Travel Insurance Saver
Single Trip Annual Multi Trip
    14
    June
    2021
    15
    June
    2021
    Traveller 1
    Traveller 2
    Dependant 1
    +Dependant

    Medical Condition

    An existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • chronic; or, 
    • displaying symptoms; or, 
    • under investigation; or, 
    • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
    • or metastatic; 
    • or terminal; or
    in the six months prior to the time you buy your policy there has been:
    • treatment by a medical practitioner; or 
    • medication prescribed; or 
    • surgery.

    Please refer to existing medical conditions that meet the criteria for automatic cover

    Snow Sports

    If you are participating in Snow sports on your trip you need to add this option to be covered.

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

    Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country.

    If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

    Altitude Limits

    There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions

    History in Peru

    Extras

    Some of the oldest civilizations appeared circa 6000 BC in the coastal provinces of Chilca and Paracas, and in the highland province of Callejón de Huaylas.
    The Paracas culture emerged on the southern coast around 300 BC. The Moche and Nazca flourished from about 100 BC to about 700 CE (christian era, post the birth of christ): The Moche produced impressive metalwork, as well as some of the finest pottery seen in the ancient world, while the Nazca are known for their textiles and the enigmatic Nazca lines.

    Around 700 BC two empires, the Chimor and Chachapoyas culture, appear to have developed systems of social organization that were the precursors of the Inca civilization.

    The Incas created the vastest dynasty of pre-Columbian America it dominated a territory that included from north to south Ecuador, part of Colombia, the northern half of Chile, and the north-west part of Argentina; and from west to east, from Bolivia to the Amazonian forests and Peru.
    When the Spanish landed in 1531, Peru's territory was the nucleus of the highly developed Inca civilization. Centered at Cuzco, the Inca Empire extended over a vast region, stretching from northern Ecuador to central Chile.

    Spanish domination consolidated itself as successive indigenous rebellions were bloodily repressed. By March 23, 1534, Pizarro and the Spanish had refounded the Inca city of Cuzco as a new Spanish colonial settlement.

    The necessity of consolidating Spanish royal authority over these territories, led to the creation of a Real Audiencia (Royal Audience). In 1542, the Viceroyalty of Peru was established, with authority over most of Spanish-ruled South America.

    Peru's movement toward independence was launched by an uprising of Spanish-American landowners and their forces, led by José de San Martín of Argentina and Simón Bolívar of Venezuela. San Martín, who had displaced the royalists of Chile after the Battle of Chacabuco, and who had disembarked in Paracas in 1819, led the military campaign of 4,200 soldiers. The expedition which included warships was organized and financed by Chile which sailed from Valparaiso in August 1820. San Martin proclaimed the independence of Peru in Lima on July 28, 1821.

    Still, the situation remained changing and emancipation was only completed by December 1824, when General Antonio José de Sucre defeated Spanish troops at the Battle of Ayacucho. Spain made futile attempts to regain its former colonies, such as at the Battle of Callao, and only in 1879 finally recognized Peruvian independence.

    After independence, Peru and its neighbours engaged in intermittent territorial disputes.
    A short-lived attempt to reunite Peru and Bolivia was made during the period 1836–1839 when the Peru-Bolivian Confederation came into existence, severe internal opposition led to its demise in the War of the Confederation.

    Following the Ecuadorian-Peruvian War of 1941, the Rio Protocol sought to formalize the boundary between those two countries. In late 1999, the governments of Peru and Chile likewise similarly implemented the last outstanding article of their 1929 border agreement.

    During World War II, Peru was the first South American nation to align with the United States and its allies against Germany and Japan.

    The military has been prominent in Peruvian history. Coups have repeatedly interrupted civilian constitutional government. The most recent period of military rule (1968–1980) began when General Juan Velasco Alvarado overthrew elected President Fernando Belaúnde Terry of the Popular Action Party .

    A Constitutional Assembly was created in 1979, which was led by Víctor Raúl Haya de la Torre. Morales Bermúdez presided over the return to civilian government in accordance with a new constitution drawn up in 1979.

    Democratic restoration and elections (1979–present day)
    During the 1980s, cultivation of illicit coca was established in large areas on the eastern Andean slope. Rural terrorists movements, like the Shining Path (Sendero Luminoso, SL) and the Túpac Amaru Revolutionary Movement (MRTA) increased during this time and derived significant financial support from alliances with the narcotraffickers, leading to the Internal conflict in Peru.
    In the May 1980 elections, President Fernando Belaúnde Terry was returned to office by a strong plurality. One of his first actions as President was the return of several newspapers to their respective owners. In this way, freedom of speech once again played an important part in Peruvian politics. Gradually, he also attempted to undo some of the most radical effects of the Agrarian Reform initiated by Velasco, and reversed the independent stance that the Military Government of Velasco had with the United States.

    Belaúnde's second term was also marked by the unconditional support for Argentine forces during the Falklands War with the United Kingdom in 1982. Belaúnde declared that "Peru was ready to support Argentina with all the resources it needed." This included a number of fighter planes and possibly personnel from the Peruvian Air Force, as well as ships, and medical teams. Belaunde's government proposed a peace settlement between the two countries, but it was rejected by both sides, as both claimed undiluted sovereignty of the territory. In response to Chile's support of the UK, Belaúnde called for Latin American unity.

    The nagging economic problems left over from the previous military government persisted, worsened by an occurrence of the "El Niño" weather phenomenon in 1982–83, which caused widespread flooding in some parts of the country, severe droughts in others, and decimated the schools of ocean fish that are one of the country's major resources. After a promising beginning, Belaúnde's popularity eroded under the stress of inflation, economic hardship, and terrorism.
    In 1985, the American Popular Revolutionary Alliance (APRA) won the presidential election, bringing Alan García to office. The transfer of the presidency from Belaúnde to García on July 28, 1985, was Peru's first exchange of power from one democratically elected leader to another for the first time in 40 years.

    On July 28, 2006 former president Alan García became the current President of Peru. He won the 2006 elections after winning in a runoff against Ollanta Humala.

    Back to Peru Travel Insurance page

    Single Trip Annual Multi Trip
      14
      June
      2021
      15
      June
      2021
      Traveller 1
      Traveller 2
      Dependant 1
      +Dependant

      Medical Condition

      An existing medical condition is any medical condition which:

      At the time you buy your policy is:
      • chronic; or, 
      • displaying symptoms; or, 
      • under investigation; or, 
      • pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; 
      • or metastatic; 
      • or terminal; or
      in the six months prior to the time you buy your policy there has been:
      • treatment by a medical practitioner; or 
      • medication prescribed; or 
      • surgery.

      Please refer to existing medical conditions that meet the criteria for automatic cover

      Snow Sports

      If you are participating in Snow sports on your trip you need to add this option to be covered.

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you do not wish to purchase this additional cover.

      Snow sports are defined as Snow skiing and snowboarding on and off piste, back country skiing and snowboarding, snowmobiling, tobogganing, cross-country skiing, telemark skiing.

      $0 Excess

      By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

      Variable excess option An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you have changed this amount to $0.

      Cruise

      Cruising is covered as standard. If the cruise only stops in one country, just select that country.

      If the cruise only visits stops within Australia, make sure you select the ‘Cruising – Australian Waters’ option and NOT just Australia.

      If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.

      Altitude Limits

      There are no altitude limits associated to cover when hiking. Please refer to theProduct Disclosure Statement for full term, limitations, conditions and exclusions