Travel Insurance Saver
Single Trip Annual Multi Trip
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    Medical Condition

    A pre-existing medical condition is any medical condition which:

    At the time you buy your policy is:
    • taking medication, chronic, displaying symptoms, under investigation, pending follow-up, consultation, treatment or surgery; or where these are recommended or planned; metastatic or terminal
    To include a medical condition you will need to complete a medical screening? 
    1. Entering your trip details (Age, Destination and Travel Dates) to get a quote.
    2. Compare quotes and view PDS and then click on the "Continue" button. 
    3. You can add 'Snow Sports' or 'Mountaineering" if required on this page or you can just click 'Select' if these add-ons aren't required. 
    4. On the following page you can complete a medical screening to determine if you can receive cover for your pre-existing medical conditions.

    Snow Sports

    Snow Sports is available as an optional extra on all international policies.

    To add on Snow Sports Cover or Off-Piste Snow Sports cover please get a travel insurance quote, compare quotes and PDS and then click on 'Continue Button'.

    On the following page you can;

    $0 Excess

    By selecting this option, you’ll be charged an additional premium. You can uncheck this box if you don't want to reduce your excess. Different excess options are available when you "Get a Quote".

    Variable excess option. An excess is the amount that is deducted from your claim payout. A standard excess of $250 applies to most claims. By selecting this option, you can reduce your policy excess amount to $0 on some plans. An additional excess may apply to specific medical conditions. This excess cannot be removed.

    Cruise

    Cruising is covered as standard. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination. 

    • If you are travelling to 'New Caledonia', please also add in 'South Pacific Cruise' so cruise is displayed on your Certificate of Insurance. 
    • If the cruise only visits stops within Australia, make sure you select ‘Australian Waters’ option and NOT just Australia.

    If you get sick aboard a cruise while traveling under one of our international policies, we can offer overseas medical cover on board, including if you contract Coronavirus during the trip. Make sure you’re following all relevant government and official advice. All policy terms, conditions, limits and exclusions apply, and you should be aware there are things we don’t cover, such as your cruise being cancelled by the provider due to an epidemic or pandemic.
    Click the link to find out more about travel insurance for cruising.

    Activities

    Travel Insurance Saver cover over 120 activities. Find out more information regarding activities that may be covered while you are travelling overseas. Further information regarding activities such as hiking, golfing, canoeing, hot air ballooning please click through to the Activities Page - Travel Insurance. Terms and conditions apply, please refer to the Product Disclosure Statement before deciding.

    Already Overseas

    If you are already overseas and need travel insurance due to your previous policy expiring, or you forgot to buy travel insurance and need to be covered while overseas and for your return trip back to Australia you can purchase while overseas. The trip must end at your home in Australia.

    You must include all overseas destinations that you will be travelling to and your current overseas location. 

    There is a 48 hour waiting period, before benefits apply for all policies purchased when you are already overseas. Click here to find out more

    Annual Multi Trip

    Annual Multi Trip Plan, trip(s) means any travel up to 31, 45, 62 & 91 days in duration based on the plan you select. This duration is between the departure date and return date shown on your Certificate of Insurance. Each trip must:
    • Start and end at your home in Australia, and 
    • Be to a destination of at least 100km from your home in Australia, and 
    Designed for people who are travelling internationally and may also be travelling domestically. 

    Children & Under 18's

    Cover is extended to include your children or grandchildren not in full-time employment who are under the age of 18 and are travelling with you for the entire duration of your journey. It is a condition of cover that any accompanying children are noted on your Certificate of Insurance.

    Child/Children must be the children or grandchildren of an adult traveller that is on the same policy.

    If there is a child under 18 that is not a child or grandchild of an adult traveller (over 18) on the policy please get a separate quote to apply travel insurance correctly.

    Coronavirus - Medical

    Medical cover is included on all international policies for Corona Virus. If you need to be treated for coronavirus while travelling with will be included under Overseas Medical Expenses & Assistance.

