. 

    Gdansk

    Gdansk is home to the largest gothic church in Poland: St Mary's Basilica. The beach resort at nearby Sopot has Europe's longest pier (500m/1,640ft). Within easy reach are the forested Hel Peninsula, the Kashubian Lakeland, and the Teutonic castles at Malbork and Gniew. 

    Different insurance plans available. Obtain travel insurance quotes online with Travel Insurance Saver and and compare our travel insurance plans.


    Torun

    Is a medieval walled town, to experience this incredible gothic town you will just need to visit and travel the streets that make this such as amazing town.

    Back to Poland Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements. 

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    Insurance Saver Pty Ltd, ABN 18 624 919 366, AR 001263726 is an authorised representative of nib Travel Services (Australia) Pty Ltd (nib), ABN 81 115 932 173, AFSL 308461 and act as nib's agent and not as your agent. This is general advice only. Before you buy, you should consider your needs, the Product Disclosure Statement (PDS), Financial Services Guide (FSG) and Target Market Determination (TMD) available from us. This insurance is underwritten by Pacific International Insurance Pty Ltd, ABN 83 169 311 193.

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