    Cruise

    Cruising is covered as standard on all international policies. If the cruise only stops in one country, just select that country. If the cruise stops at multiple destinations, add each destination.

    If you are cruising within Australia please select ‘Australia – Cruises’, selecting just ‘Australia’ does not cover cruising. 
    The destination 'Australia - Cruise' is classifed as the South Pacific inc New Zealand region. 

    Covid-19 Medical is automatically included under "Overseas Emergency Medical Expenses".

    Find out more about Cruise Travel Insurance.

    Motorcycle / Scooter

    Motorcycles

    As the rider, you must have a current Australian motorcycle licence and comply with local road laws. There are no cc limits that apply.


    Scooters/Moped

    You must have a current Australian motorcycle licence or Australian drivers licence to ride a scooter/moped (step through scooter's only) overseas.  


    You must be wearing a helmet on Scooters and Motorcycles.


    Passenger

    If you are a passenger travelling on a motorcycle, moped or scooter, the person in the control must hold a current motorcycle licence valid for the country you are travelling in. 


    Click on the link to find out more about Motorcycle Travel Insurance

    One Way

    Policies are available for one-way travel insurance overseas;

    • Where there is no intention to return to Australia 
    • You don't hold a return ticket 
    • If you are already overseas and want to return back to Australia - There is a 48 hour waiting period, before benefits apply for all policies purchased overseas. You must be returning back to Australia. 

    Enter your departure and return dates which would be your active dates of insurance. Trip must start or end at your home in Australia.

    Find out more about one way travel insurance

    Regions and Stopovers

    Please include all destinations that you will be travelling to. The region will be based on the destination you have entered. You can extend and update your policy if your plans change by logging in before your policy expires to amend your policy.

    We have 5 regions 

    • Worldwide 
    • Worldwide excluding USA, Canada and Antarctica. 
    • Asia
    • South Pacific incl New Zealand and Australia - Cruise. 
    • Australia
    We cover all destination in that specific region, excluding any 'Do Not Travel' or 'Sanctioned' countries. 
     
    Stopovers
    We cover up to 48 hours for stopovers on the way or way back from your destination. 

    Schools & Groups

    If you’re in need of travel insurance for a group, then Travel Insurance Saver may be able to provide group travel insurance or school group travel insurance.

    Please click on School Group Travel Insurance to apply for an instant quote.

    Or Please click on Group Travel Insurance for more information.

    History in Peru

    Some of the oldest civilizations appeared circa 6,000 BC in the coastal provinces of Chilca and Paracas, and in the highland province of Callejón de Huaylas. 

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    The Paracas culture emerged on the southern coast around 300 BC. The Moche and Nazca flourished from about 100 BC to about 700 CE (Christian era, post the birth of Christ): The Moche produced impressive metalwork, as well as some of the finest pottery seen in the ancient world, while the Nazca are known for their textiles and the enigmatic Nazca lines. 

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    Around 700 BC two empires, the Chimor and Chachapoyas culture, appear to have developed systems of social organization that were the precursors of the Inca civilization. 

    The Incas created the vastest dynasty of pre-Columbian America it dominated a territory that included from north to south Ecuador, part of Colombia, the northern half of Chile, and the north-west part of Argentina; and from west to east, from Bolivia to the Amazonian forests and Peru.

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    When the Spanish landed in 1531, Peru's territory was the nucleus of the highly developed Inca civilization. Centred at Cuzco, the Inca Empire extended over a vast region, stretching from northern Ecuador to central Chile. 

    The necessity of consolidating Spanish royal authority over these territories, led to the creation of a Real Audiencia (Royal Audience). In 1542, the Viceroyalty of Peru was established, with authority over most of Spanish-ruled South America. 

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    Peru's movement toward independence was launched by an uprising of Spanish-American landowners and their forces, led by José de San Martín of Argentina and Simón Bolívar. San Martín, who had displaced the royalists of Chile after the Battle of Chacabuco, and who had disembarked in Paracas in 1819, led the military campaign of 4,200 soldiers. The expedition which included warships was organized and financed by Chile which sailed from Valparaiso in August 1820. San Martin proclaimed the independence of Peru in Lima on July 28, 1821. 

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    Still, the situation remained changing, and emancipation was only completed by December 1824, when General Antonio José de Sucre defeated Spanish troops at the Battle of Ayacucho. Spain made futile attempts to regain its former colonies, such as at the Battle of Callao, and only in 1879 finally recognized Peruvian independence. 

    After independence, Peru and its neighbours engaged in intermittent territorial disputes.

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    A short-lived attempt to reunite Peru and Bolivia was made during the period 1836–1839 when the Peru-Bolivian Confederation came into existence, severe internal opposition led to its demise in the War of the Confederation. 

    Following the Ecuadorian-Peruvian War of 1941, the Rio Protocol sought to formalize the boundary between those two countries. In late 1999, the governments of Peru and Chile likewise similarly implemented the last outstanding article of their 1929 border agreement. 

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    During World War II, Peru was the first South American nation to align with the United States and its allies against Germany and Japan. 

    The military has been prominent in Peruvian history. Coups have repeatedly interrupted civilian constitutional government. The most recent period of military rule (1968–1980) began when General Juan Velasco Alvarado overthrew elected President Fernando Belaúnde Terry of the Popular Action Party. 

    A Constitutional Assembly was created in 1979, which was led by Víctor Raúl Haya de la Torre. Morales Bermúdez presided over the return to civilian government in accordance with a new constitution drawn up in 1979. 

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    Democratic restoration and elections (1979–present day)

    During the 1980s, cultivation of illicit coca was established in large areas on the eastern Andean slope. Rural terrorists’ movements, like the Shining Path (Sendero Luminoso, SL) and the Túpac Amaru Revolutionary Movement (MRTA) increased during this time and derived significant financial support from alliances with the narcotraffickers, leading to the Internal conflict in Peru.

    In the May 1980 elections, President Fernando Belaúnde Terry was returned to office by a strong plurality. One of his first actions as President was the return of several newspapers to their respective owners. In this way, freedom of speech once again played an important part in Peruvian politics. Gradually, he also attempted to undo some of the most radical effects of the Agrarian Reform initiated by Velasco and reversed the independent stance that the Military Government of Velasco had with the United States. 

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    Belaúnde's second term was also marked by the unconditional support for Argentine forces during the Falklands War with the United Kingdom in 1982. Belaúnde declared that "Peru was ready to support Argentina with all the resources it needed." This included several fighter planes and possibly personnel from the Peruvian Air Force, as well as ships, and medical teams. Belaunde's government proposed a peace settlement between the two countries, but it was rejected by both sides, as both claimed undiluted sovereignty of the territory. In response to Chile's support of the UK, Belaúnde called for Latin American unity. 

    The nagging economic problems left over from the previous military government persisted, worsened by an occurrence of the "El Niño" weather phenomenon in 1982–83, which caused widespread flooding in some parts of the country, severe droughts in others, and decimated the schools of ocean fish that are one of the country's major resources. After a promising beginning, Belaúnde's popularity eroded under the stress of inflation, economic hardship, and terrorism.

    In 1985, the American Popular Revolutionary Alliance (APRA) won the presidential election, bringing Alan García to office. The transfer of the presidency from Belaúnde to García on July 28, 1985, was Peru's first exchange of power from one democratically elected leader to another for the first time in 40 years. 

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    On July 28, 2006, former president Alan García became the current President of Peru. He won the 2006 elections after winning in a runoff against Ollanta Humala. 

    Back to Peru Travel Insurance page.

    Before choosing a policy, please be aware that terms and conditions, exclusions, limits and/or sub-limits will apply to most sections. It is important to read the Product Disclosure Statement (PDS) before making any purchase to ensure the cover provided matches your specific requirements.